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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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You'd save $576/month moving to Santa Clarita, CA

$150.0K in your current city equals $143.1K in Santa Clarita, CA

Rent data from HUD ZIP-level estimates · COL index from Los Angeles-Long Beach-Anaheim, CA area
Overall Cost
7.7%
Less expensive
Monthly Impact
$576
Savings
Annual Impact
$6.9K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Santa Ana, CA

Population:310K
Cost Index:
100
100 = national average
Median Home:$833K

Santa Clarita, CA

Population:224K
Cost Index:
92
(8% below avg)
Median Home:$885K

Santa Ana, CA

The Golden State

310K
Population
State Tax
Yes

Located in California, this city has a population of 310K residents.

Santa Clarita, CA

The Golden State

224K
Population
State Tax
Yes

Located in California, this city has a population of 224K residents.

Cost Breakdown by Category

Annual spending: Santa Ana, CA vs Santa Clarita, CA

Housing
16.9%
Santa Ana, CA
$7,749
Santa Clarita, CA
$6,439
Difference
$1,311
less
Transportation
7.7%
Santa Ana, CA
$2,158
Santa Clarita, CA
$1,992
Difference
$166
less
Other
7.7%
Santa Ana, CA
$1,731
Santa Clarita, CA
$1,598
Difference
$133
less
Groceries
3.9%
Santa Ana, CA
$1,040
Santa Clarita, CA
$999
Difference
$40.76
less
All Utilities
3.9%
Santa Ana, CA
$557
Santa Clarita, CA
$536
Difference
$21.84
less
Healthcare
3.9%
Santa Ana, CA
$554
Santa Clarita, CA
$532
Difference
$21.70
less

🏠Rent Comparison

Studio
From$2,205
To$1,452
$753
1 Bed
From$2,255
To$1,648
$607
2 Bed
From$2,660
To$2,197
$463
3 Bed
From$3,610
To$3,296
$314
Santa Ana, CAZIP-level data

1BR range: $2,220$2,410/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$13,790
Monthly in Santa Ana, CA
$12,096
Monthly in Santa Clarita, CA
$1,694
Difference

Home Values

Santa Ana
Santa Clarita
$833K
Median Value
-
↓ -1%
YoY Change
-
↑ +36.4%
5-Year Change
-
$679K - $1.00M
Price Range
-

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

Santa Ana, CA

Federal Income Tax
Effective: 18.9%
$25.5K
California State Tax
Effective: 7.1%
$10.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.6K
Take-Home Pay
$8,530/month
$102.4K

Santa Clarita, CA

Federal Income Tax
Effective: 18.9%
$25.5K
California State Tax
Effective: 7.1%
$10.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.6K
Take-Home Pay
$8,530/month
$102.4K

Additional Tax Information

Santa Ana, CA Tax Rates

Sales Tax:10.5%
Property Tax:0.8%

Santa Clarita, CA Tax Rates

Sales Tax:10.5%
Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Santa Ana
Santa Clarita
54 Moderate
Air Quality
80 Moderate
32.5%
Good Air Days
10.4%
100 Very High
Climate Risk
100 Very High
🔥🌊🌅
Top Hazards
🔥🌊🌅
+2.6°F
2050 Outlook
+2.6°F
12 days
Heat Days >95°F
17 days
+2.6°F
2050 Outlook
+2.6°F
12 days
Heat Days >95°F
17 days

What to Consider When Moving from Santa Ana, CA to Santa Clarita, CA

Relocating from Santa Ana, CA to Santa Clarita, CA involves more than just comparing rent prices. While the overall cost of living is about 8% lower in Santa Clarita, CA, your actual experience will depend on your lifestyle, job situation, and priorities. Here are the key factors to weigh before making the move.

Housing & Rent

Housing is typically the largest line item in any budget, and it’s where the biggest differences show up between cities. In this comparison, housing in Santa Clarita, CA is 17% cheaper than in Santa Ana, CA. Keep in mind that neighborhood choice within a city can swing rent by 30–50%, so research specific areas — not just city averages — before signing a lease. If you’re buying, factor in property tax rates, which vary significantly by county and state.

Job Market & Salary Adjustments

A lower cost of living doesn’t help if your salary drops proportionally. Before committing to a move, research whether employers in Santa Clarita, CA pay comparable wages for your role. Remote workers may keep their current salary, but some companies adjust pay based on location. Use the salary calculator above to see what you’d need to earn in Santa Clarita, CA to match your current standard of living in Santa Ana, CA.

Taxes & Take-Home Pay

State income tax, property tax, and sales tax all affect how far your paycheck stretches. Some states have no income tax but make up for it with higher property or sales taxes. The tax comparison section above breaks down how your take-home pay would change. Don’t forget about vehicle registration fees, tolls, and other state-specific costs that add up over a year.

Quality of Life & Lifestyle Fit

Numbers only tell part of the story. Consider climate preferences, commute times, proximity to family, school quality if you have children, healthcare access, and the general “feel” of a city. A place that’s 15% cheaper might not be worth it if it means a longer commute or fewer amenities you value. If possible, visit Santa Clarita, CA for a week before making a final decision — experiencing the day-to-day rhythm matters more than any spreadsheet.

Frequently Asked Questions: Santa Ana, CA vs Santa Clarita, CA

Is Santa Clarita, CA cheaper than Santa Ana, CA?

Yes, Santa Clarita, CA is about 7.7% cheaper than Santa Ana, CA. You could save approximately $576/month on a $150,000 salary. Housing costs are 17% lower in Santa Clarita, CA.

What salary do I need in Santa Clarita, CA to match my lifestyle in Santa Ana, CA?

If you currently earn $150,000 in Santa Ana, CA, you would need approximately $143,085 in Santa Clarita, CA to maintain the same standard of living. This accounts for differences in housing, groceries, transportation, utilities, healthcare, and other typical expenses. Use the salary input above to adjust this based on your actual income.

How does rent compare between Santa Ana, CA and Santa Clarita, CA?

A two-bedroom apartment averages $2,660/month in Santa Ana, CA compared to $2,197/month in Santa Clarita, CA. One-bedroom apartments are $2,255/month in Santa Ana, CA vs $1,648/month in Santa Clarita, CA. These are area-wide medians — specific neighborhoods can vary significantly. Check the ZIP-level rent breakdown above for more granular data.

Are groceries more expensive in Santa Ana, CA or Santa Clarita, CA?

Groceries are about 4% cheaper in Santa Clarita, CA than in Santa Ana, CA, saving a typical household roughly $40.76/month on food.

What is the best time to move from Santa Ana, CA to Santa Clarita, CA?

Most people find that moving during the off-season (October through March) results in lower moving costs, since demand for movers and rental trucks drops. If you're renting, you may also find more negotiable lease terms during winter months. However, if you have school-age children, summer moves allow for a smoother school transition. For the best combination of availability and price, consider moving in early fall or late spring.

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