Santa Monica, CA vs Los Angeles, CA: Cost of Living
Which city costs less?
Los Angeles, CA has a modeled overall cost index 8.9% higher than Santa Monica, CA.
- Santa Monica, CA · modeled 2BR rent
- $3,400 / month
- Los Angeles, CA · modeled 2BR rent
- $2,660 / month
These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions
Adjust your income and compare the budget ↓Cost of Living Comparison 2026
Compare Santa Monica, CA and Los Angeles, CA using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.
Saved regional estimates · Sources and assumptions
Estimated extra cost: $1,093/month in Los Angeles, CA
$150,000 in your current city has a modeled equivalent of $163,116 in Los Angeles, CA
Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.
Santa Monica, CA
Los Angeles, CA
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Plan my move with the free checklistSanta Monica, CA
The Golden State
Located in California, this city has a population of 90K residents.
Los Angeles, CA
The Golden State
Notable Facts
- •Entertainment capital of the world
- •Major Pacific Rim trade center
- •Diverse metropolitan area
Major Industries
Cost Breakdown by Category
Estimated monthly spending: Santa Monica, CA vs Los Angeles, CA
Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.
| Category | Santa Monica, CA | Los Angeles, CA | Difference | Change |
|---|---|---|---|---|
Housing | $3,990/mo | $4,829/mo | ↑ $839more | 21.0% |
Transportation | $1,235/mo | $1,345/mo | ↑ $110more | 8.9% |
Other | $990/mo | $1,079/mo | ↑ $88.29more | 8.9% |
Groceries | $621/mo | $648/mo | ↑ $27.09more | 4.4% |
All Utilities | $333/mo | $347/mo | ↑ $14.52more | 4.4% |
Healthcare | $331/mo | $345/mo | ↑ $14.43more | 4.4% |
🏠Rent Comparison
1BR range: $2,390–$2,980/mo
1BR range: $1,630–$3,130/mo
💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.
Home Values
Homes in Los Angeles are 39% less expensive than Santa Monica
Source: Zillow Home Value Index (ZHVI), January 2026
Tax Comparison
Annual tax burden comparison at $150.0K salary
Santa Monica, CA
Los Angeles, CA
Additional Tax Information
Santa Monica, CA Tax Rates
Los Angeles, CA Tax Rates
💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.
🚶 Walkability
Modeled road attributes, not a safety assessment. Methodology and limitations
Environment
Before moving from Santa Monica, CA to Los Angeles, CA
Use this comparison to shortlist a move, then check the costs that depend on your household.
- Compare actual homes. Get current quotes in Los Angeles, CA for the same bedroom count and included utilities as your home in Santa Monica, CA. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
- Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
- Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
- Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Santa Monica to Los Angeles moving checklist to organize the tasks and timing.
Still choosing a destination? Explore cities similar to Los Angeles, CA by cost, housing, population and region.
Frequently Asked Questions: Santa Monica, CA vs Los Angeles, CA
How do the cost estimates for Santa Monica, CA and Los Angeles, CA compare?
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