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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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Numbers update automatically as you type

You'd spend $1.6K/month more in San Diego, CA

$150.0K in your current city equals $169.6K in San Diego, CA

Rent data from HUD ZIP-level estimates · COL index from area
Overall Cost
21.8%
More expensive
Monthly Impact
$1,633
Extra cost
Annual Impact
$19.6K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Salem, OR

Population:177K
Cost Index:
100
100 = national average
Median Home:$471K

San Diego, CA

Population:1387K
Cost Index:
122
(22% above avg)
Median Home:$980K

Salem, OR

The Beaver State

177K
Population
State Tax
Yes

Located in Oregon, this city has a population of 177K residents.

San Diego, CA

The Golden State

1.4M
Population
State Tax
Yes
Climate
Semi-arid Mediterranean

Notable Facts

  • Year-round perfect weather
  • Major military presence
  • Biotech hub

Major Industries

MilitaryTechnologyTourismBiotechnology

Cost Breakdown by Category

Annual spending: Salem, OR vs San Diego, CA

Housing
35.6%
Salem, OR
$3,851
San Diego, CA
$5,223
Difference
$1,372
more
All Utilities
39.8%
Salem, OR
$453
San Diego, CA
$634
Difference
$180
more
Other
8.0%
Salem, OR
$1,751
San Diego, CA
$1,892
Difference
$140
more
Groceries
5.8%
Salem, OR
$1,020
San Diego, CA
$1,079
Difference
$59.42
more
Healthcare
0.9%
Salem, OR
$632
San Diego, CA
$638
Difference
$5.87
more
Transportation
0.3%
Salem, OR
$1,566
San Diego, CA
$1,571
Difference
$5.20
more

🏠Rent Comparison

Studio
From$924
To$2,565
$1,641
1 Bed
From$936
To$2,755
$1,819
2 Bed
From$1,218
To$3,360
$2,142
3 Bed
From$1,686
To$4,475
$2,789
Salem, ORZIP-level data

1BR range: $1,150$1,580/mo

San Diego, CAZIP-level data

1BR range: $1,980$3,690/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$9,273
Monthly in Salem, OR
$11,037
Monthly in San Diego, CA
$1,764
Difference

Home Values

Salem
San Diego
$471K
Median Value
$980K
↑ +0.3%
YoY Change
↓ -3%
↑ +26.3%
5-Year Change
↑ +37.4%
$364K - $488K
Price Range
$598K - $2.01M

Homes in San Diego are 108% more expensive than Salem

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$4.9K
Per year
Monthly Difference
$407
More take-home
Effective Rate Diff
3.3%
Rate difference

Salem, OR

Federal Income Tax
Effective: 18.9%
$25.5K
Oregon State Tax
Effective: 10.3%
$15.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 35.0%
$52.5K
Take-Home Pay
$8,123/month
$97.5K

San Diego, CA

Federal Income Tax
Effective: 18.9%
$25.5K
California State Tax
Effective: 7.1%
$10.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.6K
Take-Home Pay
$8,530/month
$102.4K

Additional Tax Information

Salem, OR Tax Rates

Sales Tax:0.0%
Property Tax:0.9%

San Diego, CA Tax Rates

Sales Tax:10.5%
Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Salem
San Diego
35 Good
Air Quality
71 Moderate
85%
Good Air Days
12.8%
98 High
Climate Risk
100 Very High
🌊🌡🫨
Top Hazards
🔥🌊🌡
+2.5°F
2050 Outlook
+2.1°F
9 days
Heat Days >95°F
1 days
+2.5°F
2050 Outlook
+2.1°F
9 days
Heat Days >95°F
1 days

💰 See how taxes change too — compare take-home pay between Oregon and California on TaxTakeHome.com

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