Is Denver, CO cheaper than Roy, UT?

Based on cost of living data, Denver, CO is 22.1% more expensive than Roy, UT. This translates to spending an extra $1658 per month.

What salary do I need in Denver, CO to live like I do in Roy, UT?

If you earn $150,000 in Roy, UT, you'd need approximately $169,890.317 in Denver, CO to maintain the same standard of living.

How does housing cost compare between Roy, UT and Denver, CO?

Housing in Denver, CO is 42.1% more expensive than in Roy, UT. For a two-bedroom apartment, rent is $2,190/month in Denver, CO compared to $1,214/month in Roy, UT.

How much can I save per month by moving from Roy, UT to Denver, CO?

Living in Denver, CO costs approximately $1658 more per month than Roy, UT, or $19890 more per year, based on a $150,000 salary.

Roy, UT vs Denver, CO: Cost of Living Comparison 2026

MoveNumbers

Tap to swap

Cost of Living Comparison 2026

📍 Roy, UT — ZIP-level rent data · COL adjusted from Boise, ID area

Current salary in Roy, UT

Numbers update automatically as you type

You'd spend $1.7K/month more in Denver, CO

$150.0K in your current city equals $169.9K in Denver, CO

Rent data from HUD ZIP-level estimates · COL index from Salt Lake City, UT area

Overall Cost

↑ 22.1%

More expensive

Monthly Impact

$1,658

Extra cost

Annual Impact

$19.9K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Roy, UT

Population:39K

Cost Index:100

Median Home:$426K

Denver, CO

Population:716K

Cost Index:122

Median Home:$513K

Roy, UT

The Beehive State

39K

Population

State Tax

Yes

Located in Utah, this city has a population of 39K residents.

Denver, CO

The Centennial State

716K

Population

State Tax

Yes

Climate

Semi-arid

Notable Facts

•Mile-high city (5,280 ft)
•Outdoor recreation hub
•Major cannabis market

Major Industries

AerospaceTechnologyEnergyTourism

Cost Breakdown by Category

Annual spending: Roy, UT vs Denver, CO

Category	Roy, UT	Denver, CO	Difference	Change
🏠Housing	$2,286/mo	$3,248/mo	↑ $962more	42.1%
🚗Transportation	$1,126/mo	$1,462/mo	↑ $335more	29.8%
📦Other	$1,508/mo	$1,774/mo	↑ $266more	17.7%
🛒Groceries	$903/mo	$1,029/mo	↑ $126more	14.0%
⚡All Utilities	$448/mo	$519/mo	↑ $70.76more	15.8%
🏥Healthcare	$594/mo	$632/mo	↑ $37.93more	6.4%

🏠Housing

↑ 42.1%

Roy, UT

$2,286

Denver, CO

$3,248

Difference

$962

🚗Transportation

↑ 29.8%

Roy, UT

$1,126

Denver, CO

$1,462

Difference

$335

📦Other

↑ 17.7%

Roy, UT

$1,508

Denver, CO

$1,774

Difference

$266

🛒Groceries

↑ 14.0%

Roy, UT

$903

Denver, CO

$1,029

Difference

$126

⚡All Utilities

↑ 15.8%

Roy, UT

$448

Denver, CO

$519

Difference

$70.76

🏥Healthcare

↑ 6.4%

Roy, UT

$594

Denver, CO

$632

Difference

$37.93

🏛️ Local Income Taxes

Denver, CO: Denver Head Tax ($5.75/mo, negligible)$69.00/yr (0.0%)

Roy, UT has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$910

To$1,720

↑ $810

1 Bed

From$961

To$1,840

↑ $879

2 Bed

From$1,214

To$2,190

↑ $976

3 Bed

From$1,625

To$2,870

↑ $1,245

Roy, UTZIP-level data

1BR range: $1,330–$1,330/mo

Denver, COZIP-level data

1BR range: $1,620–$2,540/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,865

Monthly in Roy, UT

$8,665

Monthly in Denver, CO

$1,799

Difference

Home Values

Roy

Denver

$426K

Median Value

$513K

↑ +2%

YoY Change

↓ -4.2%

↑ +38.3%

5-Year Change

↑ +13%

$426K

Price Range

$352K - $933K

Homes in Denver are 20% more expensive than Roy

Calculate payment - Roy Calculate payment - Denver

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $675

Per year

Monthly Difference

$56.25

More take-home

Effective Rate Diff

0.5%

Rate difference

Roy, UT

Federal Income Tax

Effective: 18.9%

$25.5K

Utah State Tax

Effective: 4.9%

$7.3K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.5%

$44.3K

Take-Home Pay

$8,809/month

$105.7K

Denver, CO

Federal Income Tax

Effective: 18.9%

$25.5K

Colorado State Tax

Effective: 4.4%

$6.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.1%

$43.6K

Take-Home Pay

$8,866/month

$106.4K

Additional Tax Information

Roy, UT Tax Rates

Sales Tax:7.4%

Property Tax:0.6%

Denver, CO Tax Rates

Sales Tax:7.8%

Property Tax:0.5%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.