MoveNumbers
Tap to swap

Cost of Living Comparison 2026

๐Ÿ“ Saginaw, TX โ€” ZIP-level rent data ยท COL adjusted from Fort Worth, TX area

$

Numbers update automatically as you type

You'd spend $293/month more in San Antonio, TX

$150.0K in your current city equals $153.5K in San Antonio, TX

Rent data from HUD ZIP-level estimates ยท COL index from Dallas-Fort Worth-Arlington, TX area
Overall Cost
โ†‘ 3.9%
More expensive
Monthly Impact
$293
Extra cost
Annual Impact
$3.5K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Saginaw, TX

Population:25K
Cost Index:100
Median Home:$316K

San Antonio, TX

Population:1547K
Cost Index:104
Median Home:$215K

Saginaw, TX

The Lone Star State

25K
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 25K residents.

๐Ÿ’ก Advantage: Texas has no state income tax!

San Antonio, TX

The Lone Star State

1.5M
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 1.5M residents.

๐Ÿ’ก Advantage: Texas has no state income tax!

Cost Breakdown by Category

Annual spending: Saginaw, TX vs San Antonio, TX

๐Ÿ Housing
โ†‘ 13.2%
Saginaw, TX
$1,854
San Antonio, TX
$2,100
Difference
$246
more
๐Ÿš—Transportation
โ†‘ 8.7%
Saginaw, TX
$1,184
San Antonio, TX
$1,287
Difference
$103
more
๐Ÿ“ฆOther
โ†‘ 3.6%
Saginaw, TX
$1,589
San Antonio, TX
$1,647
Difference
$57.74
more
๐ŸฅHealthcare
โ†“ 9.7%
Saginaw, TX
$583
San Antonio, TX
$527
Difference
$56.34
less
๐Ÿ›’Groceries
โ†‘ 3.5%
Saginaw, TX
$883
San Antonio, TX
$913
Difference
$30.66
more
โšกAll Utilities
โ†“ 5.5%
Saginaw, TX
$525
San Antonio, TX
$496
Difference
$29.03
less

๐Ÿ Rent Comparison

Studio
From$1,465
To$1,110
โ†“ $355
1 Bed
From$1,512
To$1,210
โ†“ $302
2 Bed
From$1,771
To$1,470
โ†“ $301
3 Bed
From$2,335
To$1,890
โ†“ $445
Saginaw, TXZIP-level data

1BR range: $1,930โ€“$1,930/mo

San Antonio, TXZIP-level data

1BR range: $840โ€“$1,770/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,618
Monthly in Saginaw, TX
$6,969
Monthly in San Antonio, TX
$352
Difference

Home Values

Saginaw
San Antonio
$316K
Median Value
$215K
โ†“ -3.6%
YoY Change
โ†“ -2.9%
โ†‘ +22.8%
5-Year Change
โ†‘ +16.7%
$316K
Price Range
$107K - $905K

Homes in San Antonio are 32% less expensive than Saginaw

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†’ $0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

Saginaw, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

San Antonio, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Saginaw, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

San Antonio, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Saginaw
San Antonio
54 Moderate
Air Quality
52 Moderate
35.5%
Good Air Days
47.5%
99 High
Climate Risk
99 High
๐ŸŒŠ๐ŸŒก๐ŸŒช
Top Hazards
๐ŸŒŠ๐ŸŒก๐ŸŒช
โ–ฒ+2.7ยฐF
2050 Outlook
โ–ฒ+2.6ยฐF
94 days
Heat Days >95ยฐF
105 days
โ–ฒ+2.7ยฐF
2050 Outlook
โ–ฒ+2.6ยฐF
94 days
Heat Days >95ยฐF
105 days

Where your money goes further

Cities cheaper than Saginaw, TX on a $150.0K salary

Similar cost to San Antonio, TX

Other cities in a similar price range

Want to compare different cities?

New Comparison