Is San Jose, CA cheaper than San Antonio, TX?

Based on cost of living data, San Jose, CA is 120.9% more expensive than San Antonio, TX. This translates to spending an extra $9066 per month.

What salary do I need in San Jose, CA to live like I do in San Antonio, TX?

If you earn $150,000 in San Antonio, TX, you'd need approximately $258,791.209 in San Jose, CA to maintain the same standard of living.

How does housing cost compare between San Antonio, TX and San Jose, CA?

Housing in San Jose, CA is 360.4% more expensive than in San Antonio, TX. For a two-bedroom apartment, rent is $3,445/month in San Jose, CA compared to $1,470/month in San Antonio, TX.

How much can I save per month by moving from San Antonio, TX to San Jose, CA?

Living in San Jose, CA costs approximately $9066 more per month than San Antonio, TX, or $108791 more per year, based on a $150,000 salary.

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San Antonio, TX

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San Jose, CA

Cost of Living Comparison 2026

Current salary in San Antonio, TX

Numbers update automatically as you type

You'd spend $9.1K/month more in San Jose, CA

$150.0K in your current city equals $258.8K in San Jose, CA

Rent data from HUD ZIP-level estimates · COL index from San Antonio-New Braunfels, TX area

Overall Cost

↑ 120.9%

More expensive

Monthly Impact

$9,066

Extra cost

Annual Impact

$108.8K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

San Antonio, TX

Population:1547K

Cost Index:100

Median Home:$215K

San Jose, CA

Population:1013K

Cost Index:221

Median Home:$1.35M

San Antonio, TX

The Lone Star State

1.5M

Population

State Tax

No Income Tax

Located in Texas, this city has a population of 1.5M residents.

💡 Advantage: Texas has no state income tax!

San Jose, CA

The Golden State

1.0M

Population

State Tax

Yes

Located in California, this city has a population of 1.0M residents.

Cost Breakdown by Category

Annual spending: San Antonio, TX vs San Jose, CA

Category	San Antonio, TX	San Jose, CA	Difference	Change
🏠Housing	$2,100/mo	$9,667/mo	↑ $7,567more	360.4%
🛒Groceries	$913/mo	$1,129/mo	↑ $216more	23.6%
🏥Healthcare	$527/mo	$706/mo	↑ $180more	34.1%
📦Other	$1,647/mo	$1,825/mo	↑ $177more	10.8%
🚗Transportation	$1,287/mo	$1,407/mo	↑ $120more	9.3%
⚡All Utilities	$496/mo	$464/mo	↓ $31.15less	6.3%

🏠Housing

↑ 360.4%

San Antonio, TX

$2,100

San Jose, CA

$9,667

Difference

$7,567

🛒Groceries

↑ 23.6%

San Antonio, TX

$913

San Jose, CA

$1,129

Difference

$216

🏥Healthcare

↑ 34.1%

San Antonio, TX

$527

San Jose, CA

$706

Difference

$180

📦Other

↑ 10.8%

San Antonio, TX

$1,647

San Jose, CA

$1,825

Difference

$177

🚗Transportation

↑ 9.3%

San Antonio, TX

$1,287

San Jose, CA

$1,407

Difference

$120

⚡All Utilities

↓ 6.3%

San Antonio, TX

$496

San Jose, CA

$464

Difference

$31.15

less

🏠Rent Comparison

Studio

From$1,110

To$2,590

↑ $1,480

1 Bed

From$1,210

To$2,950

↑ $1,740

2 Bed

From$1,470

To$3,445

↑ $1,975

3 Bed

From$1,890

To$4,550

↑ $2,660

San Antonio, TXZIP-level data

1BR range: $840–$1,770/mo

San Jose, CAZIP-level data

1BR range: $2,190–$4,060/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,969

Monthly in San Antonio, TX

$15,199

Monthly in San Jose, CA

$8,230

Difference

Home Values

San Antonio

San Jose

$215K

Median Value

$1.35M

↓ -2.9%

YoY Change

↓ -2.5%

↑ +16.7%

5-Year Change

↑ +35.5%

$107K - $905K

Price Range

$671K - $2.59M

Homes in San Jose are 528% more expensive than San Antonio

Calculate payment - San Antonio Calculate payment - San Jose

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $10.6K

More taxes

Monthly Difference

$886

Less take-home

Effective Rate Diff

7.1%

Rate difference

San Antonio, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

San Jose, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Additional Tax Information

San Antonio, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

San Jose, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.