Is Overland Park, KS cheaper than Saint Paul, MN?

Based on cost of living data, Overland Park, KS is 18.4% cheaper than Saint Paul, MN. This translates to saving $1379 per month.

What salary do I need in Overland Park, KS to live like I do in Saint Paul, MN?

If you earn $150,000 in Saint Paul, MN, you'd need approximately $133,457.707 in Overland Park, KS to maintain the same standard of living.

How does housing cost compare between Saint Paul, MN and Overland Park, KS?

Housing in Overland Park, KS is 33.9% cheaper than in Saint Paul, MN. For a two-bedroom apartment, rent is $1,340/month in Overland Park, KS compared to $1,500/month in Saint Paul, MN.

How much can I save per month by moving from Saint Paul, MN to Overland Park, KS?

Moving from Saint Paul, MN to Overland Park, KS could save you approximately $1379 per month, or $16542 per year, based on a $150,000 salary.

Saint Paul, MN vs Overland Park, KS: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

Current salary in Saint Paul, MN

Numbers update automatically as you type

You'd save $1.4K/month moving to Overland Park, KS

$150.0K in your current city equals $133.5K in Overland Park, KS

Rent data from HUD ZIP-level estimates · COL index from Minneapolis-St. Paul-Bloomington, MN-WI area

Overall Cost

↓ 18.4%

Less expensive

Monthly Impact

$1,379

Savings

Annual Impact

$16.5K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Saint Paul, MN

Population:308K

Cost Index:

100

100 = national average

Median Home:$274K

Overland Park, KS

Population:197K

Cost Index:

(18% below avg)

Median Home:$344K

Saint Paul, MN

The North Star State

308K

Population

State Tax

Yes

Located in Minnesota, this city has a population of 308K residents.

Overland Park, KS

The Sunflower State

197K

Population

State Tax

Yes

Located in Kansas, this city has a population of 197K residents.

Cost Breakdown by Category

Annual spending: Saint Paul, MN vs Overland Park, KS

Category	Saint Paul, MN	Overland Park, KS	Difference	Change
Housing	$2,807/mo	$1,856/mo	↓ $951less	33.9%
Other	$1,774/mo	$1,574/mo	↓ $200less	11.3%
Transportation	$1,380/mo	$1,191/mo	↓ $189less	13.7%
Healthcare	$756/mo	$601/mo	↓ $155less	20.5%
Groceries	$1,029/mo	$939/mo	↓ $89.75less	8.7%
All Utilities	$508/mo	$530/mo	↑ $21.79more	4.3%

Housing

↓ 33.9%

Saint Paul, MN

$2,807

Overland Park, KS

$1,856

Difference

$951

less

Other

↓ 11.3%

Saint Paul, MN

$1,774

Overland Park, KS

$1,574

Difference

$200

less

Transportation

↓ 13.7%

Saint Paul, MN

$1,380

Overland Park, KS

$1,191

Difference

$189

less

Healthcare

↓ 20.5%

Saint Paul, MN

$756

Overland Park, KS

$601

Difference

$155

less

Groceries

↓ 8.7%

Saint Paul, MN

$1,029

Overland Park, KS

$939

Difference

$89.75

less

All Utilities

↑ 4.3%

Saint Paul, MN

$508

Overland Park, KS

$530

Difference

$21.79

🏠Rent Comparison

Studio

From$1,000

To$1,082

↑ $82.00

1 Bed

From$1,200

To$1,182

↓ $18.00

2 Bed

From$1,500

To$1,340

↓ $160

3 Bed

From$2,100

To$1,748

↓ $352

Overland Park, KSZIP-level data

1BR range: $1,290–$1,710/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,254

Monthly in Saint Paul, MN

$6,691

Monthly in Overland Park, KS

$1,563

Difference

Home Values

Saint Paul

Overland Park

$274K

Median Value

$344K

↓ -0.1%

YoY Change

↑ +3.7%

↑ +13.6%

5-Year Change

↑ +40.5%

$175K - $452K

Price Range

$296K - $538K

Homes in Overland Park are 25% more expensive than Saint Paul

Calculate payment - Saint Paul Calculate payment - Overland Park

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $2.0K

Per year

Monthly Difference

$168

More take-home

Effective Rate Diff

1.3%

Rate difference

Saint Paul, MN

Federal Income Tax

Effective: 18.9%

$25.5K

Minnesota State Tax

Effective: 7.0%

$10.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.6%

$47.4K

Take-Home Pay

$8,546/month

$102.6K

Overland Park, KS

Federal Income Tax

Effective: 18.9%

$25.5K

Kansas State Tax

Effective: 5.6%

$8.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.3%

$45.4K

Take-Home Pay

$8,714/month

$104.6K

Additional Tax Information

Saint Paul, MN Tax Rates

Sales Tax:8.0%

Property Tax:1.1%

Overland Park, KS Tax Rates

Sales Tax:8.7%

Property Tax:1.3%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.