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Cost of Living Comparison 2026

๐Ÿ“ San Juan Capistrano, CA โ€” COL adjusted from Irvine, CA area + state data

$

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You'd save $2.7K/month moving to Denver, CO

$150.0K in your current city equals $117.4K in Denver, CO

Rent data from HUD ZIP-level estimates ยท COL index from Riverside-San Bernardino-Ontario, CA area
Overall Cost
โ†“ 36.2%
Less expensive
Monthly Impact
$2,715
Savings
Annual Impact
$32.6K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

San Juan Capistrano, CA

Population:35K
Cost Index:100

Denver, CO

Population:716K
Cost Index:64
Median Home:$513K

San Juan Capistrano, CA

The Golden State

35K
Population
State Tax
Yes

Located in California, this city has a population of 35K residents.

Denver, CO

The Centennial State

716K
Population
State Tax
Yes
Climate
Semi-arid

Notable Facts

  • โ€ขMile-high city (5,280 ft)
  • โ€ขOutdoor recreation hub
  • โ€ขMajor cannabis market

Major Industries

AerospaceTechnologyEnergyTourism

Cost Breakdown by Category

Annual spending: San Juan Capistrano, CA vs Denver, CO

๐Ÿ Housing
โ†“ 49.7%
San Juan Capistrano, CA
$6,461
Denver, CO
$3,248
Difference
$3,213
less
๐Ÿš—Transportation
โ†“ 28.9%
San Juan Capistrano, CA
$2,056
Denver, CO
$1,462
Difference
$594
less
๐Ÿ“ฆOther
โ†‘ 8.0%
San Juan Capistrano, CA
$1,643
Denver, CO
$1,774
Difference
$132
more
๐ŸฅHealthcare
โ†‘ 17.4%
San Juan Capistrano, CA
$538
Denver, CO
$632
Difference
$93.76
more
โšกAll Utilities
โ†“ 4.6%
San Juan Capistrano, CA
$544
Denver, CO
$519
Difference
$24.89
less
๐Ÿ›’Groceries
โ†‘ 1.5%
San Juan Capistrano, CA
$1,014
Denver, CO
$1,029
Difference
$14.91
more

๐Ÿ›๏ธ Local Income Taxes

Denver, CO: Denver Head Tax ($5.75/mo, negligible)$69.00/yr (0.0%)

San Juan Capistrano, CA has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

๐Ÿ Rent Comparison

Studio
From$1,781
To$1,720
โ†“ $61.00
1 Bed
From$2,105
To$1,840
โ†“ $265
2 Bed
From$2,672
To$2,190
โ†“ $482
3 Bed
From$3,887
To$2,870
โ†“ $1,017
Denver, COZIP-level data

1BR range: $1,620โ€“$2,540/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$12,257
Monthly in San Juan Capistrano, CA
$8,665
Monthly in Denver, CO
$3,592
Difference

Home Values

San Juan Capistrano
Denver
-
Median Value
$513K
-
YoY Change
โ†“ -4.2%
-
5-Year Change
โ†‘ +13%
-
Price Range
$352K - $933K

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $4.0K
Per year
Monthly Difference
$336
More take-home
Effective Rate Diff
2.7%
Rate difference

San Juan Capistrano, CA

Federal Income Tax
Effective: 18.9%
$25.5K
California State Tax
Effective: 7.1%
$10.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.6K
Take-Home Pay
$8,530/month
$102.4K

Denver, CO

Federal Income Tax
Effective: 18.9%
$25.5K
Colorado State Tax
Effective: 4.4%
$6.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.1%
$43.6K
Take-Home Pay
$8,866/month
$106.4K

Additional Tax Information

San Juan Capistrano, CA Tax Rates

Sales Tax:10.5%
Property Tax:0.8%

Denver, CO Tax Rates

Sales Tax:7.8%
Property Tax:0.5%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

San Juan Capistrano
Denver
54 Moderate
Air Quality
55 Moderate
32.5%
Good Air Days
35.2%
100 Very High
Climate Risk
95 High
๐Ÿ”ฅ๐ŸŒŠ๐ŸŒ…
Top Hazards
๐ŸŒŠ๐ŸŒช๐Ÿ’จ
โ–ฒ+2.3ยฐF
2050 Outlook
โ–ฒ+3.3ยฐF
5 days
Heat Days >95ยฐF
28 days
โ–ฒ+2.3ยฐF
2050 Outlook
โ–ฒ+3.3ยฐF
5 days
Heat Days >95ยฐF
28 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between California and Colorado on TaxTakeHome.com

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