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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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You'd spend $2.2K/month more in Washington, DC

$150.0K in your current city equals $176.9K in Washington, DC

Rent data from HUD ZIP-level estimates · COL index from Sacramento-Roseville-Folsom, CA area
Overall Cost
29.9%
More expensive
Monthly Impact
$2,244
Extra cost
Annual Impact
$26.9K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Sacramento, CA

Population:525K
Cost Index:
100
100 = national average
Median Home:$460K

Washington, DC

Population:690K
Cost Index:
130
(30% above avg)
Median Home:$556K

Sacramento, CA

The Golden State

525K
Population
State Tax
Yes

Located in California, this city has a population of 525K residents.

Washington, DC

The District of Columbia

690K
Population
State Tax
Yes
Climate
Humid subtropical

Notable Facts

  • Nations capital
  • No voting representation in Congress
  • Major international city

Major Industries

GovernmentProfessional ServicesTourismEducation

Cost Breakdown by Category

Annual spending: Sacramento, CA vs Washington, DC

Housing
69.5%
Sacramento, CA
$3,664
Washington, DC
$6,211
Difference
$2,547
more
Transportation
32.7%
Sacramento, CA
$1,421
Washington, DC
$1,885
Difference
$464
more
All Utilities
4.1%
Sacramento, CA
$530
Washington, DC
$508
Difference
$21.86
less
Groceries
1.9%
Sacramento, CA
$1,059
Washington, DC
$1,079
Difference
$19.99
more
Other
0.9%
Sacramento, CA
$1,808
Washington, DC
$1,825
Difference
$16.74
more
Healthcare
2.0%
Sacramento, CA
$620
Washington, DC
$632
Difference
$12.39
more

🏠Rent Comparison

Studio
From$1,690
To$2,150
$460
1 Bed
From$1,770
To$2,215
$445
2 Bed
From$2,180
To$2,470
$290
3 Bed
From$2,900
To$3,115
$215
Sacramento, CAZIP-level data

1BR range: $1,320$2,310/mo

Washington, DCZIP-level data

1BR range: $1,340$3,020/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$9,102
Monthly in Sacramento, CA
$12,140
Monthly in Washington, DC
$3,038
Difference

Home Values

Sacramento
Washington
$460K
Median Value
$556K
↓ -2.7%
YoY Change
↓ -2.2%
↑ +18.2%
5-Year Change
↓ -5.6%
$352K - $969K
Price Range
$233K - $1.35M

Homes in Washington are 21% more expensive than Sacramento

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$524
More taxes
Monthly Difference
$43.66
Less take-home
Effective Rate Diff
0.3%
Rate difference

Sacramento, CA

Federal Income Tax
Effective: 18.9%
$25.5K
California State Tax
Effective: 7.1%
$10.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.6K
Take-Home Pay
$8,530/month
$102.4K

Washington, DC

Federal Income Tax
Effective: 18.9%
$25.5K
District of Columbia State Tax
Effective: 7.4%
$11.2K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 32.1%
$48.2K
Take-Home Pay
$8,486/month
$101.8K

Additional Tax Information

Sacramento, CA Tax Rates

Sales Tax:10.5%
Property Tax:0.8%

Washington, DC Tax Rates

Sales Tax:6.0%
Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Sacramento
Washington
51 Moderate
Air Quality
45 Good
49.7%
Good Air Days
63.7%
98 High
Climate Risk
98 High
🌊🫨
Top Hazards
🌊🌀🌡
+2.4°F
2050 Outlook
+2.9°F
69 days
Heat Days >95°F
27 days
+2.4°F
2050 Outlook
+2.9°F
69 days
Heat Days >95°F
27 days

💰 See how taxes change too — compare take-home pay between California and Washington DC on TaxTakeHome.com

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