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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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You'd save $682/month moving to Spring Valley, NV

$150.0K in your current city equals $141.8K in Spring Valley, NV

Rent data from HUD ZIP-level estimates ยท COL index from Riverside-San Bernardino-Ontario, CA area
Overall Cost
โ†“ 9.1%
Less expensive
Monthly Impact
$682
Savings
Annual Impact
$8.2K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

San Bernardino, CA

Population:222K
Cost Index:
100
100 = national average
Median Home:$448K

Spring Valley, NV

Population:216K
Cost Index:
91
(9% below avg)
Median Home:$377K

San Bernardino, CA

The Golden State

222K
Population
State Tax
Yes

Located in California, this city has a population of 222K residents.

Spring Valley, NV

The Silver State

216K
Population
State Tax
No Income Tax

Located in Nevada, this city has a population of 216K residents.

๐Ÿ’ก Advantage: Nevada has no state income tax!

Cost Breakdown by Category

Annual spending: San Bernardino, CA vs Spring Valley, NV

Transportation
โ†“ 30.2%
San Bernardino, CA
$2,158
Spring Valley, NV
$1,506
Difference
$652
less
Housing
โ†“ 17.4%
San Bernardino, CA
$3,508
Spring Valley, NV
$2,899
Difference
$610
less
Healthcare
โ†‘ 13.2%
San Bernardino, CA
$551
Spring Valley, NV
$624
Difference
$72.86
more
All Utilities
โ†“ 9.9%
San Bernardino, CA
$557
Spring Valley, NV
$502
Difference
$55.36
less
Other
โ†‘ 2.3%
San Bernardino, CA
$1,724
Spring Valley, NV
$1,764
Difference
$40.00
more
Groceries
โ†“ 1.2%
San Bernardino, CA
$1,039
Spring Valley, NV
$1,027
Difference
$12.64
less

๐Ÿ Rent Comparison

Studio
From$1,600
To$912
โ†“ $688
1 Bed
From$1,670
To$1,078
โ†“ $592
2 Bed
From$2,080
To$1,327
โ†“ $753
3 Bed
From$2,780
To$1,825
โ†“ $955
San Bernardino, CAZIP-level data

1BR range: $1,670โ€“$1,910/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$9,539
Monthly in San Bernardino, CA
$8,322
Monthly in Spring Valley, NV
$1,217
Difference

Home Values

San Bernardino
Spring Valley
$448K
Median Value
-
โ†“ -2%
YoY Change
-
โ†‘ +39%
5-Year Change
-
$374K - $530K
Price Range
-

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $10.6K
Per year
Monthly Difference
$886
More take-home
Effective Rate Diff
7.1%
Rate difference

San Bernardino, CA

Federal Income Tax
Effective: 18.9%
$25.5K
California State Tax
Effective: 7.1%
$10.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.6K
Take-Home Pay
$8,530/month
$102.4K

Spring Valley, NV

Federal Income Tax
Effective: 18.9%
$25.5K
Nevada State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

San Bernardino, CA Tax Rates

Sales Tax:10.5%
Property Tax:0.8%

Spring Valley, NV Tax Rates

Sales Tax:8.2%
Property Tax:0.6%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

San Bernardino
Spring Valley
87 Moderate
Air Quality
N/A
10.9%
Good Air Days
-
100 Very High
Climate Risk
N/A
๐Ÿ”ฅ๐ŸŒŠ๐ŸŒก
Top Hazards
-
โ–ฒ+3.0ยฐF
2050 Outlook
N/A
100 days
Heat Days >95ยฐF
-
โ–ฒ+3.0ยฐF
2050 Outlook
N/A
100 days
Heat Days >95ยฐF
-

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between California and Nevada on TaxTakeHome.com

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