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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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Numbers update automatically as you type

You'd spend $833/month more in Portland, OR

$150.0K in your current city equals $160.0K in Portland, OR

Rent data from HUD ZIP-level estimates · COL index from Sacramento-Roseville-Folsom, CA area
Overall Cost
11.1%
More expensive
Monthly Impact
$833
Extra cost
Annual Impact
$10.0K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Sacramento, CA

Population:525K
Cost Index:
100
100 = national average
Median Home:$460K

Portland, OR

Population:641K
Cost Index:
111
(11% above avg)
Median Home:$535K

Sacramento, CA

The Golden State

525K
Population
State Tax
Yes

Located in California, this city has a population of 525K residents.

Portland, OR

The Beaver State

641K
Population
State Tax
Yes
Climate
Oceanic

Notable Facts

  • Craft beer capital
  • Foodie destination
  • Keep Portland Weird

Major Industries

TechnologyManufacturingFood & BeverageTourism

Cost Breakdown by Category

Annual spending: Sacramento, CA vs Portland, OR

Housing
28.4%
Sacramento, CA
$3,664
Portland, OR
$4,704
Difference
$1,039
more
Transportation
21.2%
Sacramento, CA
$1,421
Portland, OR
$1,721
Difference
$301
more
Other
6.5%
Sacramento, CA
$1,808
Portland, OR
$1,925
Difference
$117
more
All Utilities
10.3%
Sacramento, CA
$530
Portland, OR
$475
Difference
$54.64
less
Healthcare
7.0%
Sacramento, CA
$620
Portland, OR
$663
Difference
$43.37
more
Groceries
0.9%
Sacramento, CA
$1,059
Portland, OR
$1,069
Difference
$9.99
more

🏛️ Local Income Taxes

Portland, OR: Multnomah County Preschool for All$1,500/yr (1.0%)

Sacramento, CA has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio
From$1,690
To$1,555
$135
1 Bed
From$1,770
To$1,655
$115
2 Bed
From$2,180
To$1,900
$280
3 Bed
From$2,900
To$2,590
$310
Sacramento, CAZIP-level data

1BR range: $1,320$2,310/mo

Portland, ORZIP-level data

1BR range: $1,580$2,030/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$9,102
Monthly in Sacramento, CA
$10,557
Monthly in Portland, OR
$1,456
Difference

Home Values

Sacramento
Portland
$460K
Median Value
$535K
↓ -2.7%
YoY Change
↓ -1.2%
↑ +18.2%
5-Year Change
↑ +7.2%
$352K - $969K
Price Range
$351K - $760K

Homes in Portland are 16% more expensive than Sacramento

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$4.9K
More taxes
Monthly Difference
$407
Less take-home
Effective Rate Diff
3.3%
Rate difference

Sacramento, CA

Federal Income Tax
Effective: 18.9%
$25.5K
California State Tax
Effective: 7.1%
$10.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.6K
Take-Home Pay
$8,530/month
$102.4K

Portland, OR

Federal Income Tax
Effective: 18.9%
$25.5K
Oregon State Tax
Effective: 10.3%
$15.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 35.0%
$52.5K
Take-Home Pay
$8,123/month
$97.5K

Additional Tax Information

Sacramento, CA Tax Rates

Sales Tax:10.5%
Property Tax:0.8%

Portland, OR Tax Rates

Sales Tax:0.0%
Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Sacramento
Portland
51 Moderate
Air Quality
35 Good
49.7%
Good Air Days
85%
98 High
Climate Risk
98 High
🌊🫨
Top Hazards
🌊🌡🫨
+2.4°F
2050 Outlook
+2.5°F
69 days
Heat Days >95°F
9 days
+2.4°F
2050 Outlook
+2.5°F
69 days
Heat Days >95°F
9 days

💰 See how taxes change too — compare take-home pay between California and Oregon on TaxTakeHome.com

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