Is Colorado Springs, CO cheaper than San Jose, CA?

Based on cost of living data, Colorado Springs, CO is 48.8% cheaper than San Jose, CA. This translates to saving $3657 per month.

What salary do I need in Colorado Springs, CO to live like I do in San Jose, CA?

If you earn $150,000 in San Jose, CA, you'd need approximately $106,119.403 in Colorado Springs, CO to maintain the same standard of living.

How does housing cost compare between San Jose, CA and Colorado Springs, CO?

Housing in Colorado Springs, CO is 70.4% cheaper than in San Jose, CA. For a two-bedroom apartment, rent is $1,800/month in Colorado Springs, CO compared to $3,445/month in San Jose, CA.

How much can I save per month by moving from San Jose, CA to Colorado Springs, CO?

Moving from San Jose, CA to Colorado Springs, CO could save you approximately $3657 per month, or $43881 per year, based on a $150,000 salary.

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San Jose, CA

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Colorado Springs, CO

Cost of Living Comparison 2026

Current salary in San Jose, CA

Numbers update automatically as you type

You'd save $3.7K/month moving to Colorado Springs, CO

$150.0K in your current city equals $106.1K in Colorado Springs, CO

Rent data from HUD ZIP-level estimates · COL index from San Jose-Sunnyvale-Santa Clara, CA area

Overall Cost

↓ 48.8%

Less expensive

Monthly Impact

$3,657

Savings

Annual Impact

$43.9K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

San Jose, CA

Population:1013K

Cost Index:100

Median Home:$1.35M

Colorado Springs, CO

Population:479K

Cost Index:51

Median Home:$415K

San Jose, CA

The Golden State

1.0M

Population

State Tax

Yes

Located in California, this city has a population of 1.0M residents.

Colorado Springs, CO

The Centennial State

479K

Population

State Tax

Yes

Located in Colorado, this city has a population of 479K residents.

Cost Breakdown by Category

Annual spending: San Jose, CA vs Colorado Springs, CO

Category	San Jose, CA	Colorado Springs, CO	Difference	Change
🏠Housing	$9,667/mo	$2,859/mo	↓ $6,809less	70.4%
🚗Transportation	$1,407/mo	$1,270/mo	↓ $137less	9.7%
🛒Groceries	$1,129/mo	$999/mo	↓ $130less	11.5%
🏥Healthcare	$706/mo	$626/mo	↓ $80.54less	11.4%
📦Other	$1,825/mo	$1,791/mo	↓ $33.48less	1.8%
⚡All Utilities	$464/mo	$454/mo	↓ $10.93less	2.4%

🏠Housing

↓ 70.4%

San Jose, CA

$9,667

Colorado Springs, CO

$2,859

Difference

$6,809

less

🚗Transportation

↓ 9.7%

San Jose, CA

$1,407

Colorado Springs, CO

$1,270

Difference

$137

less

🛒Groceries

↓ 11.5%

San Jose, CA

$1,129

Colorado Springs, CO

$999

Difference

$130

less

🏥Healthcare

↓ 11.4%

San Jose, CA

$706

Colorado Springs, CO

$626

Difference

$80.54

less

📦Other

↓ 1.8%

San Jose, CA

$1,825

Colorado Springs, CO

$1,791

Difference

$33.48

less

⚡All Utilities

↓ 2.4%

San Jose, CA

$464

Colorado Springs, CO

$454

Difference

$10.93

less

🏠Rent Comparison

Studio

From$2,590

To$1,240

↓ $1,350

1 Bed

From$2,950

To$1,520

↓ $1,430

2 Bed

From$3,445

To$1,800

↓ $1,645

3 Bed

From$4,550

To$2,505

↓ $2,045

San Jose, CAZIP-level data

1BR range: $2,190–$4,060/mo

Colorado Springs, COZIP-level data

1BR range: $1,210–$2,050/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$15,199

Monthly in San Jose, CA

$7,999

Monthly in Colorado Springs, CO

$7,200

Difference

Home Values

San Jose

Colorado Springs

$1.35M

Median Value

$415K

↓ -2.5%

YoY Change

↓ -2.2%

↑ +35.5%

5-Year Change

↑ +22.4%

$671K - $2.59M

Price Range

$314K - $709K

Homes in Colorado Springs are 69% less expensive than San Jose

Calculate payment - San Jose Calculate payment - Colorado Springs

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $4.0K

Per year

Monthly Difference

$336

More take-home

Effective Rate Diff

2.7%

Rate difference

San Jose, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Colorado Springs, CO

Federal Income Tax

Effective: 18.9%

$25.5K

Colorado State Tax

Effective: 4.4%

$6.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.1%

$43.6K

Take-Home Pay

$8,866/month

$106.4K

Additional Tax Information

San Jose, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

Colorado Springs, CO Tax Rates

Sales Tax:7.8%

Property Tax:0.5%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.