San Augustine, TX vs Indianapolis, IN: Cost of Living

Which city costs less?

Indianapolis, IN has a modeled overall cost index 30.2% higher than San Augustine, TX.

San Augustine, TX · modeled 2BR rent
$1,030 / month
Indianapolis, IN · modeled 2BR rent
$1,360 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare San Augustine, TX and Indianapolis, IN using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated extra cost: $2,069/month in Indianapolis, IN

$150,000 in your current city has a modeled equivalent of $174,822 in Indianapolis, IN

Regional cost estimates: San Augustine, TX uses Houston, TX. Indianapolis, IN uses Indianapolis-Carmel-Anderson, IN Metropolitan Area. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 30.2%
More expensive
Monthly Impact
$2,069
Extra cost
Annual Impact
$24.8K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

San Augustine, TX

Population:2K
Cost Index:
66.8
100 = national average
Typical Home:$171K

Indianapolis, IN

Population:888K
Cost Index:
87.0
100 = national average
Typical Home:$176K

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San Augustine, TX

The Lone Star State

2K
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 2K residents.

💡 Advantage: Texas has no state income tax!

Indianapolis, IN

The Hoosier State

888K
Population
State Tax
Yes

Located in Indiana, this city has a population of 888K residents.

Cost Breakdown by Category

Estimated monthly spending: San Augustine, TX vs Indianapolis, IN

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↑ 42.8%
San Augustine, TX
$1,940
Indianapolis, IN
$2,770
Difference
$830
more
Other
↑ 30.0%
San Augustine, TX
$1,739
Indianapolis, IN
$2,260
Difference
$521
more
Transportation
↑ 18.5%
San Augustine, TX
$1,426
Indianapolis, IN
$1,689
Difference
$263
more
Groceries
↑ 21.3%
San Augustine, TX
$1,078
Indianapolis, IN
$1,307
Difference
$229
more
Healthcare
↑ 24.6%
San Augustine, TX
$665
Indianapolis, IN
$828
Difference
$163
more
All Utilities
↑ 9.4%
San Augustine, TX
$653
Indianapolis, IN
$714
Difference
$61.26
more

🏛️ Local Income Taxes

Indianapolis, IN: Marion County Income Tax$3,030/yr (2.0%)

San Augustine, TX has no local income tax recorded in this dataset.

Local taxes are shown separately and are not included in the living-cost totals. Coverage is incomplete; an absent entry does not establish that no tax applies.

🏠Rent Comparison

Studio
From$800
To$1,030
↑ $230
1 Bed
From$820
To$1,170
↑ $350
2 Bed
From$1,030
To$1,360
↑ $330
3 Bed
From$1,340
To$1,760
↑ $420
San Augustine, TXZIP-level data

1BR range: $820–$820/mo

Indianapolis, INZIP-level data

1BR range: $1,080–$1,870/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in San Augustine, TX
$9,569
Monthly in Indianapolis, IN
$2,069
Difference

Home Values

San Augustine
Indianapolis
$171K
Median Value
$176K
↓ -6.8%
YoY Change
↓ -1.1%
↓ -23.5%
5-Year Change
↑ +26.9%
$171K
Price Range
$109K - $340K

Homes in Indianapolis are 3% more expensive than San Augustine

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↓ $4.8K
More taxes
Monthly Difference
$404
Less take-home
Effective Rate Diff
3.2%
Rate difference

San Augustine, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Indianapolis, IN

Federal Income Tax
Effective: 18.9%
$25.5K
Indiana State Tax
Effective: 3.2%
$4.8K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.9%
$41.9K
Take-Home Pay
$9,012/month
$108.1K

Additional Tax Information

San Augustine, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

Indianapolis, IN Tax Rates

Sales Tax:7.0%
Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

🚶 Walkability

Modeled road attributes, not a safety assessment. Methodology and limitations

Environment

San Augustine
Indianapolis
61 Moderate
Air Quality
54 Moderate
13.7%
Good Air Days
36.6%
100 Very High
Climate Risk
97 High
🌊🌅🌀
Top Hazards
🌊🌡🌪
▲+2.2°F
2050 Outlook
▲+3.1°F
64 days
Heat Days >95°F
18 days
▲+2.2°F
2050 Outlook
▲+3.1°F
64 days
Heat Days >95°F
18 days

Before moving from San Augustine, TX to Indianapolis, IN

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Indianapolis, IN for the same bedroom count and included utilities as your home in San Augustine, TX. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your San Augustine to Indianapolis moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Indianapolis, IN by cost, housing, population and region.

Frequently Asked Questions: San Augustine, TX vs Indianapolis, IN

How do the cost estimates for San Augustine, TX and Indianapolis, IN compare?

Indianapolis, IN has a modeled overall cost index 30.2% higher than San Augustine, TX. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in San Augustine, TX, the model estimates $174,822 in Indianapolis, IN. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for San Augustine, TX and Indianapolis, IN?

The modeled two-bedroom rents are $1,030/month in San Augustine, TX and $1,360/month in Indianapolis, IN. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Texas and Indiana on TaxTakeHome.com

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