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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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You'd save $247/month moving to El Paso, TX

$150.0K in your current city equals $147.0K in El Paso, TX

Rent data from HUD ZIP-level estimates ยท COL index from San Antonio-New Braunfels, TX area
Overall Cost
โ†“ 3.3%
Less expensive
Monthly Impact
$247
Savings
Annual Impact
$3.0K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

San Antonio, TX

Population:1547K
Cost Index:
100
100 = national average
Median Home:$215K

El Paso, TX

Population:679K
Cost Index:
97
(3% below avg)
Median Home:$216K

San Antonio, TX

The Lone Star State

1.5M
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 1.5M residents.

๐Ÿ’ก Advantage: Texas has no state income tax!

El Paso, TX

The Lone Star State

679K
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 679K residents.

๐Ÿ’ก Advantage: Texas has no state income tax!

Cost Breakdown by Category

Annual spending: San Antonio, TX vs El Paso, TX

Housing
โ†“ 3.5%
San Antonio, TX
$2,100
El Paso, TX
$2,027
Difference
$72.76
less
Transportation
โ†“ 3.4%
San Antonio, TX
$1,287
El Paso, TX
$1,243
Difference
$43.71
less
Groceries
โ†‘ 2.8%
San Antonio, TX
$913
El Paso, TX
$939
Difference
$25.98
more
Healthcare
โ†“ 4.7%
San Antonio, TX
$527
El Paso, TX
$502
Difference
$24.78
less
All Utilities
โ†“ 1.9%
San Antonio, TX
$496
El Paso, TX
$486
Difference
$9.29
less
Other
โ†“ 0.4%
San Antonio, TX
$1,647
El Paso, TX
$1,641
Difference
$6.70
less

๐Ÿ Rent Comparison

Studio
From$1,110
To$800
โ†“ $310
1 Bed
From$1,210
To$990
โ†“ $220
2 Bed
From$1,470
To$1,160
โ†“ $310
3 Bed
From$1,890
To$1,590
โ†“ $300
San Antonio, TXZIP-level data

1BR range: $840โ€“$1,770/mo

El Paso, TXZIP-level data

1BR range: $920โ€“$1,330/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,969
Monthly in San Antonio, TX
$6,838
Monthly in El Paso, TX
$131
Difference

Home Values

San Antonio
El Paso
$215K
Median Value
$216K
โ†“ -2.9%
YoY Change
โ†‘ +1.1%
โ†‘ +16.7%
5-Year Change
โ†‘ +42%
$107K - $905K
Price Range
$137K - $405K

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†’ $0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

San Antonio, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

El Paso, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

San Antonio, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

El Paso, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

San Antonio
El Paso
52 Moderate
Air Quality
67 Moderate
47.5%
Good Air Days
22.1%
99 High
Climate Risk
95 High
๐ŸŒŠ๐ŸŒก๐ŸŒช
Top Hazards
๐ŸŒŠ๐ŸŒกโ˜€
โ–ฒ+2.6ยฐF
2050 Outlook
โ–ฒ+2.7ยฐF
105 days
Heat Days >95ยฐF
97 days
โ–ฒ+2.6ยฐF
2050 Outlook
โ–ฒ+2.7ยฐF
105 days
Heat Days >95ยฐF
97 days

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