Is Phoenix, AZ cheaper than Royal Palm Beach, FL?

Based on cost of living data, Phoenix, AZ is 0.1% more expensive than Royal Palm Beach, FL. The two cities have very similar living costs.

What salary do I need in Phoenix, AZ to live like I do in Royal Palm Beach, FL?

If you earn $150,000 in Royal Palm Beach, FL, you'd need approximately $150,076.923 in Phoenix, AZ to maintain the same standard of living.

How does housing cost compare between Royal Palm Beach, FL and Phoenix, AZ?

Housing in Phoenix, AZ is 3.6% more expensive than in Royal Palm Beach, FL. For a two-bedroom apartment, rent is $1,750/month in Phoenix, AZ compared to $1,847/month in Royal Palm Beach, FL.

How much can I save per month by moving from Royal Palm Beach, FL to Phoenix, AZ?

Royal Palm Beach, FL and Phoenix, AZ have very similar costs of living, based on a $150,000 salary.

Royal Palm Beach, FL vs Phoenix, AZ: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Royal Palm Beach, FL — ZIP-level rent data · COL adjusted from Hialeah, FL area

Current salary in Royal Palm Beach, FL

Numbers update automatically as you type

You'd spend $6.41/month more in Phoenix, AZ

$150.0K in your current city equals $150.1K in Phoenix, AZ

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↑ 0.1%

More expensive

Monthly Impact

$6.41

Extra cost

Annual Impact

$76.92

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Royal Palm Beach, FL

Population:39K

Cost Index:100

Median Home:$458K

Phoenix, AZ

Population:1608K

Cost Index:100

Median Home:$414K

Royal Palm Beach, FL

The Sunshine State

39K

Population

State Tax

No Income Tax

Located in Florida, this city has a population of 39K residents.

💡 Advantage: Florida has no state income tax!

Phoenix, AZ

The Grand Canyon State

1.6M

Population

State Tax

Yes

Climate

Hot desert

Notable Facts

•Fastest growing major city
•Desert metropolis
•Spring training capital

Major Industries

TechnologyHealthcareTourismManufacturing

Cost Breakdown by Category

Annual spending: Royal Palm Beach, FL vs Phoenix, AZ

Category	Royal Palm Beach, FL	Phoenix, AZ	Difference	Change
🚗Transportation	$1,346/mo	$1,489/mo	↑ $143more	10.7%
🏠Housing	$2,692/mo	$2,788/mo	↑ $96.88more	3.6%
📦Other	$1,772/mo	$1,677/mo	↓ $94.98less	5.4%
🛒Groceries	$1,035/mo	$963/mo	↓ $72.21less	7.0%
⚡All Utilities	$498/mo	$561/mo	↑ $63.10more	12.7%
🏥Healthcare	$565/mo	$589/mo	↑ $23.84more	4.2%

🚗Transportation

↑ 10.7%

Royal Palm Beach, FL

$1,346

Phoenix, AZ

$1,489

Difference

$143

🏠Housing

↑ 3.6%

Royal Palm Beach, FL

$2,692

Phoenix, AZ

$2,788

Difference

$96.88

📦Other

↓ 5.4%

Royal Palm Beach, FL

$1,772

Phoenix, AZ

$1,677

Difference

$94.98

less

🛒Groceries

↓ 7.0%

Royal Palm Beach, FL

$1,035

Phoenix, AZ

$963

Difference

$72.21

less

⚡All Utilities

↑ 12.7%

Royal Palm Beach, FL

$498

Phoenix, AZ

$561

Difference

$63.10

🏥Healthcare

↑ 4.2%

Royal Palm Beach, FL

$565

Phoenix, AZ

$589

Difference

$23.84

🏠Rent Comparison

Studio

From$1,463

To$1,390

↓ $73.00

1 Bed

From$1,557

To$1,510

↓ $47.00

2 Bed

From$1,847

To$1,750

↓ $97.00

3 Bed

From$2,395

To$2,330

↓ $65.00

Royal Palm Beach, FLZIP-level data

1BR range: $1,990–$1,990/mo

Phoenix, AZZIP-level data

1BR range: $1,300–$2,380/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,908

Monthly in Royal Palm Beach, FL

$8,068

Monthly in Phoenix, AZ

$160

Difference

Home Values

Royal Palm Beach

Phoenix

$458K

Median Value

$414K

↓ -3.5%

YoY Change

↓ -3.1%

↑ +44.3%

5-Year Change

↑ +30.2%

$458K

Price Range

$274K - $957K

Homes in Phoenix are 10% less expensive than Royal Palm Beach

Calculate payment - Royal Palm Beach Calculate payment - Phoenix

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $5.2K

More taxes

Monthly Difference

$436

Less take-home

Effective Rate Diff

3.5%

Rate difference

Royal Palm Beach, FL

Federal Income Tax

Effective: 18.9%

$25.5K

Florida State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Phoenix, AZ

Federal Income Tax

Effective: 18.9%

$25.5K

Arizona State Tax

Effective: 3.5%

$5.2K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 28.2%

$42.2K

Take-Home Pay

$8,979/month

$107.8K

Additional Tax Information

Royal Palm Beach, FL Tax Rates

Sales Tax:7.2%

Property Tax:0.8%

Phoenix, AZ Tax Rates

Sales Tax:8.5%

Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.