Is Nashville, TN cheaper than Saratoga Springs, UT?

Based on cost of living data, Nashville, TN is 12.6% more expensive than Saratoga Springs, UT. This translates to spending an extra $945 per month.

What salary do I need in Nashville, TN to live like I do in Saratoga Springs, UT?

If you earn $150,000 in Saratoga Springs, UT, you'd need approximately $161,337.252 in Nashville, TN to maintain the same standard of living.

How does housing cost compare between Saratoga Springs, UT and Nashville, TN?

Housing in Nashville, TN is 14.2% more expensive than in Saratoga Springs, UT. For a two-bedroom apartment, rent is $1,840/month in Nashville, TN compared to $1,027/month in Saratoga Springs, UT.

How much can I save per month by moving from Saratoga Springs, UT to Nashville, TN?

Living in Nashville, TN costs approximately $945 more per month than Saratoga Springs, UT, or $11337 more per year, based on a $150,000 salary.

Saratoga Springs, UT vs Nashville, TN: Cost of Living Comparison 2026

MoveNumbers

Tap to swap

Cost of Living Comparison 2026

📍 Saratoga Springs, UT — COL adjusted from Boise, ID area + state data

Current salary in Saratoga Springs, UT

Numbers update automatically as you type

You'd spend $945/month more in Nashville, TN

$150.0K in your current city equals $161.3K in Nashville, TN

Rent data from HUD ZIP-level estimates · COL index from Salt Lake City, UT area

Overall Cost

↑ 12.6%

More expensive

Monthly Impact

$945

Extra cost

Annual Impact

$11.3K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Saratoga Springs, UT

Population:53K

Cost Index:100

Median Home:$504K

Nashville, TN

Population:689K

Cost Index:113

Median Home:$489K

Saratoga Springs, UT

The Beehive State

53K

Population

State Tax

Yes

Located in Utah, this city has a population of 53K residents.

Nashville, TN

The Volunteer State

689K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Music City USA
•Country music capital
•Healthcare industry hub

Major Industries

Music IndustryHealthcareTourismFinance

Cost Breakdown by Category

Annual spending: Saratoga Springs, UT vs Nashville, TN

Category	Saratoga Springs, UT	Nashville, TN	Difference	Change
📦Other	$1,531/mo	$1,942/mo	↑ $411more	26.8%
🏠Housing	$2,321/mo	$2,651/mo	↑ $330more	14.2%
🚗Transportation	$1,143/mo	$1,284/mo	↑ $141more	12.3%
⚡All Utilities	$452/mo	$519/mo	↑ $67.33more	14.9%
🛒Groceries	$910/mo	$949/mo	↑ $39.58more	4.4%
🏥Healthcare	$599/mo	$607/mo	↑ $8.59more	1.4%

📦Other

↑ 26.8%

Saratoga Springs, UT

$1,531

Nashville, TN

$1,942

Difference

$411

🏠Housing

↑ 14.2%

Saratoga Springs, UT

$2,321

Nashville, TN

$2,651

Difference

$330

🚗Transportation

↑ 12.3%

Saratoga Springs, UT

$1,143

Nashville, TN

$1,284

Difference

$141

⚡All Utilities

↑ 14.9%

Saratoga Springs, UT

$452

Nashville, TN

$519

Difference

$67.33

🛒Groceries

↑ 4.4%

Saratoga Springs, UT

$910

Nashville, TN

$949

Difference

$39.58

🏥Healthcare

↑ 1.4%

Saratoga Springs, UT

$599

Nashville, TN

$607

Difference

$8.59

🏠Rent Comparison

Studio

From$697

To$1,600

↑ $903

1 Bed

From$807

To$1,680

↑ $873

2 Bed

From$1,027

To$1,840

↑ $813

3 Bed

From$1,430

To$2,350

↑ $920

Nashville, TNZIP-level data

1BR range: $1,320–$2,230/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,956

Monthly in Saratoga Springs, UT

$7,952

Monthly in Nashville, TN

$996

Difference

Home Values

Saratoga Springs

Nashville

Median Value

$489K

YoY Change

↓ -2.1%

5-Year Change

↑ +32.1%

Price Range

$320K - $1.16M

Calculate payment - Nashville

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $7.3K

Per year

Monthly Difference

$606

More take-home

Effective Rate Diff

4.8%

Rate difference

Saratoga Springs, UT

Federal Income Tax

Effective: 18.9%

$25.5K

Utah State Tax

Effective: 4.9%

$7.3K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.5%

$44.3K

Take-Home Pay

$8,809/month

$105.7K

Nashville, TN

Federal Income Tax

Effective: 18.9%

$25.5K

Tennessee State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Saratoga Springs, UT Tax Rates

Sales Tax:7.4%

Property Tax:0.6%

Nashville, TN Tax Rates

Sales Tax:9.5%

Property Tax:0.7%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.