San Joaquin, CA vs Beaver, UT: Cost of Living

Which city costs less?

Beaver, UT has a modeled overall cost index 17.5% lower than San Joaquin, CA.

San Joaquin, CA · modeled 2BR rent
$1,480 / month
Beaver, UT · modeled 2BR rent
$1,210 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare San Joaquin, CA and Beaver, UT using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
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Estimated savings: $753/month in Beaver, UT

$150,000 in your current city has a modeled equivalent of $140,970 in Beaver, UT

Regional cost estimates: San Joaquin, CA uses Fresno, CA. Beaver, UT uses North Las Vegas, NV. Available city ZIP rent estimates are shown separately.
Overall Cost
↓ 17.5%
Less expensive
Monthly Impact
$753
Savings
Annual Impact
$9.0K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

San Joaquin, CA

Population:4K
Cost Index:
92.7
100 = national average
Typical Home:$290K

Beaver, UT

Population:4K
Cost Index:
76.5
100 = national average
Typical Home:$344K

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San Joaquin, CA

The Golden State

4K
Population
State Tax
Yes

Located in California, this city has a population of 4K residents.

Beaver, UT

The Beehive State

4K
Population
State Tax
Yes

Located in Utah, this city has a population of 4K residents.

Cost Breakdown by Category

Estimated monthly spending: San Joaquin, CA vs Beaver, UT

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Other
↓ 19.1%
San Joaquin, CA
$1,681
Beaver, UT
$1,360
Difference
$321
less
Transportation
↓ 12.8%
San Joaquin, CA
$1,411
Beaver, UT
$1,230
Difference
$181
less
Groceries
↓ 12.9%
San Joaquin, CA
$1,103
Beaver, UT
$961
Difference
$143
less
Housing
↓ 5.2%
San Joaquin, CA
$2,259
Beaver, UT
$2,143
Difference
$117
less
Healthcare
↑ 14.9%
San Joaquin, CA
$508
Beaver, UT
$584
Difference
$75.88
more
All Utilities
↓ 12.5%
San Joaquin, CA
$537
Beaver, UT
$470
Difference
$67.10
less

🏠Rent Comparison

Studio
From$1,200
To$880
↓ $320
1 Bed
From$1,210
To$1,010
↓ $200
2 Bed
From$1,480
To$1,210
↓ $270
3 Bed
From$2,060
To$1,500
↓ $560
San Joaquin, CAZIP-level data

1BR range: $1,210–$1,210/mo

Beaver, UTZIP-level data

1BR range: $1,010–$1,010/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in San Joaquin, CA
$6,747
Monthly in Beaver, UT
$753
Difference

Home Values

San Joaquin
Beaver
$290K
Median Value
$344K
↑ +0.8%
YoY Change
↑ +5.8%
↑ +38.9%
5-Year Change
↑ +52.3%

Homes in Beaver are 19% more expensive than San Joaquin

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $3.4K
Per year
Monthly Difference
$279
More take-home
Effective Rate Diff
2.2%
Rate difference

San Joaquin, CA

Federal Income Tax
Effective: 18.9%
$25.5K
California State Tax
Effective: 7.1%
$10.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.6K
Take-Home Pay
$8,530/month
$102.4K

Beaver, UT

Federal Income Tax
Effective: 18.9%
$25.5K
Utah State Tax
Effective: 4.9%
$7.3K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.5%
$44.3K
Take-Home Pay
$8,809/month
$105.7K

Additional Tax Information

San Joaquin, CA Tax Rates

Sales Tax:10.5%
Property Tax:0.8%

Beaver, UT Tax Rates

Sales Tax:7.4%
Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

San Joaquin
Beaver
67 Moderate
Air Quality
64 Moderate
19.4%
Good Air Days
24.6%
99 High
Climate Risk
100 Very High
🔥🌊🌡
Top Hazards
🔥🌊🌡
▲+2.3°F
2050 Outlook
▲+2.7°F
99 days
Heat Days >95°F
144 days
▲+2.3°F
2050 Outlook
▲+2.7°F
99 days
Heat Days >95°F
144 days

Before moving from San Joaquin, CA to Beaver, UT

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Beaver, UT for the same bedroom count and included utilities as your home in San Joaquin, CA. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your San Joaquin to Beaver moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Beaver, UT by cost, housing, population and region.

Frequently Asked Questions: San Joaquin, CA vs Beaver, UT

How do the cost estimates for San Joaquin, CA and Beaver, UT compare?

Beaver, UT has a modeled overall cost index 17.5% lower than San Joaquin, CA. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in San Joaquin, CA, the model estimates $140,970 in Beaver, UT. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for San Joaquin, CA and Beaver, UT?

The modeled two-bedroom rents are $1,480/month in San Joaquin, CA and $1,210/month in Beaver, UT. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between California and Utah on TaxTakeHome.com

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