Is St. Louis, MO cheaper than Salisbury, MD?

Based on cost of living data, St. Louis, MO is 5.5% cheaper than Salisbury, MD. This translates to saving $411 per month.

What salary do I need in St. Louis, MO to live like I do in Salisbury, MD?

If you earn $150,000 in Salisbury, MD, you'd need approximately $145,073.373 in St. Louis, MO to maintain the same standard of living.

How does housing cost compare between Salisbury, MD and St. Louis, MO?

Housing in St. Louis, MO is 23.2% cheaper than in Salisbury, MD. For a two-bedroom apartment, rent is $1,160/month in St. Louis, MO compared to $996/month in Salisbury, MD.

How much can I save per month by moving from Salisbury, MD to St. Louis, MO?

Moving from Salisbury, MD to St. Louis, MO could save you approximately $411 per month, or $4927 per year, based on a $150,000 salary.

Salisbury, MD vs St. Louis, MO: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Salisbury, MD — ZIP-level rent data · COL adjusted from Baltimore, MD area

Current salary in Salisbury, MD

Numbers update automatically as you type

You'd save $411/month moving to St. Louis, MO

$150.0K in your current city equals $145.1K in St. Louis, MO

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 5.5%

Less expensive

Monthly Impact

$411

Savings

Annual Impact

$4.9K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Salisbury, MD

Population:33K

Cost Index:100

Median Home:$284K

St. Louis, MO

Population:302K

Cost Index:95

Median Home:$145K

Salisbury, MD

The Old Line State

33K

Population

State Tax

Yes

Located in Maryland, this city has a population of 33K residents.

St. Louis, MO

The Show-Me State

302K

Population

State Tax

Yes

Located in Missouri, this city has a population of 302K residents.

Cost Breakdown by Category

Annual spending: Salisbury, MD vs St. Louis, MO

Category	Salisbury, MD	St. Louis, MO	Difference	Change
🏠Housing	$2,437/mo	$1,871/mo	↓ $566less	23.2%
📦Other	$1,483/mo	$1,607/mo	↑ $124more	8.4%
🛒Groceries	$1,015/mo	$949/mo	↓ $65.63less	6.5%
⚡All Utilities	$565/mo	$535/mo	↓ $29.68less	5.3%
🏥Healthcare	$548/mo	$527/mo	↓ $21.83less	4.0%
🚗Transportation	$1,198/mo	$1,216/mo	↑ $17.80more	1.5%

🏠Housing

↓ 23.2%

Salisbury, MD

$2,437

St. Louis, MO

$1,871

Difference

$566

less

📦Other

↑ 8.4%

Salisbury, MD

$1,483

St. Louis, MO

$1,607

Difference

$124

🛒Groceries

↓ 6.5%

Salisbury, MD

$1,015

St. Louis, MO

$949

Difference

$65.63

less

⚡All Utilities

↓ 5.3%

Salisbury, MD

$565

St. Louis, MO

$535

Difference

$29.68

less

🏥Healthcare

↓ 4.0%

Salisbury, MD

$548

St. Louis, MO

$527

Difference

$21.83

less

🚗Transportation

↑ 1.5%

Salisbury, MD

$1,198

St. Louis, MO

$1,216

Difference

$17.80

🏛️ Local Income Taxes

Salisbury, MD: Wicomico County Income Tax$4,650/yr (3.1%)

St. Louis, MO: St. Louis Earnings Tax$1,500/yr (1.0%)

Net difference-$3,150/yr

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$753

To$910

↑ $157

1 Bed

From$760

To$950

↑ $190

2 Bed

From$996

To$1,160

↑ $164

3 Bed

From$1,314

To$1,490

↑ $176

Salisbury, MDZIP-level data

1BR range: $1,030–$1,030/mo

St. Louis, MOZIP-level data

1BR range: $800–$1,480/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,246

Monthly in Salisbury, MD

$6,705

Monthly in St. Louis, MO

$541

Difference

Home Values

Salisbury

St. Louis

$284K

Median Value

$145K

↑ +2.2%

YoY Change

↓ -0.8%

↑ +39.7%

5-Year Change

↑ +10.9%

$284K

Price Range

$38K - $302K

Homes in St. Louis are 49% less expensive than Salisbury

Calculate payment - Salisbury Calculate payment - St. Louis

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $669

More taxes

Monthly Difference

$55.75

Less take-home

Effective Rate Diff

0.4%

Rate difference

Salisbury, MD

Federal Income Tax

Effective: 18.9%

$25.5K

Maryland State Tax

Effective: 4.8%

$7.3K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.5%

$44.3K

Take-Home Pay

$8,811/month

$105.7K

St. Louis, MO

Federal Income Tax

Effective: 18.9%

$25.5K

Missouri State Tax

Effective: 5.3%

$7.9K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.0%

$44.9K

Take-Home Pay

$8,755/month

$105.1K

Additional Tax Information

Salisbury, MD Tax Rates

Sales Tax:6.0%

Property Tax:1.1%

St. Louis, MO Tax Rates

Sales Tax:8.2%

Property Tax:1.0%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.