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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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You'd save $493/month moving to Columbus, OH

$150.0K in your current city equals $144.1K in Columbus, OH

Rent data from HUD ZIP-level estimates Β· COL index from Austin-Round Rock-Georgetown, TX area
Overall Cost
↓ 6.6%
Less expensive
Monthly Impact
$493
Savings
Annual Impact
$5.9K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

San Marcos, TX

Population:72K
Cost Index:
100
100 = national average
Median Home:$311K

Columbus, OH

Population:906K
Cost Index:
93
(7% below avg)
Median Home:$263K

San Marcos, TX

The Lone Star State

72K
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 72K residents.

πŸ’‘ Advantage: Texas has no state income tax!

Columbus, OH

The Buckeye State

906K
Population
State Tax
Yes

Located in Ohio, this city has a population of 906K residents.

Cost Breakdown by Category

Annual spending: San Marcos, TX vs Columbus, OH

Housing
↓ 15.5%
San Marcos, TX
$2,428
Columbus, OH
$2,053
Difference
$375
less
Transportation
↑ 13.7%
San Marcos, TX
$1,201
Columbus, OH
$1,366
Difference
$165
more
Other
↓ 4.4%
San Marcos, TX
$1,628
Columbus, OH
$1,557
Difference
$71.55
less
All Utilities
↓ 11.2%
San Marcos, TX
$523
Columbus, OH
$464
Difference
$58.71
less
Groceries
↑ 4.5%
San Marcos, TX
$928
Columbus, OH
$969
Difference
$41.53
more
Healthcare
↑ 6.7%
San Marcos, TX
$569
Columbus, OH
$607
Difference
$37.94
more

πŸ›οΈ Local Income Taxes

Columbus, OH: Columbus Municipal Income Tax$3,750/yr (2.5%)

San Marcos, TX has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio
From$930
To$1,020
↑ $90.00
1 Bed
From$994
To$1,100
↑ $106
2 Bed
From$1,177
To$1,315
↑ $138
3 Bed
From$1,495
To$1,575
↑ $80.00
San Marcos, TXZIP-level data

1BR range: $1,250–$1,250/mo

Columbus, OHZIP-level data

1BR range: $870–$1,790/mo

πŸ’‘ Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,278
Monthly in San Marcos, TX
$7,017
Monthly in Columbus, OH
$261
Difference

Home Values

San Marcos
Columbus
$311K
Median Value
$263K
↓ -4.3%
YoY Change
↓ -0.4%
↑ +15.8%
5-Year Change
↑ +28.8%
$311K
Price Range
$95K - $406K

Homes in Columbus are 16% less expensive than San Marcos

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↓ $4.4K
More taxes
Monthly Difference
$369
Less take-home
Effective Rate Diff
3.0%
Rate difference

San Marcos, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Columbus, OH

Federal Income Tax
Effective: 18.9%
$25.5K
Ohio State Tax
Effective: 3.0%
$4.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.6%
$41.4K
Take-Home Pay
$9,047/month
$108.6K

Additional Tax Information

San Marcos, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

Columbus, OH Tax Rates

Sales Tax:7.2%
Property Tax:1.6%

πŸ’‘ Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

San Marcos
Columbus
52 Moderate
Air Quality
53 Moderate
42.6%
Good Air Days
41.3%
98 High
Climate Risk
98 High
🌊🌑πŸŒͺ
Top Hazards
🌊🌑πŸŒͺ
β–²+2.5Β°F
2050 Outlook
β–²+3.1Β°F
98 days
Heat Days >95Β°F
18 days
β–²+2.5Β°F
2050 Outlook
β–²+3.1Β°F
98 days
Heat Days >95Β°F
18 days

What to Consider When Moving from San Marcos, TX to Columbus, OH

Relocating from San Marcos, TX to Columbus, OH involves more than just comparing rent prices. While the overall cost of living is about 7% lower in Columbus, OH, your actual experience will depend on your lifestyle, job situation, and priorities. Here are the key factors to weigh before making the move.

Housing & Rent

Housing is typically the largest line item in any budget, and it’s where the biggest differences show up between cities. In this comparison, housing in Columbus, OH is 15% cheaper than in San Marcos, TX. Keep in mind that neighborhood choice within a city can swing rent by 30–50%, so research specific areas β€” not just city averages β€” before signing a lease. If you’re buying, factor in property tax rates, which vary significantly by county and state.

Job Market & Salary Adjustments

A lower cost of living doesn’t help if your salary drops proportionally. Before committing to a move, research whether employers in Columbus, OH pay comparable wages for your role. Remote workers may keep their current salary, but some companies adjust pay based on location. Use the salary calculator above to see what you’d need to earn in Columbus, OH to match your current standard of living in San Marcos, TX.

Taxes & Take-Home Pay

State income tax, property tax, and sales tax all affect how far your paycheck stretches. Some states have no income tax but make up for it with higher property or sales taxes. The tax comparison section above breaks down how your take-home pay would change. Don’t forget about vehicle registration fees, tolls, and other state-specific costs that add up over a year.

Quality of Life & Lifestyle Fit

Numbers only tell part of the story. Consider climate preferences, commute times, proximity to family, school quality if you have children, healthcare access, and the general β€œfeel” of a city. A place that’s 15% cheaper might not be worth it if it means a longer commute or fewer amenities you value. If possible, visit Columbus, OH for a week before making a final decision β€” experiencing the day-to-day rhythm matters more than any spreadsheet.

Frequently Asked Questions: San Marcos, TX vs Columbus, OH

Is Columbus, OH cheaper than San Marcos, TX?

Yes, Columbus, OH is about 6.6% cheaper than San Marcos, TX. You could save approximately $493/month on a $150,000 salary. Housing costs are 15% lower in Columbus, OH.

What salary do I need in Columbus, OH to match my lifestyle in San Marcos, TX?

If you currently earn $150,000 in San Marcos, TX, you would need approximately $144,078 in Columbus, OH to maintain the same standard of living. This accounts for differences in housing, groceries, transportation, utilities, healthcare, and other typical expenses. Use the salary input above to adjust this based on your actual income.

How does rent compare between San Marcos, TX and Columbus, OH?

A two-bedroom apartment averages $1,177/month in San Marcos, TX compared to $1,315/month in Columbus, OH. One-bedroom apartments are $994/month in San Marcos, TX vs $1,100/month in Columbus, OH. These are area-wide medians β€” specific neighborhoods can vary significantly. Check the ZIP-level rent breakdown above for more granular data.

Are groceries more expensive in San Marcos, TX or Columbus, OH?

Groceries are about 4% more expensive in Columbus, OH than in San Marcos, TX, which adds roughly $41.53/month to a typical household budget. This covers common items like produce, dairy, meat, and pantry staples based on BLS consumer expenditure data.

What is the best time to move from San Marcos, TX to Columbus, OH?

Most people find that moving during the off-season (October through March) results in lower moving costs, since demand for movers and rental trucks drops. If you're renting, you may also find more negotiable lease terms during winter months. However, if you have school-age children, summer moves allow for a smoother school transition. For the best combination of availability and price, consider moving in early fall or late spring.

πŸ’° See how taxes change too β€” compare take-home pay between Texas and Ohio on TaxTakeHome.com

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