Is Boise City, ID cheaper than San Bernardino, CA?

Based on cost of living data, Boise City, ID is 9.4% cheaper than San Bernardino, CA. This translates to saving $705 per month.

What salary do I need in Boise City, ID to live like I do in San Bernardino, CA?

If you earn $150,000 in San Bernardino, CA, you'd need approximately $141,538.462 in Boise City, ID to maintain the same standard of living.

How does housing cost compare between San Bernardino, CA and Boise City, ID?

Housing in Boise City, ID is 14.8% cheaper than in San Bernardino, CA. For a two-bedroom apartment, rent is $1,400/month in Boise City, ID compared to $2,080/month in San Bernardino, CA.

How much can I save per month by moving from San Bernardino, CA to Boise City, ID?

Moving from San Bernardino, CA to Boise City, ID could save you approximately $705 per month, or $8462 per year, based on a $150,000 salary.

San Bernardino, CA vs Boise City, ID: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

Current salary in San Bernardino, CA

Numbers update automatically as you type

You'd save $705/month moving to Boise City, ID

$150.0K in your current city equals $141.5K in Boise City, ID

Rent data from HUD ZIP-level estimates · COL index from Riverside-San Bernardino-Ontario, CA area

Overall Cost

↓ 9.4%

Less expensive

Monthly Impact

$705

Savings

Annual Impact

$8.5K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

San Bernardino, CA

Population:222K

Cost Index:

100

100 = national average

Median Home:$448K

Boise City, ID

Population:235K

Cost Index:

(9% below avg)

Median Home:$504K

San Bernardino, CA

The Golden State

222K

Population

State Tax

Yes

Located in California, this city has a population of 222K residents.

Boise City, ID

The Gem State

235K

Population

State Tax

Yes

Located in Idaho, this city has a population of 235K residents.

Cost Breakdown by Category

Annual spending: San Bernardino, CA vs Boise City, ID

Category	San Bernardino, CA	Boise City, ID	Difference	Change
Transportation	$2,158/mo	$1,325/mo	↓ $833less	38.6%
Housing	$3,508/mo	$2,989/mo	↓ $520less	14.8%
Healthcare	$551/mo	$644/mo	↑ $92.94more	16.9%
All Utilities	$557/mo	$486/mo	↓ $71.03less	12.7%
Groceries	$1,039/mo	$979/mo	↓ $59.96less	5.8%
Other	$1,724/mo	$1,774/mo	↑ $50.22more	2.9%

Transportation

↓ 38.6%

San Bernardino, CA

$2,158

Boise City, ID

$1,325

Difference

$833

less

Housing

↓ 14.8%

San Bernardino, CA

$3,508

Boise City, ID

$2,989

Difference

$520

less

Healthcare

↑ 16.9%

San Bernardino, CA

$551

Boise City, ID

$644

Difference

$92.94

All Utilities

↓ 12.7%

San Bernardino, CA

$557

Boise City, ID

$486

Difference

$71.03

less

Groceries

↓ 5.8%

San Bernardino, CA

$1,039

Boise City, ID

$979

Difference

$59.96

less

Other

↑ 2.9%

San Bernardino, CA

$1,724

Boise City, ID

$1,774

Difference

$50.22

🏠Rent Comparison

Studio

From$1,600

To$950

↓ $650

1 Bed

From$1,670

To$1,100

↓ $570

2 Bed

From$2,080

To$1,400

↓ $680

3 Bed

From$2,780

To$1,950

↓ $830

San Bernardino, CAZIP-level data

1BR range: $1,670–$1,910/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$9,539

Monthly in San Bernardino, CA

$8,198

Monthly in Boise City, ID

$1,341

Difference

Home Values

San Bernardino

Boise City

$448K

Median Value

↓ -2%

YoY Change

↑ +39%

5-Year Change

$374K - $530K

Price Range

Calculate payment - San Bernardino

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $5.6K

More taxes

Monthly Difference

$468

Less take-home

Effective Rate Diff

3.7%

Rate difference

San Bernardino, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Boise City, ID

Federal Income Tax

Effective: 18.9%

$25.5K

Idaho State Tax

Effective: 10.8%

$16.2K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 35.5%

$53.3K

Take-Home Pay

$8,062/month

$96.7K

Additional Tax Information

San Bernardino, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

Boise City, ID Tax Rates

Sales Tax:6.3%

Property Tax:0.7%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.