San Elizario, TX vs Elk City, OK: Cost of Living

Which city costs less?

Elk City, OK has a modeled overall cost index 6.2% lower than San Elizario, TX.

San Elizario, TX · modeled 2BR rent
$1,080 / month
Elk City, OK · modeled 2BR rent
$1,070 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare San Elizario, TX and Elk City, OK using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

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Numbers update automatically as you type

Estimated savings: $403/month in Elk City, OK

$150,000 in your current city has a modeled equivalent of $145,166 in Elk City, OK

Regional cost estimates: San Elizario, TX uses El Paso, TX. Elk City, OK uses Oklahoma City, OK. Available city ZIP rent estimates are shown separately.
Overall Cost
↓ 6.2%
Less expensive
Monthly Impact
$403
Savings
Annual Impact
$4.8K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

San Elizario, TX

Population:10K
Cost Index:
80.0
100 = national average
Typical Home:$175K

Elk City, OK

Population:11K
Cost Index:
75.0
100 = national average
Typical Home:$165K

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San Elizario, TX

The Lone Star State

10K
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 10K residents.

💡 Advantage: Texas has no state income tax!

Elk City, OK

The Sooner State

11K
Population
State Tax
Yes

Located in Oklahoma, this city has a population of 11K residents.

Cost Breakdown by Category

Estimated monthly spending: San Elizario, TX vs Elk City, OK

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↓ 10.0%
San Elizario, TX
$2,033
Elk City, OK
$1,830
Difference
$203
less
Other
↓ 8.0%
San Elizario, TX
$1,828
Elk City, OK
$1,681
Difference
$147
less
Groceries
↓ 6.7%
San Elizario, TX
$1,098
Elk City, OK
$1,024
Difference
$74.07
less
Transportation
↓ 3.0%
San Elizario, TX
$1,385
Elk City, OK
$1,343
Difference
$42.23
less
Healthcare
↑ 7.0%
San Elizario, TX
$587
Elk City, OK
$628
Difference
$41.18
more
All Utilities
↑ 4.0%
San Elizario, TX
$569
Elk City, OK
$591
Difference
$22.55
more

🏠Rent Comparison

Studio
From$740
To$800
↑ $60.00
1 Bed
From$920
To$820
↓ $100
2 Bed
From$1,080
To$1,070
↓ $10.00
3 Bed
From$1,490
To$1,280
↓ $210
San Elizario, TXZIP-level data

1BR range: $920–$920/mo

Elk City, OKZIP-level data

1BR range: $820–$820/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in San Elizario, TX
$7,097
Monthly in Elk City, OK
$403
Difference

Home Values

San Elizario
Elk City
$175K
Median Value
$165K
↑ +2.1%
YoY Change
↑ +4.5%
↑ +44.1%
5-Year Change
↑ +28.6%

Homes in Elk City are 6% less expensive than San Elizario

Calculate payment - San ElizarioCalculate payment - Elk City

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↓ $7.3K
More taxes
Monthly Difference
$607
Less take-home
Effective Rate Diff
4.9%
Rate difference

San Elizario, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Elk City, OK

Federal Income Tax
Effective: 18.9%
$25.5K
Oklahoma State Tax
Effective: 4.9%
$7.3K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.5%
$44.3K
Take-Home Pay
$8,809/month
$105.7K

Additional Tax Information

San Elizario, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

Elk City, OK Tax Rates

Sales Tax:8.9%
Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

San Elizario
Elk City
67 Moderate
Air Quality
52 Moderate
22.1%
Good Air Days
47%
95 High
Climate Risk
98 High
🌊🌡☀
Top Hazards
🌊🌡🌪
▲+2.7°F
2050 Outlook
▲+3.1°F
97 days
Heat Days >95°F
67 days
▲+2.7°F
2050 Outlook
▲+3.1°F
97 days
Heat Days >95°F
67 days

Before moving from San Elizario, TX to Elk City, OK

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Elk City, OK for the same bedroom count and included utilities as your home in San Elizario, TX. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your San Elizario to Elk City moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Elk City, OK by cost, housing, population and region.

Frequently Asked Questions: San Elizario, TX vs Elk City, OK

How do the cost estimates for San Elizario, TX and Elk City, OK compare?

Elk City, OK has a modeled overall cost index 6.2% lower than San Elizario, TX. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in San Elizario, TX, the model estimates $145,166 in Elk City, OK. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for San Elizario, TX and Elk City, OK?

The modeled two-bedroom rents are $1,080/month in San Elizario, TX and $1,070/month in Elk City, OK. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Texas and Oklahoma on TaxTakeHome.com

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