Is Moreno Valley, CA cheaper than San Bernardino, CA?

Based on cost of living data, Moreno Valley, CA is 0.0% cheaper than San Bernardino, CA. The two cities have very similar living costs.

What salary do I need in Moreno Valley, CA to live like I do in San Bernardino, CA?

If you earn $150,000 in San Bernardino, CA, you'd need approximately $150,000 in Moreno Valley, CA to maintain the same standard of living.

How does housing cost compare between San Bernardino, CA and Moreno Valley, CA?

Housing in Moreno Valley, CA is 0.0% cheaper than in San Bernardino, CA. For a two-bedroom apartment, rent is $2,560/month in Moreno Valley, CA compared to $2,080/month in San Bernardino, CA.

How much can I save per month by moving from San Bernardino, CA to Moreno Valley, CA?

San Bernardino, CA and Moreno Valley, CA have very similar costs of living, based on a $150,000 salary.

San Bernardino, CA vs Moreno Valley, CA: Cost of Living Comparison 2026

Tap to swap

Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

Current salary in San Bernardino, CA

Numbers update automatically as you type

San Bernardino, CA and Moreno Valley, CA have similar living costs

$150.0K in your current city equals $150.0K in Moreno Valley, CA

Rent data from HUD ZIP-level estimates · COL index from Riverside-San Bernardino-Ontario, CA area

Overall Cost

→ 0.0%

Same cost

Monthly Impact

No change

Annual Impact

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

San Bernardino, CA

Population:222K

Cost Index:

100

100 = national average

Median Home:$448K

Moreno Valley, CA

Population:212K

Cost Index:

100

(national average)

Median Home:$560K

San Bernardino, CA

The Golden State

222K

Population

State Tax

Yes

Located in California, this city has a population of 222K residents.

Moreno Valley, CA

The Golden State

212K

Population

State Tax

Yes

Located in California, this city has a population of 212K residents.

Cost Breakdown by Category

Annual spending: San Bernardino, CA vs Moreno Valley, CA

Category	San Bernardino, CA	Moreno Valley, CA	Difference	Change
Housing	$3,508/mo	$3,508/mo	→ $0	0.0%
Groceries	$1,039/mo	$1,039/mo	→ $0	0.0%
Transportation	$2,158/mo	$2,158/mo	→ $0	0.0%
All Utilities	$557/mo	$557/mo	→ $0	0.0%
Healthcare	$551/mo	$551/mo	→ $0	0.0%
Other	$1,724/mo	$1,724/mo	→ $0	0.0%

Housing

→ 0.0%

San Bernardino, CA

$3,508

Moreno Valley, CA

$3,508

Difference

same

Groceries

→ 0.0%

San Bernardino, CA

$1,039

Moreno Valley, CA

$1,039

Difference

same

Transportation

→ 0.0%

San Bernardino, CA

$2,158

Moreno Valley, CA

$2,158

Difference

same

All Utilities

→ 0.0%

San Bernardino, CA

$557

Moreno Valley, CA

$557

Difference

same

Healthcare

→ 0.0%

San Bernardino, CA

$551

Moreno Valley, CA

$551

Difference

same

Other

→ 0.0%

San Bernardino, CA

$1,724

Moreno Valley, CA

$1,724

Difference

same

🏠Rent Comparison

Studio

From$1,600

To$1,970

↑ $370

1 Bed

From$1,670

To$2,070

↑ $400

2 Bed

From$2,080

To$2,560

↑ $480

3 Bed

From$2,780

To$3,390

↑ $610

San Bernardino, CAZIP-level data

1BR range: $1,670–$1,910/mo

Moreno Valley, CAZIP-level data

1BR range: $1,970–$2,360/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$9,539

Monthly in San Bernardino, CA

$9,539

Monthly in Moreno Valley, CA

Difference

Home Values

San Bernardino

Moreno Valley

$448K

Median Value

$560K

↓ -2%

YoY Change

↓ -2.6%

↑ +39%

5-Year Change

↑ +38.4%

$374K - $530K

Price Range

$510K - $606K

Homes in Moreno Valley are 25% more expensive than San Bernardino

Calculate payment - San Bernardino Calculate payment - Moreno Valley

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

San Bernardino, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Moreno Valley, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Additional Tax Information

San Bernardino, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

Moreno Valley, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.