San Fernando, CA vs Loma Linda, CA: Cost of Living
Which city costs less?
Loma Linda, CA has a modeled overall cost index 33.2% lower than San Fernando, CA.
- San Fernando, CA · modeled 2BR rent
- $2,370 / month
- Loma Linda, CA · modeled 2BR rent
- $2,280 / month
These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions
Adjust your income and compare the budget ↓Cost of Living Comparison 2026
Compare San Fernando, CA and Loma Linda, CA using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.
Saved regional estimates · Sources and assumptions
Estimated savings: $2,187/month in Loma Linda, CA
$150,000 in your current city has a modeled equivalent of $123,758 in Loma Linda, CA
Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.
San Fernando, CA
Loma Linda, CA
Planning the move to Loma Linda?
Organize packing, address changes, and moving-day tasks with a free checklist. Your progress saves in this browser. No account needed.
Plan my move with the free checklistSan Fernando, CA
The Golden State
Located in California, this city has a population of 23K residents.
Loma Linda, CA
The Golden State
Located in California, this city has a population of 25K residents.
Cost Breakdown by Category
Estimated monthly spending: San Fernando, CA vs Loma Linda, CA
Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.
| Category | San Fernando, CA | Loma Linda, CA | Difference | Change |
|---|---|---|---|---|
Housing | $3,979/mo | $1,645/mo | ↓ $2,334less | 58.7% |
Transportation | $1,231/mo | $1,320/mo | ↑ $88.36more | 7.2% |
Groceries | $629/mo | $651/mo | ↑ $21.57more | 3.4% |
Other | $988/mo | $1,003/mo | ↑ $15.59more | 1.6% |
All Utilities | $337/mo | $349/mo | ↑ $11.89more | 3.5% |
Healthcare | $335/mo | $345/mo | ↑ $10.27more | 3.1% |
🏠Rent Comparison
1BR range: $1,900–$1,900/mo
1BR range: $1,840–$1,840/mo
💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.
Home Values
Homes in Loma Linda are 13% less expensive than San Fernando
Source: Zillow Home Value Index (ZHVI), January 2026
Tax Comparison
Annual tax burden comparison at $150.0K salary
San Fernando, CA
Loma Linda, CA
Additional Tax Information
San Fernando, CA Tax Rates
Loma Linda, CA Tax Rates
💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.
Environment
Before moving from San Fernando, CA to Loma Linda, CA
Use this comparison to shortlist a move, then check the costs that depend on your household.
- Compare actual homes. Get current quotes in Loma Linda, CA for the same bedroom count and included utilities as your home in San Fernando, CA. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
- Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
- Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
- Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your San Fernando to Loma Linda moving checklist to organize the tasks and timing.
Still choosing a destination? Explore cities similar to Loma Linda, CA by cost, housing, population and region.
Frequently Asked Questions: San Fernando, CA vs Loma Linda, CA
How do the cost estimates for San Fernando, CA and Loma Linda, CA compare?
What does the equivalent salary mean?
What rent estimates are available for San Fernando, CA and Loma Linda, CA?
How should I use this comparison before moving?
Where your money goes further
Cities cheaper than San Fernando, CA on a $150.0K salary
Similar cost to Loma Linda, CA
Other cities in a similar price range
Want to compare different cities?
New Comparison