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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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Numbers update automatically as you type

You'd save $167/month moving to Washington, DC

$150.0K in your current city equals $148.0K in Washington, DC

Rent data from HUD ZIP-level estimates · COL index from area
Overall Cost
2.2%
Less expensive
Monthly Impact
$167
Savings
Annual Impact
$2.0K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Santa Rosa, CA

Population:176K
Cost Index:
100
100 = national average
Median Home:$713K

Washington, DC

Population:690K
Cost Index:
98
(2% below avg)
Median Home:$556K

Santa Rosa, CA

The Golden State

176K
Population
State Tax
Yes

Located in California, this city has a population of 176K residents.

Washington, DC

The District of Columbia

690K
Population
State Tax
Yes
Climate
Humid subtropical

Notable Facts

  • Nations capital
  • No voting representation in Congress
  • Major international city

Major Industries

GovernmentProfessional ServicesTourismEducation

Cost Breakdown by Category

Annual spending: Santa Rosa, CA vs Washington, DC

Housing
10.5%
Santa Rosa, CA
$6,939
Washington, DC
$6,211
Difference
$728
less
Other
23.3%
Santa Rosa, CA
$1,479
Washington, DC
$1,825
Difference
$345
more
Transportation
10.7%
Santa Rosa, CA
$1,703
Washington, DC
$1,885
Difference
$182
more
All Utilities
27.7%
Santa Rosa, CA
$398
Washington, DC
$508
Difference
$110
more
Groceries
4.8%
Santa Rosa, CA
$1,030
Washington, DC
$1,079
Difference
$49.52
more
Healthcare
0.7%
Santa Rosa, CA
$627
Washington, DC
$632
Difference
$4.54
more

🏠Rent Comparison

Studio
From$1,331
To$2,150
$819
1 Bed
From$1,469
To$2,215
$746
2 Bed
From$1,928
To$2,470
$542
3 Bed
From$2,649
To$3,115
$466
Santa Rosa, CAZIP-level data

1BR range: $1,940$2,470/mo

Washington, DCZIP-level data

1BR range: $1,340$3,020/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$12,177
Monthly in Santa Rosa, CA
$12,140
Monthly in Washington, DC
$37.13
Difference

Home Values

Santa Rosa
Washington
$713K
Median Value
$556K
↓ -2.8%
YoY Change
↓ -2.2%
↑ +12.2%
5-Year Change
↓ -5.6%
$620K - $797K
Price Range
$233K - $1.35M

Homes in Washington are 22% less expensive than Santa Rosa

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$524
More taxes
Monthly Difference
$43.66
Less take-home
Effective Rate Diff
0.3%
Rate difference

Santa Rosa, CA

Federal Income Tax
Effective: 18.9%
$25.5K
California State Tax
Effective: 7.1%
$10.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.6K
Take-Home Pay
$8,530/month
$102.4K

Washington, DC

Federal Income Tax
Effective: 18.9%
$25.5K
District of Columbia State Tax
Effective: 7.4%
$11.2K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 32.1%
$48.2K
Take-Home Pay
$8,486/month
$101.8K

Additional Tax Information

Santa Rosa, CA Tax Rates

Sales Tax:10.5%
Property Tax:0.8%

Washington, DC Tax Rates

Sales Tax:6.0%
Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Santa Rosa
Washington
33 Good
Air Quality
45 Good
76%
Good Air Days
63.7%
100 Very High
Climate Risk
98 High
🌊🫨
Top Hazards
🌊🌀🌡
+2.0°F
2050 Outlook
+2.9°F
1 days
Heat Days >95°F
27 days
+2.0°F
2050 Outlook
+2.9°F
1 days
Heat Days >95°F
27 days

💰 See how taxes change too — compare take-home pay between California and Washington DC on TaxTakeHome.com

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