Is Las Vegas, NV cheaper than San Francisco, CA?

Based on cost of living data, Las Vegas, NV is 44.7% cheaper than San Francisco, CA. This translates to saving $3350 per month.

What salary do I need in Las Vegas, NV to live like I do in San Francisco, CA?

If you earn $150,000 in San Francisco, CA, you'd need approximately $109,796.954 in Las Vegas, NV to maintain the same standard of living.

How does housing cost compare between San Francisco, CA and Las Vegas, NV?

Housing in Las Vegas, NV is 66.2% cheaper than in San Francisco, CA. For a two-bedroom apartment, rent is $1,655/month in Las Vegas, NV compared to $3,570/month in San Francisco, CA.

How much can I save per month by moving from San Francisco, CA to Las Vegas, NV?

Moving from San Francisco, CA to Las Vegas, NV could save you approximately $3350 per month, or $40203 per year, based on a $150,000 salary.

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San Francisco, CA

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Las Vegas, NV

Cost of Living Comparison 2026

Current salary in San Francisco, CA

Numbers update automatically as you type

You'd save $3.4K/month moving to Las Vegas, NV

$150.0K in your current city equals $109.8K in Las Vegas, NV

Rent data from HUD ZIP-level estimates · COL index from San Francisco-Oakland-Berkeley, CA area

Overall Cost

↓ 44.7%

Less expensive

Monthly Impact

$3,350

Savings

Annual Impact

$40.2K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

San Francisco, CA

Population:874K

Cost Index:100

Median Home:$1.25M

Las Vegas, NV

Population:656K

Cost Index:55

Median Home:$377K

San Francisco, CA

The Golden State

874K

Population

State Tax

Yes

Climate

Mediterranean

Notable Facts

•Global technology hub
•Historic cable cars
•Major startup ecosystem

Major Industries

TechnologyFinanceTourismBiotechnology

Las Vegas, NV

The Silver State

656K

Population

State Tax

No Income Tax

Climate

Hot desert

Notable Facts

•Entertainment capital
•No state income tax
•Desert oasis

Major Industries

TourismEntertainmentTechnologyLogistics

Cost Breakdown by Category

Annual spending: San Francisco, CA vs Las Vegas, NV

Category	San Francisco, CA	Las Vegas, NV	Difference	Change
🏠Housing	$9,771/mo	$3,300/mo	↓ $6,471less	66.2%
🚗Transportation	$2,158/mo	$1,544/mo	↓ $615less	28.5%
🛒Groceries	$1,159/mo	$1,039/mo	↓ $120less	10.3%
🏥Healthcare	$706/mo	$632/mo	↓ $74.35less	10.5%
📦Other	$1,875/mo	$1,808/mo	↓ $66.96less	3.6%
⚡All Utilities	$448/mo	$508/mo	↑ $60.11more	13.4%

🏠Housing

↓ 66.2%

San Francisco, CA

$9,771

Las Vegas, NV

$3,300

Difference

$6,471

less

🚗Transportation

↓ 28.5%

San Francisco, CA

$2,158

Las Vegas, NV

$1,544

Difference

$615

less

🛒Groceries

↓ 10.3%

San Francisco, CA

$1,159

Las Vegas, NV

$1,039

Difference

$120

less

🏥Healthcare

↓ 10.5%

San Francisco, CA

$706

Las Vegas, NV

$632

Difference

$74.35

less

📦Other

↓ 3.6%

San Francisco, CA

$1,875

Las Vegas, NV

$1,808

Difference

$66.96

less

⚡All Utilities

↑ 13.4%

San Francisco, CA

$448

Las Vegas, NV

$508

Difference

$60.11

🏠Rent Comparison

Studio

From$2,460

To$1,270

↓ $1,190

1 Bed

From$2,950

To$1,410

↓ $1,540

2 Bed

From$3,570

To$1,655

↓ $1,915

3 Bed

From$4,560

To$2,300

↓ $2,260

San Francisco, CAZIP-level data

1BR range: $2,510–$3,910/mo

Las Vegas, NVZIP-level data

1BR range: $1,330–$2,210/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$16,118

Monthly in San Francisco, CA

$8,831

Monthly in Las Vegas, NV

$7,287

Difference

Home Values

San Francisco

Las Vegas

$1.25M

Median Value

$377K

↑ +3.7%

YoY Change

↓ -2.3%

↓ -7.5%

5-Year Change

↑ +37.2%

$693K - $2.12M

Price Range

$265K - $712K

Homes in Las Vegas are 70% less expensive than San Francisco

Calculate payment - San Francisco Calculate payment - Las Vegas

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $10.6K

Per year

Monthly Difference

$886

More take-home

Effective Rate Diff

7.1%

Rate difference

San Francisco, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Las Vegas, NV

Federal Income Tax

Effective: 18.9%

$25.5K

Nevada State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

San Francisco, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

Las Vegas, NV Tax Rates

Sales Tax:8.2%

Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.