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Cost of Living Comparison 2026

๐Ÿ“ Round Lake Beach, IL โ€” COL adjusted from Chicago, IL area + state data

$

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You'd spend $668/month more in Phoenix, AZ

$150.0K in your current city equals $158.0K in Phoenix, AZ

Rent data from HUD ZIP-level estimates ยท COL index from area
Overall Cost
โ†‘ 8.9%
More expensive
Monthly Impact
$668
Extra cost
Annual Impact
$8.0K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Round Lake Beach, IL

Population:27K
Cost Index:100
Median Home:$305K

Phoenix, AZ

Population:1608K
Cost Index:109
Median Home:$414K

Round Lake Beach, IL

The Prairie State

27K
Population
State Tax
Yes

Located in Illinois, this city has a population of 27K residents.

Phoenix, AZ

The Grand Canyon State

1.6M
Population
State Tax
Yes
Climate
Hot desert

Notable Facts

  • โ€ขFastest growing major city
  • โ€ขDesert metropolis
  • โ€ขSpring training capital

Major Industries

TechnologyHealthcareTourismManufacturing

Cost Breakdown by Category

Annual spending: Round Lake Beach, IL vs Phoenix, AZ

๐Ÿ Housing
โ†‘ 15.3%
Round Lake Beach, IL
$2,419
Phoenix, AZ
$2,788
Difference
$369
more
๐Ÿ“ฆOther
โ†‘ 8.9%
Round Lake Beach, IL
$1,541
Phoenix, AZ
$1,677
Difference
$137
more
โšกAll Utilities
โ†‘ 15.5%
Round Lake Beach, IL
$486
Phoenix, AZ
$561
Difference
$75.16
more
๐ŸฅHealthcare
โ†‘ 5.7%
Round Lake Beach, IL
$557
Phoenix, AZ
$589
Difference
$31.72
more
๐Ÿš—Transportation
โ†‘ 1.1%
Round Lake Beach, IL
$1,473
Phoenix, AZ
$1,489
Difference
$16.14
more
๐Ÿ›’Groceries
โ†“ 0.0%
Round Lake Beach, IL
$964
Phoenix, AZ
$963
Difference
$0.34
less

๐Ÿ Rent Comparison

Studio
From$894
To$1,390
โ†‘ $496
1 Bed
From$1,080
To$1,510
โ†‘ $430
2 Bed
From$1,304
To$1,750
โ†‘ $446
3 Bed
From$1,788
To$2,330
โ†‘ $542
Phoenix, AZZIP-level data

1BR range: $1,300โ€“$2,380/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,439
Monthly in Round Lake Beach, IL
$8,068
Monthly in Phoenix, AZ
$629
Difference

Home Values

Round Lake Beach
Phoenix
-
Median Value
$414K
-
YoY Change
โ†“ -3.1%
-
5-Year Change
โ†‘ +30.2%
-
Price Range
$274K - $957K

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $2.2K
Per year
Monthly Difference
$183
More take-home
Effective Rate Diff
1.5%
Rate difference

Round Lake Beach, IL

Federal Income Tax
Effective: 18.9%
$25.5K
Illinois State Tax
Effective: 5.0%
$7.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.6%
$44.4K
Take-Home Pay
$8,797/month
$105.6K

Phoenix, AZ

Federal Income Tax
Effective: 18.9%
$25.5K
Arizona State Tax
Effective: 3.5%
$5.2K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 28.2%
$42.2K
Take-Home Pay
$8,979/month
$107.8K

Additional Tax Information

Round Lake Beach, IL Tax Rates

Sales Tax:8.8%
Property Tax:2.2%

Phoenix, AZ Tax Rates

Sales Tax:8.5%
Property Tax:0.6%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Round Lake Beach
Phoenix
54 Moderate
Air Quality
77 Moderate
35.8%
Good Air Days
9%
100 Very High
Climate Risk
100 Very High
๐ŸŒŠ๐ŸŒก๐Ÿซจ
Top Hazards
๐Ÿ”ฅ๐ŸŒŠ๐ŸŒก
โ–ฒ+3.2ยฐF
2050 Outlook
โ–ฒ+2.7ยฐF
18 days
Heat Days >95ยฐF
162 days
โ–ฒ+3.2ยฐF
2050 Outlook
โ–ฒ+2.7ยฐF
18 days
Heat Days >95ยฐF
162 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Illinois and Arizona on TaxTakeHome.com

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