San Luis, AZ vs Sierra Vista, AZ: Cost of Living

Which city costs less?

Sierra Vista, AZ has a modeled overall cost index 9.5% lower than San Luis, AZ.

San Luis, AZ · modeled 2BR rent: $1,240 / month
Sierra Vista, AZ · modeled 2BR rent: $1,280 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

Adjust your income and compare the budget ↓

Tap to swap

Cost of Living Comparison 2026

Compare San Luis, AZ and Sierra Vista, AZ using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in San Luis, AZ

Numbers update automatically as you type

Estimated savings: $774/month in Sierra Vista, AZ

$150,000 in your current city has a modeled equivalent of $140,708 in Sierra Vista, AZ

Regional cost estimates: San Luis, AZ uses Chula Vista, CA. Sierra Vista, AZ uses Tucson, AZ. Available city ZIP rent estimates are shown separately.

Overall Cost

↓ 9.5%

Less expensive

Monthly Impact

$774

Savings

Annual Impact

$9.3K

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

San Luis, AZ

Population:38K

Cost Index:

102.7

100 = national average

Typical Home:$257K

Sierra Vista, AZ

Population:44K

Cost Index:

93.0

100 = national average

Typical Home:$265K

Planning the move to Sierra Vista?

Organize packing, address changes, and moving-day tasks with a free checklist. Your progress saves in this browser. No account needed.

Plan my move with the free checklist

San Luis, AZ

The Grand Canyon State

38K

Population

State Tax

Yes

Located in Arizona, this city has a population of 38K residents.

Sierra Vista, AZ

The Grand Canyon State

44K

Population

State Tax

Yes

Located in Arizona, this city has a population of 44K residents.

Cost Breakdown by Category

Estimated monthly spending: San Luis, AZ vs Sierra Vista, AZ

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	San Luis, AZ	Sierra Vista, AZ	Difference	Change
Housing	$3,221/mo	$1,875/mo	↓ $1,346less	41.8%
Other	$1,296/mo	$1,693/mo	↑ $397more	30.6%
Transportation	$1,076/mo	$1,207/mo	↑ $131more	12.2%
Groceries	$875/mo	$963/mo	↑ $87.33more	10.0%
All Utilities	$514/mo	$455/mo	↓ $59.25less	11.5%
Healthcare	$518/mo	$533/mo	↑ $15.53more	3.0%

Housing

↓ 41.8%

San Luis, AZ

$3,221

Sierra Vista, AZ

$1,875

Difference

$1,346

less

Other

↑ 30.6%

San Luis, AZ

$1,296

Sierra Vista, AZ

$1,693

Difference

$397

Transportation

↑ 12.2%

San Luis, AZ

$1,076

Sierra Vista, AZ

$1,207

Difference

$131

Groceries

↑ 10.0%

San Luis, AZ

$875

Sierra Vista, AZ

$963

Difference

$87.33

All Utilities

↓ 11.5%

San Luis, AZ

$514

Sierra Vista, AZ

$455

Difference

$59.25

less

Healthcare

↑ 3.0%

San Luis, AZ

$518

Sierra Vista, AZ

$533

Difference

$15.53

🏠Rent Comparison

Studio

From$940

To$900

↓ $40.00

1 Bed

From$950

To$1,130

↑ $180

2 Bed

From$1,240

To$1,280

↑ $40.00

3 Bed

From$1,690

To$1,780

↑ $90.00

San Luis, AZZIP-level data

1BR range: $950–$950/mo

Sierra Vista, AZZIP-level data

1BR range: $1,130–$1,130/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in San Luis, AZ

$6,726

Monthly in Sierra Vista, AZ

$774

Difference

Home Values

San Luis

Sierra Vista

$257K

Median Value

$265K

↑ +3.1%

YoY Change

↑ +1.6%

↑ +51.9%

5-Year Change

↑ +31.9%

Homes in Sierra Vista are 3% more expensive than San Luis

Calculate payment - San Luis Calculate payment - Sierra Vista

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

San Luis, AZ

Federal Income Tax

Effective: 18.9%

$25.5K

Arizona State Tax

Effective: 3.5%

$5.2K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 28.2%

$42.2K

Take-Home Pay

$8,979/month

$107.8K

Sierra Vista, AZ

Federal Income Tax

Effective: 18.9%

$25.5K

Arizona State Tax

Effective: 3.5%

$5.2K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 28.2%

$42.2K

Take-Home Pay

$8,979/month

$107.8K

Additional Tax Information

San Luis, AZ Tax Rates

Sales Tax:8.5%

Property Tax:0.6%

Sierra Vista, AZ Tax Rates

Sales Tax:8.5%

Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

San Luis

Sierra Vista

71 Moderate

Air Quality

56 Moderate

12.8%

Good Air Days

30.9%

100 Very High

Climate Risk

99 High

🔥🌊🌡

Top Hazards

🔥🌊🌡

▲+2.0°F

2050 Outlook

▲+2.7°F

1 days

Heat Days >95°F

147 days

▲+2.0°F

2050 Outlook

▲+2.7°F

1 days

Heat Days >95°F

147 days

Before moving from San Luis, AZ to Sierra Vista, AZ

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in Sierra Vista, AZ for the same bedroom count and included utilities as your home in San Luis, AZ. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your San Luis to Sierra Vista moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Sierra Vista, AZ by cost, housing, population and region.

Frequently Asked Questions: San Luis, AZ vs Sierra Vista, AZ

How do the cost estimates for San Luis, AZ and Sierra Vista, AZ compare?

Sierra Vista, AZ has a modeled overall cost index 9.5% lower than San Luis, AZ. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in San Luis, AZ, the model estimates $140,708 in Sierra Vista, AZ. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for San Luis, AZ and Sierra Vista, AZ?

The modeled two-bedroom rents are $1,240/month in San Luis, AZ and $1,280/month in Sierra Vista, AZ. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.