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Cost of Living Comparison 2026

๐Ÿ“ Roswell, NM โ€” ZIP-level rent data ยท COL adjusted from Lubbock, TX area

$

Numbers update automatically as you type

You'd spend $2.2K/month more in Denver, CO

$150.0K in your current city equals $176.8K in Denver, CO

Rent data from HUD ZIP-level estimates ยท COL index from area
Overall Cost
โ†‘ 29.8%
More expensive
Monthly Impact
$2,232
Extra cost
Annual Impact
$26.8K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Roswell, NM

Population:47K
Cost Index:100
Median Home:$220K

Denver, CO

Population:716K
Cost Index:130
Median Home:$513K

Roswell, NM

The Land of Enchantment

47K
Population
State Tax
Yes

Located in New Mexico, this city has a population of 47K residents.

Denver, CO

The Centennial State

716K
Population
State Tax
Yes
Climate
Semi-arid

Notable Facts

  • โ€ขMile-high city (5,280 ft)
  • โ€ขOutdoor recreation hub
  • โ€ขMajor cannabis market

Major Industries

AerospaceTechnologyEnergyTourism

Cost Breakdown by Category

Annual spending: Roswell, NM vs Denver, CO

๐Ÿ Housing
โ†‘ 87.9%
Roswell, NM
$1,729
Denver, CO
$3,248
Difference
$1,519
more
๐Ÿ“ฆOther
โ†‘ 16.9%
Roswell, NM
$1,518
Denver, CO
$1,774
Difference
$256
more
๐Ÿš—Transportation
โ†‘ 19.3%
Roswell, NM
$1,225
Denver, CO
$1,462
Difference
$236
more
๐Ÿ›’Groceries
โ†‘ 12.8%
Roswell, NM
$913
Denver, CO
$1,029
Difference
$117
more
๐ŸฅHealthcare
โ†‘ 20.9%
Roswell, NM
$523
Denver, CO
$632
Difference
$109
more
โšกAll Utilities
โ†‘ 7.5%
Roswell, NM
$483
Denver, CO
$519
Difference
$36.27
more

๐Ÿ›๏ธ Local Income Taxes

Denver, CO: Denver Head Tax ($5.75/mo, negligible)$69.00/yr (0.0%)

Roswell, NM has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

๐Ÿ Rent Comparison

Studio
From$679
To$1,720
โ†‘ $1,041
1 Bed
From$821
To$1,840
โ†‘ $1,019
2 Bed
From$989
To$2,190
โ†‘ $1,201
3 Bed
From$1,315
To$2,870
โ†‘ $1,555
Roswell, NMZIP-level data

1BR range: $980โ€“$980/mo

Denver, COZIP-level data

1BR range: $1,620โ€“$2,540/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,391
Monthly in Roswell, NM
$8,665
Monthly in Denver, CO
$2,274
Difference

Home Values

Roswell
Denver
$220K
Median Value
$513K
โ†‘ +0.3%
YoY Change
โ†“ -4.2%
โ†‘ +18.2%
5-Year Change
โ†‘ +13%
$220K
Price Range
$352K - $933K

Homes in Denver are 133% more expensive than Roswell

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $471
Per year
Monthly Difference
$39.21
More take-home
Effective Rate Diff
0.3%
Rate difference

Roswell, NM

Federal Income Tax
Effective: 18.9%
$25.5K
New Mexico State Tax
Effective: 4.7%
$7.1K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.4%
$44.1K
Take-Home Pay
$8,826/month
$105.9K

Denver, CO

Federal Income Tax
Effective: 18.9%
$25.5K
Colorado State Tax
Effective: 4.4%
$6.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.1%
$43.6K
Take-Home Pay
$8,866/month
$106.4K

Additional Tax Information

Roswell, NM Tax Rates

Sales Tax:7.6%
Property Tax:0.8%

Denver, CO Tax Rates

Sales Tax:7.8%
Property Tax:0.5%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Roswell
Denver
23 Good
Air Quality
55 Moderate
92.2%
Good Air Days
35.2%
96 High
Climate Risk
95 High
โ˜€๐ŸŒช๐Ÿ’จ
Top Hazards
๐ŸŒŠ๐ŸŒช๐Ÿ’จ
โ–ฒ+3.2ยฐF
2050 Outlook
โ–ฒ+3.3ยฐF
78 days
Heat Days >95ยฐF
28 days
โ–ฒ+3.2ยฐF
2050 Outlook
โ–ฒ+3.3ยฐF
78 days
Heat Days >95ยฐF
28 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between New Mexico and Colorado on TaxTakeHome.com

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