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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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Numbers update automatically as you type

You'd save $914/month moving to Boston, MA

$150.0K in your current city equals $139.0K in Boston, MA

Rent data from HUD ZIP-level estimates · COL index from area
Overall Cost
12.2%
Less expensive
Monthly Impact
$914
Savings
Annual Impact
$11.0K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Salinas, CA

Population:160K
Cost Index:
100
100 = national average
Median Home:$726K

Boston, MA

Population:685K
Cost Index:
88
(12% below avg)
Median Home:$961K

Salinas, CA

The Golden State

160K
Population
State Tax
Yes

Located in California, this city has a population of 160K residents.

Boston, MA

The Bay State

685K
Population
State Tax
Yes
Climate
Continental

Notable Facts

  • Major education center
  • Biotech capital
  • Historic American city

Major Industries

EducationHealthcareTechnologyFinance

Cost Breakdown by Category

Annual spending: Salinas, CA vs Boston, MA

Housing
28.2%
Salinas, CA
$7,344
Boston, MA
$5,275
Difference
$2,069
less
Transportation
54.1%
Salinas, CA
$1,188
Boston, MA
$1,830
Difference
$643
more
All Utilities
67.7%
Salinas, CA
$427
Boston, MA
$716
Difference
$289
more
Other
18.5%
Salinas, CA
$1,540
Boston, MA
$1,825
Difference
$284
more
Healthcare
14.6%
Salinas, CA
$649
Boston, MA
$743
Difference
$94.55
more
Groceries
4.0%
Salinas, CA
$1,037
Boston, MA
$1,079
Difference
$41.76
more

🏠Rent Comparison

Studio
From$1,589
To$3,095
$1,506
1 Bed
From$1,632
To$3,255
$1,623
2 Bed
From$1,962
To$3,865
$1,903
3 Bed
From$2,648
To$4,630
$1,982
Salinas, CAZIP-level data

1BR range: $2,240$2,880/mo

Boston, MAZIP-level data

1BR range: $2,560$3,710/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$12,185
Monthly in Salinas, CA
$11,469
Monthly in Boston, MA
$716
Difference

Home Values

Salinas
Boston
$726K
Median Value
$961K
↓ -1.2%
YoY Change
↓ -0.7%
↑ +28.6%
5-Year Change
↑ +7%
$648K - $1.14M
Price Range
$709K - $3.40M

Homes in Boston are 32% more expensive than Salinas

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$3.1K
Per year
Monthly Difference
$261
More take-home
Effective Rate Diff
2.1%
Rate difference

Salinas, CA

Federal Income Tax
Effective: 18.9%
$25.5K
California State Tax
Effective: 7.1%
$10.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.6K
Take-Home Pay
$8,530/month
$102.4K

Boston, MA

Federal Income Tax
Effective: 18.9%
$25.5K
Massachusetts State Tax
Effective: 5.0%
$7.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.7%
$44.5K
Take-Home Pay
$8,791/month
$105.5K

Additional Tax Information

Salinas, CA Tax Rates

Sales Tax:10.5%
Property Tax:0.8%

Boston, MA Tax Rates

Sales Tax:6.3%
Property Tax:1.2%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Salinas
Boston
47 Good
Air Quality
36 Good
55.4%
Good Air Days
79.5%
100 Very High
Climate Risk
94 Moderate
🌊🌅🌡
Top Hazards
🌊🌅🌀
+2.0°F
2050 Outlook
+2.5°F
11 days
Heat Days >95°F
6 days
+2.0°F
2050 Outlook
+2.5°F
11 days
Heat Days >95°F
6 days

💰 See how taxes change too — compare take-home pay between California and Massachusetts on TaxTakeHome.com

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