Is Roseville, CA cheaper than Santa Rosa, CA?

Based on cost of living data, Roseville, CA is 26.7% cheaper than Santa Rosa, CA. This translates to saving $2002 per month.

What salary do I need in Roseville, CA to live like I do in Santa Rosa, CA?

If you earn $150,000 in Santa Rosa, CA, you'd need approximately $125,981.765 in Roseville, CA to maintain the same standard of living.

How does housing cost compare between Santa Rosa, CA and Roseville, CA?

Housing in Roseville, CA is 53.7% cheaper than in Santa Rosa, CA. For a two-bedroom apartment, rent is $2,277/month in Roseville, CA compared to $1,928/month in Santa Rosa, CA.

How much can I save per month by moving from Santa Rosa, CA to Roseville, CA?

Moving from Santa Rosa, CA to Roseville, CA could save you approximately $2002 per month, or $24018 per year, based on a $150,000 salary.

Santa Rosa, CA vs Roseville, CA: Cost of Living Comparison 2026

Tap to swap

Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

Current salary in Santa Rosa, CA

Numbers update automatically as you type

You'd save $2.0K/month moving to Roseville, CA

$150.0K in your current city equals $126.0K in Roseville, CA

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 26.7%

Less expensive

Monthly Impact

$2,002

Savings

Annual Impact

$24.0K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Santa Rosa, CA

Population:176K

Cost Index:

100

100 = national average

Median Home:$713K

Roseville, CA

Population:159K

Cost Index:

(27% below avg)

Median Home:$652K

Santa Rosa, CA

The Golden State

176K

Population

State Tax

Yes

Located in California, this city has a population of 176K residents.

Roseville, CA

The Golden State

159K

Population

State Tax

Yes

Located in California, this city has a population of 159K residents.

Cost Breakdown by Category

Annual spending: Santa Rosa, CA vs Roseville, CA

Category	Santa Rosa, CA	Roseville, CA	Difference	Change
Housing	$6,939/mo	$3,212/mo	↓ $3,727less	53.7%
Transportation	$1,703/mo	$1,384/mo	↓ $319less	18.7%
Other	$1,479/mo	$1,761/mo	↑ $282more	19.0%
All Utilities	$398/mo	$523/mo	↑ $125more	31.4%
Healthcare	$627/mo	$611/mo	↓ $15.94less	2.5%
Groceries	$1,030/mo	$1,045/mo	↑ $15.72more	1.5%

Housing

↓ 53.7%

Santa Rosa, CA

$6,939

Roseville, CA

$3,212

Difference

$3,727

less

Transportation

↓ 18.7%

Santa Rosa, CA

$1,703

Roseville, CA

$1,384

Difference

$319

less

Other

↑ 19.0%

Santa Rosa, CA

$1,479

Roseville, CA

$1,761

Difference

$282

All Utilities

↑ 31.4%

Santa Rosa, CA

$398

Roseville, CA

$523

Difference

$125

Healthcare

↓ 2.5%

Santa Rosa, CA

$627

Roseville, CA

$611

Difference

$15.94

less

Groceries

↑ 1.5%

Santa Rosa, CA

$1,030

Roseville, CA

$1,045

Difference

$15.72

🏠Rent Comparison

Studio

From$1,331

To$1,764

↑ $433

1 Bed

From$1,469

To$1,846

↑ $377

2 Bed

From$1,928

To$2,277

↑ $349

3 Bed

From$2,649

To$3,030

↑ $381

Santa Rosa, CAZIP-level data

1BR range: $1,940–$2,470/mo

Roseville, CAZIP-level data

1BR range: $2,140–$2,330/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$12,177

Monthly in Santa Rosa, CA

$8,537

Monthly in Roseville, CA

$3,640

Difference

Home Values

Santa Rosa

Roseville

$713K

Median Value

$652K

↓ -2.8%

YoY Change

↓ -1.1%

↑ +12.2%

5-Year Change

↑ +20.7%

$620K - $797K

Price Range

$530K - $670K

Homes in Roseville are 9% less expensive than Santa Rosa

Calculate payment - Santa Rosa Calculate payment - Roseville

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Santa Rosa, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Roseville, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Additional Tax Information

Santa Rosa, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

Roseville, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.