San Francisco, CA
San Jose, CA
Cost of Living Comparison 2026
Numbers update automatically as you type
You'd spend $152/month more in San Jose, CA
$150.0K in your current city equals $151.8K in San Jose, CA
Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.
San Francisco, CA
San Jose, CA
San Francisco, CA
The Golden State
Notable Facts
- •Global technology hub
- •Historic cable cars
- •Major startup ecosystem
Major Industries
San Jose, CA
The Golden State
Located in California, this city has a population of 1.0M residents.
Cost Breakdown by Category
Annual spending: San Francisco, CA vs San Jose, CA
| Category | San Francisco, CA | San Jose, CA | Difference | Change |
|---|---|---|---|---|
🚗Transportation | $2,158/mo | $1,407/mo | ↓ $751less | 34.8% |
🏠Housing | $9,771/mo | $9,667/mo | ↓ $104less | 1.1% |
📦Other | $1,875/mo | $1,825/mo | ↓ $50.22less | 2.7% |
🛒Groceries | $1,159/mo | $1,129/mo | ↓ $29.98less | 2.6% |
⚡All Utilities | $448/mo | $464/mo | ↑ $16.39more | 3.7% |
🏥Healthcare | $706/mo | $706/mo | → $0 | 0.0% |
🏠Rent Comparison
1BR range: $2,510–$3,910/mo
1BR range: $2,190–$4,060/mo
💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.
Home Values
Homes in San Jose are 8% more expensive than San Francisco
Source: Zillow Home Value Index (ZHVI), January 2026
Tax Comparison
Annual tax burden comparison at $150.0K salary
San Francisco, CA
San Jose, CA
Additional Tax Information
San Francisco, CA Tax Rates
San Jose, CA Tax Rates
💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.
Environment
Where your money goes further
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