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Cost of Living Comparison 2026

Alamo City or Live Music Capital? These Texas neighbors share barbecue and no state income tax but serve up different costs for different lifestyles.

Data: HUD rent estimates, BLS cost of living

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You'd spend $989/month more in Austin, TX

$150.0K in your current city equals $161.9K in Austin, TX

Rent data from HUD ZIP-level estimates Β· COL index from San Antonio-New Braunfels, TX area
Overall Cost
↑ 13.2%
More expensive
Monthly Impact
$989
Extra cost
Annual Impact
$11.9K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

San Antonio, TX

Population:1547K
Cost Index:
100
100 = national average
Median Home:$215K

Austin, TX

Population:979K
Cost Index:
113
(13% above avg)
Median Home:$558K

San Antonio, TX

The Lone Star State

1.5M
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 1.5M residents.

πŸ’‘ Advantage: Texas has no state income tax!

Austin, TX

The Lone Star State

979K
Population
State Tax
No Income Tax
Climate
Humid subtropical

Notable Facts

  • β€’Live music capital
  • β€’Major tech hub
  • β€’SXSW festival city

Major Industries

TechnologyMusic IndustryEducationGovernment

Cost Breakdown by Category

Annual spending: San Antonio, TX vs Austin, TX

Housing
↑ 37.4%
San Antonio, TX
$2,100
Austin, TX
$2,885
Difference
$785
more
Other
↑ 5.7%
San Antonio, TX
$1,647
Austin, TX
$1,741
Difference
$93.74
more
Healthcare
↑ 11.8%
San Antonio, TX
$527
Austin, TX
$589
Difference
$61.96
more
Groceries
↑ 5.0%
San Antonio, TX
$913
Austin, TX
$959
Difference
$45.97
more
All Utilities
↑ 9.2%
San Antonio, TX
$496
Austin, TX
$541
Difference
$45.35
more
Transportation
↓ 0.2%
San Antonio, TX
$1,287
Austin, TX
$1,284
Difference
$2.73
less

🏠Rent Comparison

Studio
From$1,110
To$1,585
↑ $475
1 Bed
From$1,210
To$1,685
↑ $475
2 Bed
From$1,470
To$1,995
↑ $525
3 Bed
From$1,890
To$2,525
↑ $635
San Antonio, TXZIP-level data

1BR range: $840–$1,770/mo

Austin, TXZIP-level data

1BR range: $1,490–$2,350/mo

πŸ’‘ Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,969
Monthly in San Antonio, TX
$7,998
Monthly in Austin, TX
$1,029
Difference

Home Values

San Antonio
Austin
$215K
Median Value
$558K
↓ -2.9%
YoY Change
↓ -5%
↑ +16.7%
5-Year Change
↑ +12.6%
$107K - $905K
Price Range
$272K - $1.26M

Homes in Austin are 160% more expensive than San Antonio

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
β†’ $0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

San Antonio, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Austin, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

San Antonio, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

Austin, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

πŸ’‘ Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

San Antonio
Austin
52 Moderate
Air Quality
52 Moderate
47.5%
Good Air Days
42.6%
99 High
Climate Risk
98 High
🌊🌑πŸŒͺ
Top Hazards
🌊🌑πŸŒͺ
β–²+2.6Β°F
2050 Outlook
β–²+2.5Β°F
105 days
Heat Days >95Β°F
98 days
β–²+2.6Β°F
2050 Outlook
β–²+2.5Β°F
105 days
Heat Days >95Β°F
98 days

What to Consider When Moving from San Antonio, TX to Austin, TX

Relocating from San Antonio, TX to Austin, TX involves more than just comparing rent prices. While the overall cost of living is roughly 13% higher in Austin, TX, your actual experience will depend on your lifestyle, job situation, and priorities. Here are the key factors to weigh before making the move.

Housing & Rent

Housing is typically the largest line item in any budget, and it’s where the biggest differences show up between cities. In this comparison, housing in Austin, TX is 37% more expensive than in San Antonio, TX. Keep in mind that neighborhood choice within a city can swing rent by 30–50%, so research specific areas β€” not just city averages β€” before signing a lease. If you’re buying, factor in property tax rates, which vary significantly by county and state.

Job Market & Salary Adjustments

A lower cost of living doesn’t help if your salary drops proportionally. Before committing to a move, research whether employers in Austin, TX pay comparable wages for your role. Remote workers may keep their current salary, but some companies adjust pay based on location. Use the salary calculator above to see what you’d need to earn in Austin, TX to match your current standard of living in San Antonio, TX.

Taxes & Take-Home Pay

State income tax, property tax, and sales tax all affect how far your paycheck stretches. Some states have no income tax but make up for it with higher property or sales taxes. The tax comparison section above breaks down how your take-home pay would change. Don’t forget about vehicle registration fees, tolls, and other state-specific costs that add up over a year.

Quality of Life & Lifestyle Fit

Numbers only tell part of the story. Consider climate preferences, commute times, proximity to family, school quality if you have children, healthcare access, and the general β€œfeel” of a city. A place that’s 15% cheaper might not be worth it if it means a longer commute or fewer amenities you value. If possible, visit Austin, TX for a week before making a final decision β€” experiencing the day-to-day rhythm matters more than any spreadsheet.

Frequently Asked Questions: San Antonio, TX vs Austin, TX

Is Austin, TX cheaper than San Antonio, TX?

Austin, TX is approximately 13.2% more expensive than San Antonio, TX overall. On a $150,000 salary, that translates to roughly $989/month in additional expenses. Housing is the biggest factor, costing 37% more in Austin, TX.

What salary do I need in Austin, TX to match my lifestyle in San Antonio, TX?

If you currently earn $150,000 in San Antonio, TX, you would need approximately $161,868 in Austin, TX to maintain the same standard of living. This accounts for differences in housing, groceries, transportation, utilities, healthcare, and other typical expenses. Use the salary input above to adjust this based on your actual income.

How does rent compare between San Antonio, TX and Austin, TX?

A two-bedroom apartment averages $1,470/month in San Antonio, TX compared to $1,995/month in Austin, TX. One-bedroom apartments are $1,210/month in San Antonio, TX vs $1,685/month in Austin, TX. These are area-wide medians β€” specific neighborhoods can vary significantly. Check the ZIP-level rent breakdown above for more granular data.

Are groceries more expensive in San Antonio, TX or Austin, TX?

Groceries are about 5% more expensive in Austin, TX than in San Antonio, TX, which adds roughly $45.97/month to a typical household budget. This covers common items like produce, dairy, meat, and pantry staples based on BLS consumer expenditure data.

What is the best time to move from San Antonio, TX to Austin, TX?

Most people find that moving during the off-season (October through March) results in lower moving costs, since demand for movers and rental trucks drops. If you're renting, you may also find more negotiable lease terms during winter months. However, if you have school-age children, summer moves allow for a smoother school transition. For the best combination of availability and price, consider moving in early fall or late spring.

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