Is Charlotte, NC cheaper than Round Lake Beach, IL?

Based on cost of living data, Charlotte, NC is 2.4% more expensive than Round Lake Beach, IL. This translates to spending an extra $177 per month.

What salary do I need in Charlotte, NC to live like I do in Round Lake Beach, IL?

If you earn $150,000 in Round Lake Beach, IL, you'd need approximately $152,129.92 in Charlotte, NC to maintain the same standard of living.

How does housing cost compare between Round Lake Beach, IL and Charlotte, NC?

Housing in Charlotte, NC is 2.0% more expensive than in Round Lake Beach, IL. For a two-bedroom apartment, rent is $1,870/month in Charlotte, NC compared to $1,304/month in Round Lake Beach, IL.

How much can I save per month by moving from Round Lake Beach, IL to Charlotte, NC?

Living in Charlotte, NC costs approximately $177 more per month than Round Lake Beach, IL, or $2130 more per year, based on a $150,000 salary.

Round Lake Beach, IL vs Charlotte, NC: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Round Lake Beach, IL — COL adjusted from Chicago, IL area + state data

Current salary in Round Lake Beach, IL

Numbers update automatically as you type

You'd spend $177/month more in Charlotte, NC

$150.0K in your current city equals $152.1K in Charlotte, NC

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↑ 2.4%

More expensive

Monthly Impact

$177

Extra cost

Annual Impact

$2.1K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Round Lake Beach, IL

Population:27K

Cost Index:100

Median Home:$305K

Charlotte, NC

Population:875K

Cost Index:102

Median Home:$399K

Round Lake Beach, IL

The Prairie State

27K

Population

State Tax

Yes

Located in Illinois, this city has a population of 27K residents.

Charlotte, NC

The Tar Heel State

875K

Population

State Tax

Yes

Climate

Humid subtropical

Notable Facts

•Major banking center
•NASCAR headquarters
•Queen City

Major Industries

FinanceTechnologyEnergyMotorsports

Cost Breakdown by Category

Annual spending: Round Lake Beach, IL vs Charlotte, NC

Category	Round Lake Beach, IL	Charlotte, NC	Difference	Change
🚗Transportation	$1,473/mo	$1,202/mo	↓ $271less	18.4%
📦Other	$1,541/mo	$1,707/mo	↑ $167more	10.8%
🏥Healthcare	$557/mo	$638/mo	↑ $81.29more	14.6%
🏠Housing	$2,419/mo	$2,469/mo	↑ $49.58more	2.0%
⚡All Utilities	$486/mo	$519/mo	↑ $33.09more	6.8%
🛒Groceries	$964/mo	$989/mo	↑ $25.64more	2.7%

🚗Transportation

↓ 18.4%

Round Lake Beach, IL

$1,473

Charlotte, NC

$1,202

Difference

$271

less

📦Other

↑ 10.8%

Round Lake Beach, IL

$1,541

Charlotte, NC

$1,707

Difference

$167

🏥Healthcare

↑ 14.6%

Round Lake Beach, IL

$557

Charlotte, NC

$638

Difference

$81.29

🏠Housing

↑ 2.0%

Round Lake Beach, IL

$2,419

Charlotte, NC

$2,469

Difference

$49.58

⚡All Utilities

↑ 6.8%

Round Lake Beach, IL

$486

Charlotte, NC

$519

Difference

$33.09

🛒Groceries

↑ 2.7%

Round Lake Beach, IL

$964

Charlotte, NC

$989

Difference

$25.64

🏠Rent Comparison

Studio

From$894

To$1,630

↑ $736

1 Bed

From$1,080

To$1,710

↑ $630

2 Bed

From$1,304

To$1,870

↑ $566

3 Bed

From$1,788

To$2,300

↑ $512

Charlotte, NCZIP-level data

1BR range: $1,340–$2,310/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,439

Monthly in Round Lake Beach, IL

$7,525

Monthly in Charlotte, NC

$85.61

Difference

Home Values

Round Lake Beach

Charlotte

Median Value

$399K

YoY Change

↓ -1.1%

5-Year Change

↑ +40.8%

Price Range

$293K - $1.57M

Calculate payment - Charlotte

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $300

Per year

Monthly Difference

$25.00

More take-home

Effective Rate Diff

0.2%

Rate difference

Round Lake Beach, IL

Federal Income Tax

Effective: 18.9%

$25.5K

Illinois State Tax

Effective: 5.0%

$7.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.4K

Take-Home Pay

$8,797/month

$105.6K

Charlotte, NC

Federal Income Tax

Effective: 18.9%

$25.5K

North Carolina State Tax

Effective: 4.8%

$7.1K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.4%

$44.1K

Take-Home Pay

$8,822/month

$105.9K

Additional Tax Information

Round Lake Beach, IL Tax Rates

Sales Tax:8.8%

Property Tax:2.2%

Charlotte, NC Tax Rates

Sales Tax:7.1%

Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.