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Cost of Living Comparison 2026

Compare San Antonio, TX and Colorado Springs, CO using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Data: HUD rent estimates, BLS cost of living

$
Numbers update automatically as you type

You'd spend $989/month more in Colorado Springs, CO

$150.0K in your current city equals $161.9K in Colorado Springs, CO

Rent data from HUD ZIP-level estimates Β· COL index from San Antonio-New Braunfels, TX area
Overall Cost
↑ 13.2%
More expensive
Monthly Impact
$989
Extra cost
Annual Impact
$11.9K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

San Antonio, TX

Population:1547K
Cost Index:
100
100 = national average
Median Home:$215K

Colorado Springs, CO

Population:479K
Cost Index:
113
(13% above avg)
Median Home:$415K

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San Antonio, TX

The Lone Star State

1.5M
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 1.5M residents.

πŸ’‘ Advantage: Texas has no state income tax!

Colorado Springs, CO

The Centennial State

479K
Population
State Tax
Yes

Located in Colorado, this city has a population of 479K residents.

Cost Breakdown by Category

Annual spending: San Antonio, TX vs Colorado Springs, CO

Housing
↑ 36.1%
San Antonio, TX
$2,100
Colorado Springs, CO
$2,859
Difference
$759
more
Other
↑ 8.7%
San Antonio, TX
$1,647
Colorado Springs, CO
$1,791
Difference
$144
more
Healthcare
↑ 18.8%
San Antonio, TX
$527
Colorado Springs, CO
$626
Difference
$99.13
more
Groceries
↑ 9.4%
San Antonio, TX
$913
Colorado Springs, CO
$999
Difference
$85.94
more
All Utilities
↓ 8.5%
San Antonio, TX
$496
Colorado Springs, CO
$454
Difference
$42.07
less
Transportation
↓ 1.3%
San Antonio, TX
$1,287
Colorado Springs, CO
$1,270
Difference
$16.39
less

🏠Rent Comparison

Studio
From$1,110
To$1,240
↑ $130
1 Bed
From$1,210
To$1,520
↑ $310
2 Bed
From$1,470
To$1,800
↑ $330
3 Bed
From$1,890
To$2,505
↑ $615
San Antonio, TXZIP-level data

1BR range: $840–$1,770/mo

Colorado Springs, COZIP-level data

1BR range: $1,210–$2,050/mo

πŸ’‘ Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,969
Monthly in San Antonio, TX
$7,999
Monthly in Colorado Springs, CO
$1,029
Difference

Home Values

San Antonio
Colorado Springs
$215K
Median Value
$415K
↓ -2.9%
YoY Change
↓ -2.2%
↑ +16.7%
5-Year Change
↑ +22.4%
$107K - $905K
Price Range
$314K - $709K

Homes in Colorado Springs are 93% more expensive than San Antonio

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↓ $6.6K
More taxes
Monthly Difference
$550
Less take-home
Effective Rate Diff
4.4%
Rate difference

San Antonio, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Colorado Springs, CO

Federal Income Tax
Effective: 18.9%
$25.5K
Colorado State Tax
Effective: 4.4%
$6.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.1%
$43.6K
Take-Home Pay
$8,866/month
$106.4K

Additional Tax Information

San Antonio, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

Colorado Springs, CO Tax Rates

Sales Tax:7.8%
Property Tax:0.5%

πŸ’‘ Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

🚢 Walkability

Modeled road attributes, not a safety assessment. Methodology and limitations

Environment

San Antonio
Colorado Springs
52 Moderate
Air Quality
49 Good
47.5%
Good Air Days
55.2%
99 High
Climate Risk
94 Moderate
🌊🌑πŸŒͺ
Top Hazards
πŸ”₯🌊πŸŒͺ
β–²+2.6Β°F
2050 Outlook
β–²+3.0Β°F
105 days
Heat Days >95Β°F
9 days
β–²+2.6Β°F
2050 Outlook
β–²+3.0Β°F
105 days
Heat Days >95Β°F
9 days

What to Consider When Moving from San Antonio, TX to Colorado Springs, CO

Relocating from San Antonio, TX to Colorado Springs, CO involves more than just comparing rent prices. While the overall cost of living is roughly 13% higher in Colorado Springs, CO, your actual experience will depend on your lifestyle, job situation, and priorities. Here are the key factors to weigh before making the move.

Housing & Rent

Housing is typically the largest line item in any budget, and it’s where the biggest differences show up between cities. In this comparison, housing in Colorado Springs, CO is 36% more expensive than in San Antonio, TX. Keep in mind that neighborhood choice within a city can swing rent by 30–50%, so research specific areas β€” not just city averages β€” before signing a lease. If you’re buying, factor in property tax rates, which vary significantly by county and state.

Job Market & Salary Adjustments

A lower cost of living doesn’t help if your salary drops proportionally. Before committing to a move, research whether employers in Colorado Springs, CO pay comparable wages for your role. Remote workers may keep their current salary, but some companies adjust pay based on location. Use the salary calculator above to see what you’d need to earn in Colorado Springs, CO to match your current standard of living in San Antonio, TX.

Taxes & Take-Home Pay

State income tax, property tax, and sales tax all affect how far your paycheck stretches. Some states have no income tax but make up for it with higher property or sales taxes. The tax comparison section above breaks down how your take-home pay would change. Don’t forget about vehicle registration fees, tolls, and other state-specific costs that add up over a year.

Quality of Life & Lifestyle Fit

Numbers only tell part of the story. Consider climate preferences, commute times, proximity to family, school quality if you have children, healthcare access, and the general β€œfeel” of a city. A place that’s 15% cheaper might not be worth it if it means a longer commute or fewer amenities you value. If possible, visit Colorado Springs, CO for a week before making a final decision β€” experiencing the day-to-day rhythm matters more than any spreadsheet.

Frequently Asked Questions: San Antonio, TX vs Colorado Springs, CO

How do the cost estimates for San Antonio, TX and Colorado Springs, CO compare?

The saved overall index for Colorado Springs, CO is 13.2% higher than for San Antonio, TX. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in San Antonio, TX, the model estimates $161,868 in Colorado Springs, CO. It assumes 60% of gross income changes with the relative cost index and 40% stays fixed. The monthly difference is the salary difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for San Antonio, TX and Colorado Springs, CO?

The modeled two-bedroom rents are $1,470/month in San Antonio, TX and $1,800/month in Colorado Springs, CO. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

πŸ’° See how taxes change too β€” compare take-home pay between Texas and Colorado on TaxTakeHome.com

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