Is Tulsa, OK cheaper than San Antonio, TX?

Based on cost of living data, Tulsa, OK is 4.4% cheaper than San Antonio, TX. This translates to saving $330 per month.

What salary do I need in Tulsa, OK to live like I do in San Antonio, TX?

If you earn $150,000 in San Antonio, TX, you'd need approximately $146,043.956 in Tulsa, OK to maintain the same standard of living.

How does housing cost compare between San Antonio, TX and Tulsa, OK?

Housing in Tulsa, OK is 9.7% cheaper than in San Antonio, TX. For a two-bedroom apartment, rent is $1,225/month in Tulsa, OK compared to $1,470/month in San Antonio, TX.

How much can I save per month by moving from San Antonio, TX to Tulsa, OK?

Moving from San Antonio, TX to Tulsa, OK could save you approximately $330 per month, or $3956 per year, based on a $150,000 salary.

San Antonio, TX vs Tulsa, OK: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

Current salary in San Antonio, TX

Numbers update automatically as you type

You'd save $330/month moving to Tulsa, OK

$150.0K in your current city equals $146.0K in Tulsa, OK

Rent data from HUD ZIP-level estimates · COL index from San Antonio-New Braunfels, TX area

Overall Cost

↓ 4.4%

Less expensive

Monthly Impact

$330

Savings

Annual Impact

$4.0K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

San Antonio, TX

Population:1547K

Cost Index:

100

100 = national average

Median Home:$215K

Tulsa, OK

Population:413K

Cost Index:

(4% below avg)

Median Home:$187K

San Antonio, TX

The Lone Star State

1.5M

Population

State Tax

No Income Tax

Located in Texas, this city has a population of 1.5M residents.

💡 Advantage: Texas has no state income tax!

Tulsa, OK

The Sooner State

413K

Population

State Tax

Yes

Located in Oklahoma, this city has a population of 413K residents.

Cost Breakdown by Category

Annual spending: San Antonio, TX vs Tulsa, OK

Category	San Antonio, TX	Tulsa, OK	Difference	Change
Housing	$2,100/mo	$1,897/mo	↓ $203less	9.7%
Transportation	$1,287/mo	$1,243/mo	↓ $43.71less	3.4%
Other	$1,647/mo	$1,674/mo	↑ $26.78more	1.6%
All Utilities	$496/mo	$486/mo	↓ $9.29less	1.9%
Groceries	$913/mo	$909/mo	↓ $4.00less	0.4%
Healthcare	$527/mo	$527/mo	→ $0	0.0%

Housing

↓ 9.7%

San Antonio, TX

$2,100

Tulsa, OK

$1,897

Difference

$203

less

Transportation

↓ 3.4%

San Antonio, TX

$1,287

Tulsa, OK

$1,243

Difference

$43.71

less

Other

↑ 1.6%

San Antonio, TX

$1,647

Tulsa, OK

$1,674

Difference

$26.78

All Utilities

↓ 1.9%

San Antonio, TX

$496

Tulsa, OK

$486

Difference

$9.29

less

Groceries

↓ 0.4%

San Antonio, TX

$913

Tulsa, OK

$909

Difference

$4.00

less

Healthcare

→ 0.0%

San Antonio, TX

$527

Tulsa, OK

$527

Difference

same

🏠Rent Comparison

Studio

From$1,110

To$940

↓ $170

1 Bed

From$1,210

To$995

↓ $215

2 Bed

From$1,470

To$1,225

↓ $245

3 Bed

From$1,890

To$1,615

↓ $275

San Antonio, TXZIP-level data

1BR range: $840–$1,770/mo

Tulsa, OKZIP-level data

1BR range: $780–$1,360/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,969

Monthly in San Antonio, TX

$6,736

Monthly in Tulsa, OK

$233

Difference

Home Values

San Antonio

Tulsa

$215K

Median Value

$187K

↓ -2.9%

YoY Change

↑ +2.1%

↑ +16.7%

5-Year Change

↑ +37%

$107K - $905K

Price Range

$82K - $419K

Homes in Tulsa are 13% less expensive than San Antonio

Calculate payment - San Antonio Calculate payment - Tulsa

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $7.3K

More taxes

Monthly Difference

$607

Less take-home

Effective Rate Diff

4.9%

Rate difference

San Antonio, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Tulsa, OK

Federal Income Tax

Effective: 18.9%

$25.5K

Oklahoma State Tax

Effective: 4.9%

$7.3K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.5%

$44.3K

Take-Home Pay

$8,809/month

$105.7K

Additional Tax Information

San Antonio, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

Tulsa, OK Tax Rates

Sales Tax:8.9%

Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.