Is Phoenix, AZ cheaper than San Leandro, CA?

Based on cost of living data, Phoenix, AZ is 35.2% cheaper than San Leandro, CA. This translates to saving $2636 per month.

What salary do I need in Phoenix, AZ to live like I do in San Leandro, CA?

If you earn $150,000 in San Leandro, CA, you'd need approximately $118,364.856 in Phoenix, AZ to maintain the same standard of living.

How does housing cost compare between San Leandro, CA and Phoenix, AZ?

Housing in Phoenix, AZ is 53.2% cheaper than in San Leandro, CA. For a two-bedroom apartment, rent is $1,750/month in Phoenix, AZ compared to $2,222/month in San Leandro, CA.

How much can I save per month by moving from San Leandro, CA to Phoenix, AZ?

Moving from San Leandro, CA to Phoenix, AZ could save you approximately $2636 per month, or $31635 per year, based on a $150,000 salary.

San Leandro, CA vs Phoenix, AZ: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 San Leandro, CA — ZIP-level rent data · COL adjusted from Oakland, CA area

Current salary in San Leandro, CA

Numbers update automatically as you type

You'd save $2.6K/month moving to Phoenix, AZ

$150.0K in your current city equals $118.4K in Phoenix, AZ

Rent data from HUD ZIP-level estimates · COL index from San Jose-Sunnyvale-Santa Clara, CA area

Overall Cost

↓ 35.2%

Less expensive

Monthly Impact

$2,636

Savings

Annual Impact

$31.6K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

San Leandro, CA

Population:86K

Cost Index:100

Median Home:$780K

Phoenix, AZ

Population:1608K

Cost Index:65

Median Home:$414K

San Leandro, CA

The Golden State

86K

Population

State Tax

Yes

Located in California, this city has a population of 86K residents.

Phoenix, AZ

The Grand Canyon State

1.6M

Population

State Tax

Yes

Climate

Hot desert

Notable Facts

•Fastest growing major city
•Desert metropolis
•Spring training capital

Major Industries

TechnologyHealthcareTourismManufacturing

Cost Breakdown by Category

Annual spending: San Leandro, CA vs Phoenix, AZ

Category	San Leandro, CA	Phoenix, AZ	Difference	Change
🏠Housing	$5,955/mo	$2,788/mo	↓ $3,167less	53.2%
🚗Transportation	$2,082/mo	$1,489/mo	↓ $593less	28.5%
🛒Groceries	$1,138/mo	$963/mo	↓ $175less	15.4%
📦Other	$1,808/mo	$1,677/mo	↓ $131less	7.2%
⚡All Utilities	$440/mo	$561/mo	↑ $121more	27.5%
🏥Healthcare	$694/mo	$589/mo	↓ $105less	15.1%

🏠Housing

↓ 53.2%

San Leandro, CA

$5,955

Phoenix, AZ

$2,788

Difference

$3,167

less

🚗Transportation

↓ 28.5%

San Leandro, CA

$2,082

Phoenix, AZ

$1,489

Difference

$593

less

🛒Groceries

↓ 15.4%

San Leandro, CA

$1,138

Phoenix, AZ

$963

Difference

$175

less

📦Other

↓ 7.2%

San Leandro, CA

$1,808

Phoenix, AZ

$1,677

Difference

$131

less

⚡All Utilities

↑ 27.5%

San Leandro, CA

$440

Phoenix, AZ

$561

Difference

$121

🏥Healthcare

↓ 15.1%

San Leandro, CA

$694

Phoenix, AZ

$589

Difference

$105

less

🏠Rent Comparison

Studio

From$1,631

To$1,390

↓ $241

1 Bed

From$1,820

To$1,510

↓ $310

2 Bed

From$2,222

To$1,750

↓ $472

3 Bed

From$2,845

To$2,330

↓ $515

San Leandro, CAZIP-level data

1BR range: $2,130–$2,250/mo

Phoenix, AZZIP-level data

1BR range: $1,300–$2,380/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$12,117

Monthly in San Leandro, CA

$8,068

Monthly in Phoenix, AZ

$4,049

Difference

Home Values

San Leandro

Phoenix

$780K

Median Value

$414K

↓ -4.5%

YoY Change

↓ -3.1%

↑ +8.9%

5-Year Change

↑ +30.2%

$762K - $837K

Price Range

$274K - $957K

Homes in Phoenix are 47% less expensive than San Leandro

Calculate payment - San Leandro Calculate payment - Phoenix

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $5.4K

Per year

Monthly Difference

$449

More take-home

Effective Rate Diff

3.6%

Rate difference

San Leandro, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Phoenix, AZ

Federal Income Tax

Effective: 18.9%

$25.5K

Arizona State Tax

Effective: 3.5%

$5.2K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 28.2%

$42.2K

Take-Home Pay

$8,979/month

$107.8K

Additional Tax Information

San Leandro, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

Phoenix, AZ Tax Rates

Sales Tax:8.5%

Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.