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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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Numbers update automatically as you type

You'd save $881/month moving to Eugene, OR

$150.0K in your current city equals $139.4K in Eugene, OR

Rent data from HUD ZIP-level estimates · COL index from area
Overall Cost
11.7%
Less expensive
Monthly Impact
$881
Savings
Annual Impact
$10.6K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Salem, OR

Population:177K
Cost Index:
100
100 = national average
Median Home:$471K

Eugene, OR

Population:178K
Cost Index:
88
(12% below avg)
Median Home:$470K

Salem, OR

The Beaver State

177K
Population
State Tax
Yes

Located in Oregon, this city has a population of 177K residents.

Eugene, OR

The Beaver State

178K
Population
State Tax
Yes

Located in Oregon, this city has a population of 178K residents.

Cost Breakdown by Category

Annual spending: Salem, OR vs Eugene, OR

Housing
11.7%
Salem, OR
$3,851
Eugene, OR
$3,399
Difference
$452
less
Other
11.7%
Salem, OR
$1,751
Eugene, OR
$1,546
Difference
$206
less
Transportation
11.7%
Salem, OR
$1,566
Eugene, OR
$1,382
Difference
$184
less
Groceries
6.1%
Salem, OR
$1,020
Eugene, OR
$958
Difference
$61.77
less
Healthcare
6.1%
Salem, OR
$632
Eugene, OR
$594
Difference
$38.30
less
All Utilities
6.1%
Salem, OR
$453
Eugene, OR
$426
Difference
$27.46
less

🏛️ Local Income Taxes

Eugene, OR: Lane Transit District Payroll Tax$315/yr (0.2%)

Salem, OR has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio
From$924
To$873
$51.00
1 Bed
From$936
To$921
$15.00
2 Bed
From$1,218
To$1,208
$10.00
3 Bed
From$1,686
To$1,682
$4.00
Salem, ORZIP-level data

1BR range: $1,150$1,580/mo

Eugene, ORZIP-level data

1BR range: $1,300$1,380/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$9,273
Monthly in Salem, OR
$8,304
Monthly in Eugene, OR
$970
Difference

Home Values

Salem
Eugene
$471K
Median Value
$470K
↑ +0.3%
YoY Change
↓ -0.3%
↑ +26.3%
5-Year Change
↑ +27.2%
$364K - $488K
Price Range
$391K - $592K

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

Salem, OR

Federal Income Tax
Effective: 18.9%
$25.5K
Oregon State Tax
Effective: 10.3%
$15.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 35.0%
$52.5K
Take-Home Pay
$8,123/month
$97.5K

Eugene, OR

Federal Income Tax
Effective: 18.9%
$25.5K
Oregon State Tax
Effective: 10.3%
$15.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 35.0%
$52.5K
Take-Home Pay
$8,123/month
$97.5K

Additional Tax Information

Salem, OR Tax Rates

Sales Tax:0.0%
Property Tax:0.9%

Eugene, OR Tax Rates

Sales Tax:0.0%
Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Salem
Eugene
35 Good
Air Quality
35 Good
85%
Good Air Days
85%
98 High
Climate Risk
98 High
🌊🌡🫨
Top Hazards
🌊🌡🫨
+2.5°F
2050 Outlook
+2.5°F
9 days
Heat Days >95°F
9 days
+2.5°F
2050 Outlook
+2.5°F
9 days
Heat Days >95°F
9 days

What to Consider When Moving from Salem, OR to Eugene, OR

Relocating from Salem, OR to Eugene, OR involves more than just comparing rent prices. While the overall cost of living is about 12% lower in Eugene, OR, your actual experience will depend on your lifestyle, job situation, and priorities. Here are the key factors to weigh before making the move.

Housing & Rent

Housing is typically the largest line item in any budget, and it’s where the biggest differences show up between cities. In this comparison, housing in Eugene, OR is 12% cheaper than in Salem, OR. Keep in mind that neighborhood choice within a city can swing rent by 30–50%, so research specific areas — not just city averages — before signing a lease. If you’re buying, factor in property tax rates, which vary significantly by county and state.

Job Market & Salary Adjustments

A lower cost of living doesn’t help if your salary drops proportionally. Before committing to a move, research whether employers in Eugene, OR pay comparable wages for your role. Remote workers may keep their current salary, but some companies adjust pay based on location. Use the salary calculator above to see what you’d need to earn in Eugene, OR to match your current standard of living in Salem, OR.

Taxes & Take-Home Pay

State income tax, property tax, and sales tax all affect how far your paycheck stretches. Some states have no income tax but make up for it with higher property or sales taxes. The tax comparison section above breaks down how your take-home pay would change. Don’t forget about vehicle registration fees, tolls, and other state-specific costs that add up over a year.

Quality of Life & Lifestyle Fit

Numbers only tell part of the story. Consider climate preferences, commute times, proximity to family, school quality if you have children, healthcare access, and the general “feel” of a city. A place that’s 15% cheaper might not be worth it if it means a longer commute or fewer amenities you value. If possible, visit Eugene, OR for a week before making a final decision — experiencing the day-to-day rhythm matters more than any spreadsheet.

Frequently Asked Questions: Salem, OR vs Eugene, OR

Is Eugene, OR cheaper than Salem, OR?

Yes, Eugene, OR is about 11.7% cheaper than Salem, OR. You could save approximately $881/month on a $150,000 salary. Housing costs are 12% lower in Eugene, OR.

What salary do I need in Eugene, OR to match my lifestyle in Salem, OR?

If you currently earn $150,000 in Salem, OR, you would need approximately $139,428 in Eugene, OR to maintain the same standard of living. This accounts for differences in housing, groceries, transportation, utilities, healthcare, and other typical expenses. Use the salary input above to adjust this based on your actual income.

How does rent compare between Salem, OR and Eugene, OR?

A two-bedroom apartment averages $1,218/month in Salem, OR compared to $1,208/month in Eugene, OR. One-bedroom apartments are $936/month in Salem, OR vs $921/month in Eugene, OR. These are area-wide medians — specific neighborhoods can vary significantly. Check the ZIP-level rent breakdown above for more granular data.

Are groceries more expensive in Salem, OR or Eugene, OR?

Groceries are about 6% cheaper in Eugene, OR than in Salem, OR, saving a typical household roughly $61.77/month on food.

What is the best time to move from Salem, OR to Eugene, OR?

Most people find that moving during the off-season (October through March) results in lower moving costs, since demand for movers and rental trucks drops. If you're renting, you may also find more negotiable lease terms during winter months. However, if you have school-age children, summer moves allow for a smoother school transition. For the best combination of availability and price, consider moving in early fall or late spring.

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