Is Oklahoma City, OK cheaper than San Antonio, TX?

Based on cost of living data, Oklahoma City, OK is 4.4% cheaper than San Antonio, TX. This translates to saving $330 per month.

What salary do I need in Oklahoma City, OK to live like I do in San Antonio, TX?

If you earn $150,000 in San Antonio, TX, you'd need approximately $146,043.956 in Oklahoma City, OK to maintain the same standard of living.

How does housing cost compare between San Antonio, TX and Oklahoma City, OK?

Housing in Oklahoma City, OK is 8.4% cheaper than in San Antonio, TX. For a two-bedroom apartment, rent is $1,270/month in Oklahoma City, OK compared to $1,470/month in San Antonio, TX.

How much can I save per month by moving from San Antonio, TX to Oklahoma City, OK?

Moving from San Antonio, TX to Oklahoma City, OK could save you approximately $330 per month, or $3956 per year, based on a $150,000 salary.

San Antonio, TX vs Oklahoma City, OK: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

Current salary in San Antonio, TX

Numbers update automatically as you type

You'd save $330/month moving to Oklahoma City, OK

$150.0K in your current city equals $146.0K in Oklahoma City, OK

Rent data from HUD ZIP-level estimates · COL index from San Antonio-New Braunfels, TX area

Overall Cost

↓ 4.4%

Less expensive

Monthly Impact

$330

Savings

Annual Impact

$4.0K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

San Antonio, TX

Population:1547K

Cost Index:

100

100 = national average

Median Home:$215K

Oklahoma City, OK

Population:696K

Cost Index:

(4% below avg)

Median Home:$197K

San Antonio, TX

The Lone Star State

1.5M

Population

State Tax

No Income Tax

Located in Texas, this city has a population of 1.5M residents.

💡 Advantage: Texas has no state income tax!

Oklahoma City, OK

The Sooner State

696K

Population

State Tax

Yes

Located in Oklahoma, this city has a population of 696K residents.

Cost Breakdown by Category

Annual spending: San Antonio, TX vs Oklahoma City, OK

Category	San Antonio, TX	Oklahoma City, OK	Difference	Change
Housing	$2,100/mo	$1,923/mo	↓ $177less	8.4%
Other	$1,647/mo	$1,590/mo	↓ $56.92less	3.5%
Healthcare	$527/mo	$551/mo	↑ $24.78more	4.7%
All Utilities	$496/mo	$519/mo	↑ $23.50more	4.7%
Transportation	$1,287/mo	$1,270/mo	↓ $16.39less	1.3%
Groceries	$913/mo	$899/mo	↓ $13.99less	1.5%

Housing

↓ 8.4%

San Antonio, TX

$2,100

Oklahoma City, OK

$1,923

Difference

$177

less

Other

↓ 3.5%

San Antonio, TX

$1,647

Oklahoma City, OK

$1,590

Difference

$56.92

less

Healthcare

↑ 4.7%

San Antonio, TX

$527

Oklahoma City, OK

$551

Difference

$24.78

All Utilities

↑ 4.7%

San Antonio, TX

$496

Oklahoma City, OK

$519

Difference

$23.50

Transportation

↓ 1.3%

San Antonio, TX

$1,287

Oklahoma City, OK

$1,270

Difference

$16.39

less

Groceries

↓ 1.5%

San Antonio, TX

$913

Oklahoma City, OK

$899

Difference

$13.99

less

🏠Rent Comparison

Studio

From$1,110

To$960

↓ $150

1 Bed

From$1,210

To$1,040

↓ $170

2 Bed

From$1,470

To$1,270

↓ $200

3 Bed

From$1,890

To$1,710

↓ $180

San Antonio, TXZIP-level data

1BR range: $840–$1,770/mo

Oklahoma City, OKZIP-level data

1BR range: $780–$1,530/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,969

Monthly in San Antonio, TX

$6,754

Monthly in Oklahoma City, OK

$216

Difference

Home Values

San Antonio

Oklahoma City

$215K

Median Value

$197K

↓ -2.9%

YoY Change

↓ -0.3%

↑ +16.7%

5-Year Change

↑ +29.5%

$107K - $905K

Price Range

$92K - $623K

Homes in Oklahoma City are 8% less expensive than San Antonio

Calculate payment - San Antonio Calculate payment - Oklahoma City

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $7.3K

More taxes

Monthly Difference

$607

Less take-home

Effective Rate Diff

4.9%

Rate difference

San Antonio, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Oklahoma City, OK

Federal Income Tax

Effective: 18.9%

$25.5K

Oklahoma State Tax

Effective: 4.9%

$7.3K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.5%

$44.3K

Take-Home Pay

$8,809/month

$105.7K

Additional Tax Information

San Antonio, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

Oklahoma City, OK Tax Rates

Sales Tax:8.9%

Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.