Is Austin, TX cheaper than Sayreville, NJ?

Based on cost of living data, Austin, TX is 0.5% cheaper than Sayreville, NJ. The two cities have very similar living costs.

What salary do I need in Austin, TX to live like I do in Sayreville, NJ?

If you earn $150,000 in Sayreville, NJ, you'd need approximately $149,575.592 in Austin, TX to maintain the same standard of living.

How does housing cost compare between Sayreville, NJ and Austin, TX?

Housing in Austin, TX is 47.9% more expensive than in Sayreville, NJ. For a two-bedroom apartment, rent is $1,995/month in Austin, TX compared to $1,645/month in Sayreville, NJ.

How much can I save per month by moving from Sayreville, NJ to Austin, TX?

Moving from Sayreville, NJ to Austin, TX could save you approximately $35 per month, or $424 per year, based on a $150,000 salary.

Sayreville, NJ vs Austin, TX: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Sayreville, NJ — ZIP-level rent data · COL adjusted from Newark, NJ area

Current salary in Sayreville, NJ

Numbers update automatically as you type

You'd save $35.37/month moving to Austin, TX

$150.0K in your current city equals $149.6K in Austin, TX

Rent data from HUD ZIP-level estimates · COL index from New York-Newark-Jersey City, NY-NJ-PA area

Overall Cost

↓ 0.5%

Less expensive

Monthly Impact

$35.37

Savings

Annual Impact

$424

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Sayreville, NJ

Population:45K

Cost Index:100

Median Home:$528K

Austin, TX

Population:979K

Cost Index:100

Median Home:$558K

Sayreville, NJ

The Garden State

45K

Population

State Tax

Yes

Located in New Jersey, this city has a population of 45K residents.

Austin, TX

The Lone Star State

979K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Live music capital
•Major tech hub
•SXSW festival city

Major Industries

TechnologyMusic IndustryEducationGovernment

Cost Breakdown by Category

Annual spending: Sayreville, NJ vs Austin, TX

Category	Sayreville, NJ	Austin, TX	Difference	Change
🏠Housing	$1,950/mo	$2,885/mo	↑ $935more	47.9%
🚗Transportation	$1,531/mo	$1,284/mo	↓ $247less	16.2%
📦Other	$1,941/mo	$1,741/mo	↓ $200less	10.3%
🛒Groceries	$1,076/mo	$959/mo	↓ $117less	10.8%
🏥Healthcare	$673/mo	$589/mo	↓ $84.61less	12.6%
⚡All Utilities	$583/mo	$541/mo	↓ $42.07less	7.2%

🏠Housing

↑ 47.9%

Sayreville, NJ

$1,950

Austin, TX

$2,885

Difference

$935

🚗Transportation

↓ 16.2%

Sayreville, NJ

$1,531

Austin, TX

$1,284

Difference

$247

less

📦Other

↓ 10.3%

Sayreville, NJ

$1,941

Austin, TX

$1,741

Difference

$200

less

🛒Groceries

↓ 10.8%

Sayreville, NJ

$1,076

Austin, TX

$959

Difference

$117

less

🏥Healthcare

↓ 12.6%

Sayreville, NJ

$673

Austin, TX

$589

Difference

$84.61

less

⚡All Utilities

↓ 7.2%

Sayreville, NJ

$583

Austin, TX

$541

Difference

$42.07

less

🏠Rent Comparison

Studio

From$1,197

To$1,585

↑ $388

1 Bed

From$1,311

To$1,685

↑ $374

2 Bed

From$1,645

To$1,995

↑ $350

3 Bed

From$1,971

To$2,525

↑ $554

Sayreville, NJZIP-level data

1BR range: $1,610–$1,610/mo

Austin, TXZIP-level data

1BR range: $1,490–$2,350/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,754

Monthly in Sayreville, NJ

$7,998

Monthly in Austin, TX

$244

Difference

Home Values

Sayreville

Austin

$528K

Median Value

$558K

↑ +4.6%

YoY Change

↓ -5%

↑ +24.3%

5-Year Change

↑ +12.6%

$528K

Price Range

$272K - $1.26M

Homes in Austin are 6% more expensive than Sayreville

Calculate payment - Sayreville Calculate payment - Austin

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $7.4K

Per year

Monthly Difference

$619

More take-home

Effective Rate Diff

5.0%

Rate difference

Sayreville, NJ

Federal Income Tax

Effective: 18.9%

$25.5K

New Jersey State Tax

Effective: 5.0%

$7.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.4K

Take-Home Pay

$8,796/month

$105.6K

Austin, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Sayreville, NJ Tax Rates

Sales Tax:6.6%

Property Tax:2.5%

Austin, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.