Is Phoenix, AZ cheaper than San Bruno, CA?

Based on cost of living data, Phoenix, AZ is 34.1% cheaper than San Bruno, CA. This translates to saving $2555 per month.

What salary do I need in Phoenix, AZ to live like I do in San Bruno, CA?

If you earn $150,000 in San Bruno, CA, you'd need approximately $119,340.588 in Phoenix, AZ to maintain the same standard of living.

How does housing cost compare between San Bruno, CA and Phoenix, AZ?

Housing in Phoenix, AZ is 52.4% cheaper than in San Bruno, CA. For a two-bedroom apartment, rent is $1,750/month in Phoenix, AZ compared to $2,838/month in San Bruno, CA.

How much can I save per month by moving from San Bruno, CA to Phoenix, AZ?

Moving from San Bruno, CA to Phoenix, AZ could save you approximately $2555 per month, or $30659 per year, based on a $150,000 salary.

San Bruno, CA vs Phoenix, AZ: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 San Bruno, CA — ZIP-level rent data · COL adjusted from Oakland, CA area

Current salary in San Bruno, CA

Numbers update automatically as you type

You'd save $2.6K/month moving to Phoenix, AZ

$150.0K in your current city equals $119.3K in Phoenix, AZ

Rent data from HUD ZIP-level estimates · COL index from San Francisco-Oakland-Berkeley, CA area

Overall Cost

↓ 34.1%

Less expensive

Monthly Impact

$2,555

Savings

Annual Impact

$30.7K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

San Bruno, CA

Population:41K

Cost Index:100

Median Home:$1.26M

Phoenix, AZ

Population:1608K

Cost Index:66

Median Home:$414K

San Bruno, CA

The Golden State

41K

Population

State Tax

Yes

Located in California, this city has a population of 41K residents.

Phoenix, AZ

The Grand Canyon State

1.6M

Population

State Tax

Yes

Climate

Hot desert

Notable Facts

•Fastest growing major city
•Desert metropolis
•Spring training capital

Major Industries

TechnologyHealthcareTourismManufacturing

Cost Breakdown by Category

Annual spending: San Bruno, CA vs Phoenix, AZ

Category	San Bruno, CA	Phoenix, AZ	Difference	Change
🏠Housing	$5,857/mo	$2,788/mo	↓ $3,069less	52.4%
🚗Transportation	$2,047/mo	$1,489/mo	↓ $558less	27.3%
🛒Groceries	$1,129/mo	$963/mo	↓ $166less	14.7%
⚡All Utilities	$436/mo	$561/mo	↑ $125more	28.6%
📦Other	$1,779/mo	$1,677/mo	↓ $101less	5.7%
🏥Healthcare	$688/mo	$589/mo	↓ $99.33less	14.4%

🏠Housing

↓ 52.4%

San Bruno, CA

$5,857

Phoenix, AZ

$2,788

Difference

$3,069

less

🚗Transportation

↓ 27.3%

San Bruno, CA

$2,047

Phoenix, AZ

$1,489

Difference

$558

less

🛒Groceries

↓ 14.7%

San Bruno, CA

$1,129

Phoenix, AZ

$963

Difference

$166

less

⚡All Utilities

↑ 28.6%

San Bruno, CA

$436

Phoenix, AZ

$561

Difference

$125

📦Other

↓ 5.7%

San Bruno, CA

$1,779

Phoenix, AZ

$1,677

Difference

$101

less

🏥Healthcare

↓ 14.4%

San Bruno, CA

$688

Phoenix, AZ

$589

Difference

$99.33

less

🏠Rent Comparison

Studio

From$1,959

To$1,390

↓ $569

1 Bed

From$2,346

To$1,510

↓ $836

2 Bed

From$2,838

To$1,750

↓ $1,088

3 Bed

From$3,628

To$2,330

↓ $1,298

San Bruno, CAZIP-level data

1BR range: $2,910–$2,910/mo

Phoenix, AZZIP-level data

1BR range: $1,300–$2,380/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$11,936

Monthly in San Bruno, CA

$8,068

Monthly in Phoenix, AZ

$3,869

Difference

Home Values

San Bruno

Phoenix

$1.26M

Median Value

$414K

↓ -0.9%

YoY Change

↓ -3.1%

↑ +15.6%

5-Year Change

↑ +30.2%

$1.26M

Price Range

$274K - $957K

Homes in Phoenix are 67% less expensive than San Bruno

Calculate payment - San Bruno Calculate payment - Phoenix

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $5.4K

Per year

Monthly Difference

$449

More take-home

Effective Rate Diff

3.6%

Rate difference

San Bruno, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Phoenix, AZ

Federal Income Tax

Effective: 18.9%

$25.5K

Arizona State Tax

Effective: 3.5%

$5.2K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 28.2%

$42.2K

Take-Home Pay

$8,979/month

$107.8K

Additional Tax Information

San Bruno, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

Phoenix, AZ Tax Rates

Sales Tax:8.5%

Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.