San Antonio, FL vs Pewee Valley, KY: Cost of Living

Which city costs less?

Pewee Valley, KY has a modeled overall cost index 13.4% lower than San Antonio, FL.

San Antonio, FL · modeled 2BR rent
$1,420 / month
Pewee Valley, KY · modeled 2BR rent
$1,440 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare San Antonio, FL and Pewee Valley, KY using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
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Estimated savings: $902/month in Pewee Valley, KY

$150,000 in your current city has a modeled equivalent of $139,176 in Pewee Valley, KY

Regional cost estimates: San Antonio, FL uses Tampa, FL. Pewee Valley, KY uses Louisville, KY. Available city ZIP rent estimates are shown separately.
Overall Cost
↓ 13.4%
Less expensive
Monthly Impact
$902
Savings
Annual Impact
$10.8K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

San Antonio, FL

Population:1K
Cost Index:
90.5
100 = national average
Typical Home:$347K

Pewee Valley, KY

Population:2K
Cost Index:
78.4
100 = national average
Typical Home:$352K

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San Antonio, FL

The Sunshine State

1K
Population
State Tax
No Income Tax

Located in Florida, this city has a population of 1K residents.

💡 Advantage: Florida has no state income tax!

Pewee Valley, KY

The Bluegrass State

2K
Population
State Tax
Yes

Located in Kentucky, this city has a population of 2K residents.

Cost Breakdown by Category

Estimated monthly spending: San Antonio, FL vs Pewee Valley, KY

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↓ 21.8%
San Antonio, FL
$2,329
Pewee Valley, KY
$1,821
Difference
$508
less
Other
↓ 12.8%
San Antonio, FL
$1,731
Pewee Valley, KY
$1,510
Difference
$221
less
All Utilities
↓ 19.4%
San Antonio, FL
$586
Pewee Valley, KY
$473
Difference
$114
less
Groceries
↓ 6.3%
San Antonio, FL
$1,041
Pewee Valley, KY
$976
Difference
$65.43
less
Transportation
↑ 1.3%
San Antonio, FL
$1,230
Pewee Valley, KY
$1,245
Difference
$15.50
more
Healthcare
↓ 1.5%
San Antonio, FL
$582
Pewee Valley, KY
$574
Difference
$8.78
less

🏠Rent Comparison

Studio
From$1,140
To$1,090
↓ $50.00
1 Bed
From$1,220
To$1,180
↓ $40.00
2 Bed
From$1,420
To$1,440
↑ $20.00
3 Bed
From$1,820
To$1,840
↑ $20.00
San Antonio, FLZIP-level data

1BR range: $1,220–$1,220/mo

Pewee Valley, KYZIP-level data

1BR range: $1,180–$1,180/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in San Antonio, FL
$6,598
Monthly in Pewee Valley, KY
$902
Difference

Home Values

San Antonio
Pewee Valley
$347K
Median Value
$352K
↓ -4.9%
YoY Change
↑ +2%
↑ +34.9%
5-Year Change
↑ +27.2%

Homes in Pewee Valley are 1% more expensive than San Antonio

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↓ $7.5K
More taxes
Monthly Difference
$625
Less take-home
Effective Rate Diff
5.0%
Rate difference

San Antonio, FL

Federal Income Tax
Effective: 18.9%
$25.5K
Florida State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Pewee Valley, KY

Federal Income Tax
Effective: 18.9%
$25.5K
Kentucky State Tax
Effective: 5.0%
$7.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.7%
$44.5K
Take-Home Pay
$8,791/month
$105.5K

Additional Tax Information

San Antonio, FL Tax Rates

Sales Tax:7.2%
Property Tax:0.8%

Pewee Valley, KY Tax Rates

Sales Tax:6.0%
Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

San Antonio
Pewee Valley
50 Good
Air Quality
50 Good
52.5%
Good Air Days
50.8%
99 High
Climate Risk
98 High
🌊🌅🌀
Top Hazards
🌊🌡🌪
▲+2.2°F
2050 Outlook
▲+2.9°F
38 days
Heat Days >95°F
37 days
▲+2.2°F
2050 Outlook
▲+2.9°F
38 days
Heat Days >95°F
37 days

Before moving from San Antonio, FL to Pewee Valley, KY

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Pewee Valley, KY for the same bedroom count and included utilities as your home in San Antonio, FL. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your San Antonio to Pewee Valley moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Pewee Valley, KY by cost, housing, population and region.

Frequently Asked Questions: San Antonio, FL vs Pewee Valley, KY

How do the cost estimates for San Antonio, FL and Pewee Valley, KY compare?

Pewee Valley, KY has a modeled overall cost index 13.4% lower than San Antonio, FL. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in San Antonio, FL, the model estimates $139,176 in Pewee Valley, KY. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for San Antonio, FL and Pewee Valley, KY?

The modeled two-bedroom rents are $1,420/month in San Antonio, FL and $1,440/month in Pewee Valley, KY. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Florida and Kentucky on TaxTakeHome.com

Where your money goes further

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