Is St. Louis, MO cheaper than San Luis, AZ?

Based on cost of living data, St. Louis, MO is 15.3% cheaper than San Luis, AZ. This translates to saving $1149 per month.

What salary do I need in St. Louis, MO to live like I do in San Luis, AZ?

If you earn $150,000 in San Luis, AZ, you'd need approximately $136,217.432 in St. Louis, MO to maintain the same standard of living.

How does housing cost compare between San Luis, AZ and St. Louis, MO?

Housing in St. Louis, MO is 44.2% cheaper than in San Luis, AZ. For a two-bedroom apartment, rent is $1,160/month in St. Louis, MO compared to $752/month in San Luis, AZ.

How much can I save per month by moving from San Luis, AZ to St. Louis, MO?

Moving from San Luis, AZ to St. Louis, MO could save you approximately $1149 per month, or $13783 per year, based on a $150,000 salary.

San Luis, AZ vs St. Louis, MO: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 San Luis, AZ — ZIP-level rent data · COL adjusted from Chula Vista, CA area

Current salary in San Luis, AZ

Numbers update automatically as you type

You'd save $1.1K/month moving to St. Louis, MO

$150.0K in your current city equals $136.2K in St. Louis, MO

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 15.3%

Less expensive

Monthly Impact

$1,149

Savings

Annual Impact

$13.8K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

San Luis, AZ

Population:38K

Cost Index:100

Median Home:$257K

St. Louis, MO

Population:302K

Cost Index:85

Median Home:$145K

San Luis, AZ

The Grand Canyon State

38K

Population

State Tax

Yes

Located in Arizona, this city has a population of 38K residents.

St. Louis, MO

The Show-Me State

302K

Population

State Tax

Yes

Located in Missouri, this city has a population of 302K residents.

Cost Breakdown by Category

Annual spending: San Luis, AZ vs St. Louis, MO

Category	San Luis, AZ	St. Louis, MO	Difference	Change
🏠Housing	$3,354/mo	$1,871/mo	↓ $1,483less	44.2%
📦Other	$1,350/mo	$1,607/mo	↑ $258more	19.1%
🚗Transportation	$1,121/mo	$1,216/mo	↑ $95.03more	8.5%
🛒Groceries	$912/mo	$949/mo	↑ $37.76more	4.1%
🏥Healthcare	$539/mo	$527/mo	↓ $12.38less	2.3%
⚡All Utilities	$535/mo	$535/mo	↑ $0.12more	0.0%

🏠Housing

↓ 44.2%

San Luis, AZ

$3,354

St. Louis, MO

$1,871

Difference

$1,483

less

📦Other

↑ 19.1%

San Luis, AZ

$1,350

St. Louis, MO

$1,607

Difference

$258

🚗Transportation

↑ 8.5%

San Luis, AZ

$1,121

St. Louis, MO

$1,216

Difference

$95.03

🛒Groceries

↑ 4.1%

San Luis, AZ

$912

St. Louis, MO

$949

Difference

$37.76

🏥Healthcare

↓ 2.3%

San Luis, AZ

$539

St. Louis, MO

$527

Difference

$12.38

less

⚡All Utilities

↑ 0.0%

San Luis, AZ

$535

St. Louis, MO

$535

Difference

$0.12

🏛️ Local Income Taxes

St. Louis, MO: St. Louis Earnings Tax$1,500/yr (1.0%)

San Luis, AZ has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$570

To$910

↑ $340

1 Bed

From$576

To$950

↑ $374

2 Bed

From$752

To$1,160

↑ $408

3 Bed

From$1,025

To$1,490

↑ $465

San Luis, AZZIP-level data

1BR range: $950–$950/mo

St. Louis, MOZIP-level data

1BR range: $800–$1,480/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,810

Monthly in San Luis, AZ

$6,705

Monthly in St. Louis, MO

$1,105

Difference

Home Values

San Luis

St. Louis

$257K

Median Value

$145K

↑ +3.1%

YoY Change

↓ -0.8%

↑ +51.9%

5-Year Change

↑ +10.9%

$257K

Price Range

$38K - $302K

Homes in St. Louis are 44% less expensive than San Luis

Calculate payment - San Luis Calculate payment - St. Louis

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $2.7K

More taxes

Monthly Difference

$225

Less take-home

Effective Rate Diff

1.8%

Rate difference

San Luis, AZ

Federal Income Tax

Effective: 18.9%

$25.5K

Arizona State Tax

Effective: 3.5%

$5.2K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 28.2%

$42.2K

Take-Home Pay

$8,979/month

$107.8K

St. Louis, MO

Federal Income Tax

Effective: 18.9%

$25.5K

Missouri State Tax

Effective: 5.3%

$7.9K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.0%

$44.9K

Take-Home Pay

$8,755/month

$105.1K

Additional Tax Information

San Luis, AZ Tax Rates

Sales Tax:8.5%

Property Tax:0.6%

St. Louis, MO Tax Rates

Sales Tax:8.2%

Property Tax:1.0%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.