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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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Numbers update automatically as you type

Saint Paul, MN and Minneapolis, MN have similar living costs

$150.0K in your current city equals $150.0K in Minneapolis, MN

Rent data from HUD ZIP-level estimates · COL index from Minneapolis-St. Paul-Bloomington, MN-WI area
Overall Cost
0.0%
Same cost
Monthly Impact
$0
No change
Annual Impact
$0
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Saint Paul, MN

Population:308K
Cost Index:
100
100 = national average
Median Home:$274K

Minneapolis, MN

Population:430K
Cost Index:
100
(national average)
Median Home:$308K

Saint Paul, MN

The North Star State

308K
Population
State Tax
Yes

Located in Minnesota, this city has a population of 308K residents.

Minneapolis, MN

The North Star State

430K
Population
State Tax
Yes

Located in Minnesota, this city has a population of 430K residents.

Cost Breakdown by Category

Annual spending: Saint Paul, MN vs Minneapolis, MN

Housing
0.0%
Saint Paul, MN
$2,807
Minneapolis, MN
$2,807
Difference
$0
same
Groceries
0.0%
Saint Paul, MN
$1,029
Minneapolis, MN
$1,029
Difference
$0
same
Transportation
0.0%
Saint Paul, MN
$1,380
Minneapolis, MN
$1,380
Difference
$0
same
All Utilities
0.0%
Saint Paul, MN
$508
Minneapolis, MN
$508
Difference
$0
same
Healthcare
0.0%
Saint Paul, MN
$756
Minneapolis, MN
$756
Difference
$0
same
Other
0.0%
Saint Paul, MN
$1,774
Minneapolis, MN
$1,774
Difference
$0
same

🏠Rent Comparison

Studio
From$1,000
To$1,240
$240
1 Bed
From$1,200
To$1,400
$200
2 Bed
From$1,500
To$1,700
$200
3 Bed
From$2,100
To$2,250
$150
Minneapolis, MNZIP-level data

1BR range: $1,250$2,100/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,254
Monthly in Saint Paul, MN
$8,254
Monthly in Minneapolis, MN
$0
Difference

Home Values

Saint Paul
Minneapolis
$274K
Median Value
$308K
↓ -0.1%
YoY Change
↑ +1%
↑ +13.6%
5-Year Change
↑ +8.2%
$175K - $452K
Price Range
$152K - $469K

Homes in Minneapolis are 12% more expensive than Saint Paul

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

Saint Paul, MN

Federal Income Tax
Effective: 18.9%
$25.5K
Minnesota State Tax
Effective: 7.0%
$10.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.6%
$47.4K
Take-Home Pay
$8,546/month
$102.6K

Minneapolis, MN

Federal Income Tax
Effective: 18.9%
$25.5K
Minnesota State Tax
Effective: 7.0%
$10.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.6%
$47.4K
Take-Home Pay
$8,546/month
$102.6K

Additional Tax Information

Saint Paul, MN Tax Rates

Sales Tax:8.0%
Property Tax:1.1%

Minneapolis, MN Tax Rates

Sales Tax:8.0%
Property Tax:1.1%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Saint Paul
Minneapolis
36 Good
Air Quality
42 Good
72.4%
Good Air Days
66.4%
95 High
Climate Risk
98 High
🌊🌡🌪
Top Hazards
🌊🌡🌪
+3.7°F
2050 Outlook
+3.6°F
14 days
Heat Days >95°F
14 days
+3.7°F
2050 Outlook
+3.6°F
14 days
Heat Days >95°F
14 days

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