Tap to swap

Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

$
Numbers update automatically as you type

You'd save $725/month moving to Phoenix, AZ

$150.0K in your current city equals $141.3K in Phoenix, AZ

Rent data from HUD ZIP-level estimates · COL index from Los Angeles-Long Beach-Anaheim, CA area
Overall Cost
9.7%
Less expensive
Monthly Impact
$725
Savings
Annual Impact
$8.7K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

San Dimas, CA

Population:33K
Cost Index:
100
100 = national average
Median Home:$902K

Phoenix, AZ

Population:1608K
Cost Index:
90
(10% below avg)
Median Home:$414K

San Dimas, CA

The Golden State

33K
Population
State Tax
Yes

Located in California, this city has a population of 33K residents.

Phoenix, AZ

The Grand Canyon State

1.6M
Population
State Tax
Yes
Climate
Hot desert

Notable Facts

  • Fastest growing major city
  • Desert metropolis
  • Spring training capital

Major Industries

TechnologyHealthcareTourismManufacturing

Cost Breakdown by Category

Annual spending: San Dimas, CA vs Phoenix, AZ

Transportation
28.1%
San Dimas, CA
$2,072
Phoenix, AZ
$1,489
Difference
$583
less
Housing
12.5%
San Dimas, CA
$3,188
Phoenix, AZ
$2,788
Difference
$400
less
Groceries
5.4%
San Dimas, CA
$1,018
Phoenix, AZ
$963
Difference
$54.97
less
Healthcare
8.9%
San Dimas, CA
$540
Phoenix, AZ
$589
Difference
$48.30
more
Other
1.3%
San Dimas, CA
$1,655
Phoenix, AZ
$1,677
Difference
$22.01
more
All Utilities
2.8%
San Dimas, CA
$546
Phoenix, AZ
$561
Difference
$15.07
more

🏠Rent Comparison

Studio
From$1,820
To$1,390
$430
1 Bed
From$2,040
To$1,510
$530
2 Bed
From$2,546
To$1,750
$796
3 Bed
From$3,232
To$2,330
$902
San Dimas, CAZIP-level data

1BR range: $2,500$2,500/mo

Phoenix, AZZIP-level data

1BR range: $1,300$2,380/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$9,021
Monthly in San Dimas, CA
$8,068
Monthly in Phoenix, AZ
$953
Difference

Home Values

San Dimas
Phoenix
$902K
Median Value
$414K
↑ +0.6%
YoY Change
↓ -3.1%
↑ +32.6%
5-Year Change
↑ +30.2%
$902K
Price Range
$274K - $957K

Homes in Phoenix are 54% less expensive than San Dimas

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$5.4K
Per year
Monthly Difference
$449
More take-home
Effective Rate Diff
3.6%
Rate difference

San Dimas, CA

Federal Income Tax
Effective: 18.9%
$25.5K
California State Tax
Effective: 7.1%
$10.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.6K
Take-Home Pay
$8,530/month
$102.4K

Phoenix, AZ

Federal Income Tax
Effective: 18.9%
$25.5K
Arizona State Tax
Effective: 3.5%
$5.2K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 28.2%
$42.2K
Take-Home Pay
$8,979/month
$107.8K

Additional Tax Information

San Dimas, CA Tax Rates

Sales Tax:10.5%
Property Tax:0.8%

Phoenix, AZ Tax Rates

Sales Tax:8.5%
Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

San Dimas
Phoenix
87 Moderate
Air Quality
77 Moderate
10.9%
Good Air Days
9%
100 Very High
Climate Risk
100 Very High
🔥🌊🌡
Top Hazards
🔥🌊🌡
+2.8°F
2050 Outlook
+2.7°F
82 days
Heat Days >95°F
162 days
+2.8°F
2050 Outlook
+2.7°F
82 days
Heat Days >95°F
162 days

What to Consider When Moving from San Dimas, CA to Phoenix, AZ

Relocating from San Dimas, CA to Phoenix, AZ involves more than just comparing rent prices. While the overall cost of living is about 10% lower in Phoenix, AZ, your actual experience will depend on your lifestyle, job situation, and priorities. Here are the key factors to weigh before making the move.

Housing & Rent

Housing is typically the largest line item in any budget, and it’s where the biggest differences show up between cities. In this comparison, housing in Phoenix, AZ is 13% cheaper than in San Dimas, CA. Keep in mind that neighborhood choice within a city can swing rent by 30–50%, so research specific areas — not just city averages — before signing a lease. If you’re buying, factor in property tax rates, which vary significantly by county and state.

Job Market & Salary Adjustments

A lower cost of living doesn’t help if your salary drops proportionally. Before committing to a move, research whether employers in Phoenix, AZ pay comparable wages for your role. Remote workers may keep their current salary, but some companies adjust pay based on location. Use the salary calculator above to see what you’d need to earn in Phoenix, AZ to match your current standard of living in San Dimas, CA.

Taxes & Take-Home Pay

State income tax, property tax, and sales tax all affect how far your paycheck stretches. Some states have no income tax but make up for it with higher property or sales taxes. The tax comparison section above breaks down how your take-home pay would change. Don’t forget about vehicle registration fees, tolls, and other state-specific costs that add up over a year.

Quality of Life & Lifestyle Fit

Numbers only tell part of the story. Consider climate preferences, commute times, proximity to family, school quality if you have children, healthcare access, and the general “feel” of a city. A place that’s 15% cheaper might not be worth it if it means a longer commute or fewer amenities you value. If possible, visit Phoenix, AZ for a week before making a final decision — experiencing the day-to-day rhythm matters more than any spreadsheet.

Frequently Asked Questions: San Dimas, CA vs Phoenix, AZ

Is Phoenix, AZ cheaper than San Dimas, CA?

Yes, Phoenix, AZ is about 9.7% cheaper than San Dimas, CA. You could save approximately $725/month on a $150,000 salary. Housing costs are 13% lower in Phoenix, AZ.

What salary do I need in Phoenix, AZ to match my lifestyle in San Dimas, CA?

If you currently earn $150,000 in San Dimas, CA, you would need approximately $141,298 in Phoenix, AZ to maintain the same standard of living. This accounts for differences in housing, groceries, transportation, utilities, healthcare, and other typical expenses. Use the salary input above to adjust this based on your actual income.

How does rent compare between San Dimas, CA and Phoenix, AZ?

A two-bedroom apartment averages $2,546/month in San Dimas, CA compared to $1,750/month in Phoenix, AZ. One-bedroom apartments are $2,040/month in San Dimas, CA vs $1,510/month in Phoenix, AZ. These are area-wide medians — specific neighborhoods can vary significantly. Check the ZIP-level rent breakdown above for more granular data.

Are groceries more expensive in San Dimas, CA or Phoenix, AZ?

Groceries are about 5% cheaper in Phoenix, AZ than in San Dimas, CA, saving a typical household roughly $54.97/month on food.

What is the best time to move from San Dimas, CA to Phoenix, AZ?

Most people find that moving during the off-season (October through March) results in lower moving costs, since demand for movers and rental trucks drops. If you're renting, you may also find more negotiable lease terms during winter months. However, if you have school-age children, summer moves allow for a smoother school transition. For the best combination of availability and price, consider moving in early fall or late spring.

💰 See how taxes change too — compare take-home pay between California and Arizona on TaxTakeHome.com

Similar cost to Phoenix, AZ

Other cities in a similar price range

Want to compare different cities?

New Comparison