Is Santa Rosa, CA cheaper than Roseville, CA?

Based on cost of living data, Santa Rosa, CA is 36.4% more expensive than Roseville, CA. This translates to spending an extra $2730 per month.

What salary do I need in Santa Rosa, CA to live like I do in Roseville, CA?

If you earn $150,000 in Roseville, CA, you'd need approximately $182,761.19 in Santa Rosa, CA to maintain the same standard of living.

How does housing cost compare between Roseville, CA and Santa Rosa, CA?

Housing in Santa Rosa, CA is 116.0% more expensive than in Roseville, CA. For a two-bedroom apartment, rent is $1,928/month in Santa Rosa, CA compared to $2,277/month in Roseville, CA.

How much can I save per month by moving from Roseville, CA to Santa Rosa, CA?

Living in Santa Rosa, CA costs approximately $2730 more per month than Roseville, CA, or $32761 more per year, based on a $150,000 salary.

Roseville, CA vs Santa Rosa, CA: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

Current salary in Roseville, CA

Numbers update automatically as you type

You'd spend $2.7K/month more in Santa Rosa, CA

$150.0K in your current city equals $182.8K in Santa Rosa, CA

Rent data from HUD ZIP-level estimates · COL index from Sacramento-Roseville-Folsom, CA area

Overall Cost

↑ 36.4%

More expensive

Monthly Impact

$2,730

Extra cost

Annual Impact

$32.8K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Roseville, CA

Population:159K

Cost Index:

100

100 = national average

Median Home:$652K

Santa Rosa, CA

Population:176K

Cost Index:

136

(36% above avg)

Median Home:$713K

Roseville, CA

The Golden State

159K

Population

State Tax

Yes

Located in California, this city has a population of 159K residents.

Santa Rosa, CA

The Golden State

176K

Population

State Tax

Yes

Located in California, this city has a population of 176K residents.

Cost Breakdown by Category

Annual spending: Roseville, CA vs Santa Rosa, CA

Category	Roseville, CA	Santa Rosa, CA	Difference	Change
Housing	$3,212/mo	$6,939/mo	↑ $3,727more	116.0%
Transportation	$1,384/mo	$1,703/mo	↑ $319more	23.1%
Other	$1,761/mo	$1,479/mo	↓ $282less	16.0%
All Utilities	$523/mo	$398/mo	↓ $125less	23.9%
Healthcare	$611/mo	$627/mo	↑ $15.94more	2.6%
Groceries	$1,045/mo	$1,030/mo	↓ $15.72less	1.5%

Housing

↑ 116.0%

Roseville, CA

$3,212

Santa Rosa, CA

$6,939

Difference

$3,727

Transportation

↑ 23.1%

Roseville, CA

$1,384

Santa Rosa, CA

$1,703

Difference

$319

Other

↓ 16.0%

Roseville, CA

$1,761

Santa Rosa, CA

$1,479

Difference

$282

less

All Utilities

↓ 23.9%

Roseville, CA

$523

Santa Rosa, CA

$398

Difference

$125

less

Healthcare

↑ 2.6%

Roseville, CA

$611

Santa Rosa, CA

$627

Difference

$15.94

Groceries

↓ 1.5%

Roseville, CA

$1,045

Santa Rosa, CA

$1,030

Difference

$15.72

less

🏠Rent Comparison

Studio

From$1,764

To$1,331

↓ $433

1 Bed

From$1,846

To$1,469

↓ $377

2 Bed

From$2,277

To$1,928

↓ $349

3 Bed

From$3,030

To$2,649

↓ $381

Roseville, CAZIP-level data

1BR range: $2,140–$2,330/mo

Santa Rosa, CAZIP-level data

1BR range: $1,940–$2,470/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,537

Monthly in Roseville, CA

$12,177

Monthly in Santa Rosa, CA

$3,640

Difference

Home Values

Roseville

Santa Rosa

$652K

Median Value

$713K

↓ -1.1%

YoY Change

↓ -2.8%

↑ +20.7%

5-Year Change

↑ +12.2%

$530K - $670K

Price Range

$620K - $797K

Homes in Santa Rosa are 9% more expensive than Roseville

Calculate payment - Roseville Calculate payment - Santa Rosa

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Roseville, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Santa Rosa, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Additional Tax Information

Roseville, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

Santa Rosa, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.