Is San Antonio, TX cheaper than San Clemente, CA?

Based on cost of living data, San Antonio, TX is 47.9% cheaper than San Clemente, CA. This translates to saving $3594 per month.

What salary do I need in San Antonio, TX to live like I do in San Clemente, CA?

If you earn $150,000 in San Clemente, CA, you'd need approximately $106,873.99 in San Antonio, TX to maintain the same standard of living.

How does housing cost compare between San Clemente, CA and San Antonio, TX?

Housing in San Antonio, TX is 67.9% cheaper than in San Clemente, CA. For a two-bedroom apartment, rent is $1,470/month in San Antonio, TX compared to $3,290/month in San Clemente, CA.

How much can I save per month by moving from San Clemente, CA to San Antonio, TX?

Moving from San Clemente, CA to San Antonio, TX could save you approximately $3594 per month, or $43126 per year, based on a $150,000 salary.

San Clemente, CA vs San Antonio, TX: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 San Clemente, CA — ZIP-level rent data · COL adjusted from Irvine, CA area

Current salary in San Clemente, CA

Numbers update automatically as you type

You'd save $3.6K/month moving to San Antonio, TX

$150.0K in your current city equals $106.9K in San Antonio, TX

Rent data from HUD ZIP-level estimates · COL index from Riverside-San Bernardino-Ontario, CA area

Overall Cost

↓ 47.9%

Less expensive

Monthly Impact

$3,594

Savings

Annual Impact

$43.1K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

San Clemente, CA

Population:62K

Cost Index:100

Median Home:$1.65M

San Antonio, TX

Population:1547K

Cost Index:52

Median Home:$215K

San Clemente, CA

The Golden State

62K

Population

State Tax

Yes

Located in California, this city has a population of 62K residents.

San Antonio, TX

The Lone Star State

1.5M

Population

State Tax

No Income Tax

Located in Texas, this city has a population of 1.5M residents.

💡 Advantage: Texas has no state income tax!

Cost Breakdown by Category

Annual spending: San Clemente, CA vs San Antonio, TX

Category	San Clemente, CA	San Antonio, TX	Difference	Change
🏠Housing	$6,547/mo	$2,100/mo	↓ $4,448less	67.9%
🚗Transportation	$2,083/mo	$1,287/mo	↓ $797less	38.2%
🛒Groceries	$1,021/mo	$913/mo	↓ $108less	10.6%
⚡All Utilities	$548/mo	$496/mo	↓ $52.00less	9.5%
📦Other	$1,664/mo	$1,647/mo	↓ $17.22less	1.0%
🏥Healthcare	$542/mo	$527/mo	↓ $15.14less	2.8%

🏠Housing

↓ 67.9%

San Clemente, CA

$6,547

San Antonio, TX

$2,100

Difference

$4,448

less

🚗Transportation

↓ 38.2%

San Clemente, CA

$2,083

San Antonio, TX

$1,287

Difference

$797

less

🛒Groceries

↓ 10.6%

San Clemente, CA

$1,021

San Antonio, TX

$913

Difference

$108

less

⚡All Utilities

↓ 9.5%

San Clemente, CA

$548

San Antonio, TX

$496

Difference

$52.00

less

📦Other

↓ 1.0%

San Clemente, CA

$1,664

San Antonio, TX

$1,647

Difference

$17.22

less

🏥Healthcare

↓ 2.8%

San Clemente, CA

$542

San Antonio, TX

$527

Difference

$15.14

less

🏠Rent Comparison

Studio

From$2,716

To$1,110

↓ $1,606

1 Bed

From$2,786

To$1,210

↓ $1,576

2 Bed

From$3,290

To$1,470

↓ $1,820

3 Bed

From$4,460

To$1,890

↓ $2,570

San Clemente, CAZIP-level data

1BR range: $2,770–$4,020/mo

San Antonio, TXZIP-level data

1BR range: $840–$1,770/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$12,406

Monthly in San Clemente, CA

$6,969

Monthly in San Antonio, TX

$5,436

Difference

Home Values

San Clemente

San Antonio

$1.65M

Median Value

$215K

↓ -0.9%

YoY Change

↓ -2.9%

↑ +61%

5-Year Change

↑ +16.7%

$1.64M - $1.67M

Price Range

$107K - $905K

Homes in San Antonio are 87% less expensive than San Clemente

Calculate payment - San Clemente Calculate payment - San Antonio

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $10.6K

Per year

Monthly Difference

$886

More take-home

Effective Rate Diff

7.1%

Rate difference

San Clemente, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

San Antonio, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

San Clemente, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

San Antonio, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.