Round Rock, TX vs Pearland, TX: Cost of Living

Which city costs less?

Pearland, TX has a modeled overall cost index 8.2% lower than Round Rock, TX.

Round Rock, TX · modeled 2BR rent: $1,940 / month
Pearland, TX · modeled 2BR rent: $1,615 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Round Rock, TX and Pearland, TX using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Round Rock, TX

Numbers update automatically as you type

Estimated savings: $600/month in Pearland, TX

$150,000 in your current city has a modeled equivalent of $142,795 in Pearland, TX

Regional cost estimates: Round Rock, TX uses Austin, TX. Pearland, TX uses Houston, TX. Available city ZIP rent estimates are shown separately.

Overall Cost

↓ 8.2%

Less expensive

Monthly Impact

$600

Savings

Annual Impact

$7.2K

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Round Rock, TX

Population:130K

Cost Index:

98.5

100 = national average

Typical Home:$404K

Pearland, TX

Population:128K

Cost Index:

90.4

100 = national average

Typical Home:$369K

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Round Rock, TX

The Lone Star State

130K

Population

State Tax

No Income Tax

Located in Texas, this city has a population of 130K residents.

💡 Advantage: Texas has no state income tax!

Pearland, TX

The Lone Star State

128K

Population

State Tax

No Income Tax

Located in Texas, this city has a population of 128K residents.

💡 Advantage: Texas has no state income tax!

Cost Breakdown by Category

Estimated monthly spending: Round Rock, TX vs Pearland, TX

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Round Rock, TX	Pearland, TX	Difference	Change
Housing	$2,510/mo	$1,868/mo	↓ $642less	25.6%
Transportation	$1,241/mo	$1,373/mo	↑ $132more	10.6%
Groceries	$948/mo	$892/mo	↓ $56.44less	6.0%
Healthcare	$582/mo	$550/mo	↓ $31.90less	5.5%
Other	$1,683/mo	$1,675/mo	↓ $8.14less	0.5%
All Utilities	$535/mo	$541/mo	↑ $5.88more	1.1%

Housing

↓ 25.6%

Round Rock, TX

$2,510

Pearland, TX

$1,868

Difference

$642

less

Transportation

↑ 10.6%

Round Rock, TX

$1,241

Pearland, TX

$1,373

Difference

$132

Groceries

↓ 6.0%

Round Rock, TX

$948

Pearland, TX

$892

Difference

$56.44

less

Healthcare

↓ 5.5%

Round Rock, TX

$582

Pearland, TX

$550

Difference

$31.90

less

Other

↓ 0.5%

Round Rock, TX

$1,683

Pearland, TX

$1,675

Difference

$8.14

less

All Utilities

↑ 1.1%

Round Rock, TX

$535

Pearland, TX

$541

Difference

$5.88

🏠Rent Comparison

Studio

From$1,540

To$1,285

↓ $255

1 Bed

From$1,635

To$1,465

↓ $170

2 Bed

From$1,940

To$1,615

↓ $325

3 Bed

From$2,460

To$2,190

↓ $270

Round Rock, TXZIP-level data

1BR range: $1,510–$1,760/mo

Pearland, TXZIP-level data

1BR range: $1,370–$1,560/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Round Rock, TX

$6,900

Monthly in Pearland, TX

$600

Difference

Home Values

Round Rock

Pearland

$404K

Median Value

$369K

↓ -5.4%

YoY Change

↓ -0.8%

↑ +21.6%

5-Year Change

↑ +30.1%

$335K - $474K

Price Range

$362K - $377K

Homes in Pearland are 9% less expensive than Round Rock

Calculate payment - Round Rock Calculate payment - Pearland

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Round Rock, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Pearland, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Round Rock, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

Pearland, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Round Rock

Pearland

52 Moderate

Air Quality

61 Moderate

42.6%

Good Air Days

13.7%

98 High

Climate Risk

100 Very High

🌊🌡🌪

Top Hazards

🌊🌅🌀

▲+2.5°F

2050 Outlook

▲+2.2°F

98 days

Heat Days >95°F

64 days

▲+2.5°F

2050 Outlook

▲+2.2°F

98 days

Heat Days >95°F

64 days

Before moving from Round Rock, TX to Pearland, TX

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in Pearland, TX for the same bedroom count and included utilities as your home in Round Rock, TX. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Round Rock to Pearland moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Pearland, TX by cost, housing, population and region.

Frequently Asked Questions: Round Rock, TX vs Pearland, TX

How do the cost estimates for Round Rock, TX and Pearland, TX compare?

Pearland, TX has a modeled overall cost index 8.2% lower than Round Rock, TX. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Round Rock, TX, the model estimates $142,795 in Pearland, TX. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Round Rock, TX and Pearland, TX?

The modeled two-bedroom rents are $1,940/month in Round Rock, TX and $1,615/month in Pearland, TX. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.