Is Austin, TX cheaper than San Lorenzo, CA?

Based on cost of living data, Austin, TX is 33.7% cheaper than San Lorenzo, CA. This translates to saving $2526 per month.

What salary do I need in Austin, TX to live like I do in San Lorenzo, CA?

If you earn $150,000 in San Lorenzo, CA, you'd need approximately $119,682.422 in Austin, TX to maintain the same standard of living.

How does housing cost compare between San Lorenzo, CA and Austin, TX?

Housing in Austin, TX is 50.4% cheaper than in San Lorenzo, CA. For a two-bedroom apartment, rent is $1,995/month in Austin, TX compared to $2,640/month in San Lorenzo, CA.

How much can I save per month by moving from San Lorenzo, CA to Austin, TX?

Moving from San Lorenzo, CA to Austin, TX could save you approximately $2526 per month, or $30318 per year, based on a $150,000 salary.

San Lorenzo, CA vs Austin, TX: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 San Lorenzo, CA — COL adjusted from Oakland, CA area + state data

Current salary in San Lorenzo, CA

Numbers update automatically as you type

You'd save $2.5K/month moving to Austin, TX

$150.0K in your current city equals $119.7K in Austin, TX

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 33.7%

Less expensive

Monthly Impact

$2,526

Savings

Annual Impact

$30.3K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

San Lorenzo, CA

Population:30K

Cost Index:100

Median Home:$575K

Austin, TX

Population:979K

Cost Index:66

Median Home:$558K

San Lorenzo, CA

The Golden State

30K

Population

State Tax

Yes

Located in California, this city has a population of 30K residents.

Austin, TX

The Lone Star State

979K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Live music capital
•Major tech hub
•SXSW festival city

Major Industries

TechnologyMusic IndustryEducationGovernment

Cost Breakdown by Category

Annual spending: San Lorenzo, CA vs Austin, TX

Category	San Lorenzo, CA	Austin, TX	Difference	Change
🏠Housing	$5,812/mo	$2,885/mo	↓ $2,928less	50.4%
🚗Transportation	$2,032/mo	$1,284/mo	↓ $748less	36.8%
🛒Groceries	$1,125/mo	$959/mo	↓ $165less	14.7%
⚡All Utilities	$435/mo	$541/mo	↑ $106more	24.4%
🏥Healthcare	$685/mo	$589/mo	↓ $96.69less	14.1%
📦Other	$1,765/mo	$1,741/mo	↓ $23.95less	1.4%

🏠Housing

↓ 50.4%

San Lorenzo, CA

$5,812

Austin, TX

$2,885

Difference

$2,928

less

🚗Transportation

↓ 36.8%

San Lorenzo, CA

$2,032

Austin, TX

$1,284

Difference

$748

less

🛒Groceries

↓ 14.7%

San Lorenzo, CA

$1,125

Austin, TX

$959

Difference

$165

less

⚡All Utilities

↑ 24.4%

San Lorenzo, CA

$435

Austin, TX

$541

Difference

$106

🏥Healthcare

↓ 14.1%

San Lorenzo, CA

$685

Austin, TX

$589

Difference

$96.69

less

📦Other

↓ 1.4%

San Lorenzo, CA

$1,765

Austin, TX

$1,741

Difference

$23.95

less

🏠Rent Comparison

Studio

From$1,760

To$1,585

↓ $175

1 Bed

From$2,080

To$1,685

↓ $395

2 Bed

From$2,640

To$1,995

↓ $645

3 Bed

From$3,841

To$2,525

↓ $1,316

Austin, TXZIP-level data

1BR range: $1,490–$2,350/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$11,854

Monthly in San Lorenzo, CA

$7,998

Monthly in Austin, TX

$3,855

Difference

Home Values

San Lorenzo

Austin

Median Value

$558K

YoY Change

↓ -5%

5-Year Change

↑ +12.6%

Price Range

$272K - $1.26M

Calculate payment - Austin

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $10.6K

Per year

Monthly Difference

$886

More take-home

Effective Rate Diff

7.1%

Rate difference

San Lorenzo, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Austin, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

San Lorenzo, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

Austin, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.