San Leandro, CA vs Chino, CA: Cost of Living

Which city costs less?

Chino, CA has a modeled overall cost index 26.5% lower than San Leandro, CA.

San Leandro, CA · modeled 2BR rent: $2,710 / month
Chino, CA · modeled 2BR rent: $2,590 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare San Leandro, CA and Chino, CA using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in San Leandro, CA

Numbers update automatically as you type

Estimated savings: $1,801/month in Chino, CA

$150,000 in your current city has a modeled equivalent of $128,384 in Chino, CA

Regional cost estimates: San Leandro, CA uses Oakland, CA. Chino, CA uses Fontana, CA. Available city ZIP rent estimates are shown separately.

Overall Cost

↓ 26.5%

Less expensive

Monthly Impact

$1,801

Savings

Annual Impact

$21.6K

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

San Leandro, CA

Population:86K

Cost Index:

159.1

100 = national average

Typical Home:$780K

Chino, CA

Population:93K

Cost Index:

116.9

100 = national average

Typical Home:$754K

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San Leandro, CA

The Golden State

86K

Population

State Tax

Yes

Located in California, this city has a population of 86K residents.

Chino, CA

The Golden State

93K

Population

State Tax

Yes

Located in California, this city has a population of 93K residents.

Cost Breakdown by Category

Estimated monthly spending: San Leandro, CA vs Chino, CA

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	San Leandro, CA	Chino, CA	Difference	Change
Housing	$3,686/mo	$2,020/mo	↓ $1,666less	45.2%
Healthcare	$429/mo	$338/mo	↓ $91.03less	21.2%
Other	$1,119/mo	$1,049/mo	↓ $70.69less	6.3%
All Utilities	$272/mo	$342/mo	↑ $69.58more	25.5%
Groceries	$705/mo	$638/mo	↓ $67.01less	9.5%
Transportation	$1,288/mo	$1,313/mo	↑ $24.10more	1.9%

Housing

↓ 45.2%

San Leandro, CA

$3,686

Chino, CA

$2,020

Difference

$1,666

less

Healthcare

↓ 21.2%

San Leandro, CA

$429

Chino, CA

$338

Difference

$91.03

less

Other

↓ 6.3%

San Leandro, CA

$1,119

Chino, CA

$1,049

Difference

$70.69

less

All Utilities

↑ 25.5%

San Leandro, CA

$272

Chino, CA

$342

Difference

$69.58

Groceries

↓ 9.5%

San Leandro, CA

$705

Chino, CA

$638

Difference

$67.01

less

Transportation

↑ 1.9%

San Leandro, CA

$1,288

Chino, CA

$1,313

Difference

$24.10

🏠Rent Comparison

Studio

From$1,990

To$1,990

→ $0

1 Bed

From$2,220

To$2,090

↓ $130

2 Bed

From$2,710

To$2,590

↓ $120

3 Bed

From$3,470

To$3,430

↓ $40.00

San Leandro, CAZIP-level data

1BR range: $2,130–$2,250/mo

Chino, CAZIP-level data

1BR range: $2,090–$2,090/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in San Leandro, CA

$5,699

Monthly in Chino, CA

$1,801

Difference

Home Values

San Leandro

Chino

$780K

Median Value

$754K

↓ -4.5%

YoY Change

↓ -0.8%

↑ +8.9%

5-Year Change

↑ +34.9%

$762K - $837K

Price Range

$754K

Homes in Chino are 3% less expensive than San Leandro

Calculate payment - San Leandro Calculate payment - Chino

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

San Leandro, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Chino, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Additional Tax Information

San Leandro, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

Chino, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

San Leandro

Chino

49 Good

Air Quality

87 Moderate

53%

Good Air Days

10.9%

100 Very High

Climate Risk

100 Very High

🔥🌊🌅

Top Hazards

🔥🌊🌡

▲+1.9°F

2050 Outlook

▲+2.8°F

2 days

Heat Days >95°F

82 days

▲+1.9°F

2050 Outlook

▲+2.8°F

2 days

Heat Days >95°F

82 days

Before moving from San Leandro, CA to Chino, CA

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in Chino, CA for the same bedroom count and included utilities as your home in San Leandro, CA. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your San Leandro to Chino moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Chino, CA by cost, housing, population and region.

Frequently Asked Questions: San Leandro, CA vs Chino, CA

How do the cost estimates for San Leandro, CA and Chino, CA compare?

Chino, CA has a modeled overall cost index 26.5% lower than San Leandro, CA. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in San Leandro, CA, the model estimates $128,384 in Chino, CA. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for San Leandro, CA and Chino, CA?

The modeled two-bedroom rents are $2,710/month in San Leandro, CA and $2,590/month in Chino, CA. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.