Is Salt Lake City, UT cheaper than San Bernardino, CA?

Based on cost of living data, Salt Lake City, UT is 14.7% cheaper than San Bernardino, CA. This translates to saving $1106 per month.

What salary do I need in Salt Lake City, UT to live like I do in San Bernardino, CA?

If you earn $150,000 in San Bernardino, CA, you'd need approximately $136,726.658 in Salt Lake City, UT to maintain the same standard of living.

How does housing cost compare between San Bernardino, CA and Salt Lake City, UT?

Housing in Salt Lake City, UT is 27.9% cheaper than in San Bernardino, CA. For a two-bedroom apartment, rent is $1,400/month in Salt Lake City, UT compared to $2,080/month in San Bernardino, CA.

How much can I save per month by moving from San Bernardino, CA to Salt Lake City, UT?

Moving from San Bernardino, CA to Salt Lake City, UT could save you approximately $1106 per month, or $13273 per year, based on a $150,000 salary.

San Bernardino, CA vs Salt Lake City, UT: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

Current salary in San Bernardino, CA

Numbers update automatically as you type

You'd save $1.1K/month moving to Salt Lake City, UT

$150.0K in your current city equals $136.7K in Salt Lake City, UT

Rent data from HUD ZIP-level estimates · COL index from Riverside-San Bernardino-Ontario, CA area

Overall Cost

↓ 14.7%

Less expensive

Monthly Impact

$1,106

Savings

Annual Impact

$13.3K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

San Bernardino, CA

Population:222K

Cost Index:

100

100 = national average

Median Home:$448K

Salt Lake City, UT

Population:210K

Cost Index:

(15% below avg)

Median Home:$518K

San Bernardino, CA

The Golden State

222K

Population

State Tax

Yes

Located in California, this city has a population of 222K residents.

Salt Lake City, UT

The Beehive State

210K

Population

State Tax

Yes

Located in Utah, this city has a population of 210K residents.

Cost Breakdown by Category

Annual spending: San Bernardino, CA vs Salt Lake City, UT

Category	San Bernardino, CA	Salt Lake City, UT	Difference	Change
Housing	$3,508/mo	$2,531/mo	↓ $977less	27.9%
Transportation	$2,158/mo	$1,247/mo	↓ $911less	42.2%
Groceries	$1,039/mo	$950/mo	↓ $89.29less	8.6%
All Utilities	$557/mo	$472/mo	↓ $85.60less	15.4%
Healthcare	$551/mo	$625/mo	↑ $73.63more	13.4%
Other	$1,724/mo	$1,670/mo	↓ $54.49less	3.2%

Housing

↓ 27.9%

San Bernardino, CA

$3,508

Salt Lake City, UT

$2,531

Difference

$977

less

Transportation

↓ 42.2%

San Bernardino, CA

$2,158

Salt Lake City, UT

$1,247

Difference

$911

less

Groceries

↓ 8.6%

San Bernardino, CA

$1,039

Salt Lake City, UT

$950

Difference

$89.29

less

All Utilities

↓ 15.4%

San Bernardino, CA

$557

Salt Lake City, UT

$472

Difference

$85.60

less

Healthcare

↑ 13.4%

San Bernardino, CA

$551

Salt Lake City, UT

$625

Difference

$73.63

Other

↓ 3.2%

San Bernardino, CA

$1,724

Salt Lake City, UT

$1,670

Difference

$54.49

less

🏠Rent Comparison

Studio

From$1,600

To$1,008

↓ $592

1 Bed

From$1,670

To$1,168

↓ $502

2 Bed

From$2,080

To$1,400

↓ $680

3 Bed

From$2,780

To$1,872

↓ $908

San Bernardino, CAZIP-level data

1BR range: $1,670–$1,910/mo

Salt Lake City, UTZIP-level data

1BR range: $1,310–$1,820/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$9,539

Monthly in San Bernardino, CA

$7,494

Monthly in Salt Lake City, UT

$2,045

Difference

Home Values

San Bernardino

Salt Lake City

$448K

Median Value

$518K

↓ -2%

YoY Change

↑ +0.4%

↑ +39%

5-Year Change

↑ +30.4%

$374K - $530K

Price Range

$400K - $902K

Homes in Salt Lake City are 16% more expensive than San Bernardino

Calculate payment - San Bernardino Calculate payment - Salt Lake City

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $3.4K

Per year

Monthly Difference

$279

More take-home

Effective Rate Diff

2.2%

Rate difference

San Bernardino, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Salt Lake City, UT

Federal Income Tax

Effective: 18.9%

$25.5K

Utah State Tax

Effective: 4.9%

$7.3K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.5%

$44.3K

Take-Home Pay

$8,809/month

$105.7K

Additional Tax Information

San Bernardino, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

Salt Lake City, UT Tax Rates

Sales Tax:7.4%

Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.